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6

Should I Refinance My Mortgage?

A.D. asks from Dallas

I had a 5 yr ARM loan whish I got refinanced last year, March 2008, with 5.5%, 30yrs fixed. I pay monthly escrow with it. As rates are going down , should I refina...

19

Invest or Pay Extra Towards Mortgage?

A.D. asks from Dallas

My mom just passed away and I am inheriting half of her investment account, it was divided up into different mutual funds earning her 1.9% and 3.2% interest. I found ...

19

Pay down Mortgage or Keep Money in an Account

J.G. asks from Chicago

Well, after this latest storm, I have decided that there is no way in hell I'm doing a build on our current property. Our backyard is a lake, and our street is a pond...

19

$10,000 Mortgage Payment Question

A.D. asks from Dallas

I paid $10,000 to the Principal of my mortgage this year (in addition to making the regular $1,000 a month payments) to help pay my house off sooner. My friend says m...

20

I Am Seeking a Good, Honest, Mortgage Broker.

T.K. asks from Denver

Hi Everyone, I am wondering if any of you have had any good luck with a mortgage broker in the area? My husband and I are looking to buy our first house in Westmi...

5

Looking for Reputable Mortgage Broker That You Have Used at Least Once

M.H. asks from Dallas

We would like to talk to a broker about our refinancing options related to the recent rate drops. I am looking for someone who you have had do your own mortgage not ...

16

Anyone Have Any Suggestions RE: the Best Mortgage Company

K.K. asks from Cincinnati

Since we recently moved here to Mason, we are now starting our house hunt. We have a Realtor but was wandering if anyone has had a good experience with their mortgag...

11

Home Equity vs Another Mortgage

B.A. asks from Miami

Good morning Mamas, My husband and I are considering buying another house. We currently live in a townhouse with a small yard, but want something a little bigger wi...

34

How Much of Your Gross Income Do You Spend on Rent or Mortgage?

J.G. asks from Chicago

Since we are preparing to move, I'm trying to figure out how much money to spend on a new mortgage. When we bought our current house, we under brought, and while I am...

17

Considering Switching from a Large Bank to a Credit Union - Advice Please?

X.C. asks from Boston

We're currently at a large bank and I keep reading how great credit unions are. The only "con" I can find with credit unions is the limited amount of ATM's, but most...

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Answer Highlights

  • no more than 25 percent in 4 answers "recommendation is no more than 25% of net pay... however, if you are someone with ..."
  • your regular monthly payments in 2 answers "... to 20 years and save 10 years worth of interest. Your regular monthly payments ..."
  • cherry creek mortgage in 3 answers "Her name is Christine Jensen with Cherry Creek Mortgage, the Arvada Branch (so she ..."
  • recommend wells fargo in 2 answers "I also recommend Wells Fargo. We have a 30 yr fixed through them and I haven't had ..."
  • local credit unions in 2 answers "... for instance, my son away at college can go to one of the local credit unions ..."