refinance when to

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6

Mortgage Refinancing for Upside down Mortgages

M.W. asks from Boise

Does anyone know about this? I heard if you bought your house before the housing market crash, and your mortgage is now way upside down, you could refinance at a rea...

11

Refinancing - Do I Have Any Options?

M.R. asks from San Francisco

We are upside down on our mortgage. Both or first and second are with large, well known banks. I have tried calling the holder of the first, and I get the run around ...

11

Mortgage Help

T.N. asks from Houston

Need Help!! My financial situation has changed drastically in the last past 60 days and I am sinking. One thing that will help is if I refinance my mortgage, but my c...

13

Credit Repair

M.P. asks from Albuquerque

We are trying to refinance our house and when I pull my credit scores I am above 620 (Which is the requirement) but when my mortgage lady pulled it she got 605. I am ...

7

Mortgage/Refinance Problem ***Please Help!***

R.L. asks from Detroit

I have a huge problem and don't know what to do. 5 years ago my husband decided to refinance our home, and during this process he ended up in the hospital. He almost ...

11

Seeking Financial Security

H.L. asks from Chicago

I'm trying to figure out if it is in our best interest to refinance our home, which we bought 4 years ago in northwest indiana. We have a fixer-upper which we have pu...

4

Home Appraiser Needed

J.D. asks from Dallas

We are trying to refinance our home and need a home appraiser in the Coppell area. The mortgage guy quoted a price of $350, but was wondering if any of you had any re...

4

Mortgage Advisor

A.H. asks from Dallas

Hi There Ladies! I need to re-finance and need a really good mortgage consultant. Someone who is well experienced and trustworthy-someone willing to help rather th...

10

Refinancing

E.M. asks from Louisville

My hubby and i are looking to refinance our house. well we ahve gone through a few companies and they say we cant b/c of his pay cut he took this year. a friend told ...

13

Mortgage Refinancing

J.C. asks from St. Louis

Without trying to get into anyone's personal business, I was curious if anyone had refinanced their home. Did you get cash out for consolidation/home improvements? ...

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Answer Highlights

  • freddie mac or fannie in 2 answers "(thanks Obama). If your home is serviced by Freddie Mac or Fannie Mae, you should ..."
  • off your credit card in 2 answers "As to refinancing and paying off your credit card debts, it's a good idea."
  • refer you to a financial advisor in 2 answers "I also would like to refer you to a financial advisor."
  • pay off your credit in 2 answers "... don't get charged for any costs, get the best rate and truly pay off your credit ..."
  • credit card debt in 2 answers "... out cash to pay off credit cards end up having just as much credit card debt ..."