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21

I'm Getting Married to a Man with BAD Credit

C.E. asks from Jackson

I love my fiancee' very much and cannot wait to marry him. Quik question though. His credit is not swell and he owes out a fair amount of money. That we cannot afford...

13

Looking for Advice on Credit, Mortgages, Real Estate

B.K. asks from Detroit

Hi Mamas!! We've decided it's time to buy a house. We are for sure going to stay in MI so we are ready to commit to purchasing a house. We do have a few issues t...

17

Considering Switching from a Large Bank to a Credit Union - Advice Please?

X.C. asks from Boston

We're currently at a large bank and I keep reading how great credit unions are. The only "con" I can find with credit unions is the limited amount of ATM's, but most...

10

Credit Repair? Good or Waste of Time?

M.C. asks from Dallas

My husband and I are wanting to buy a house. We have a few months of paying off bills until we could afford it, and we had some time to really clean up our credit. ...

40

Cashing in My 401K to Pay off Credit Cards

J.V. asks from New York

Hello All, I have about 8K in credit card debt I would like to pay off. I also have 11K in an old 401K from my previous employer. I know the golden rule is not to...

18

Feedback Needed for Using a Credit Union

K.H. asks from Johnson City

Hi! I recently looked into refinancing our vehicle through a credit union. They have amazing rates but I am still a little uneasy about using the union. I do not pers...

9

Can Anyone Explain to Me What a Mortgage Credit Certificate Is? Is It Worth It?

S.G. asks from Houston

Ok so I'm looking to buy a house in Texas. I have been pre-approved and ready to go. My lender just told me about the program for a Mortgage Credit Certificate. I ...

10

Is This a Potential Credit Problem?

E.B. asks from Honolulu

Or am I just over-reacting? My daughter received one of those "you're pre-approved" letters from Capital One bank. Inside there is a personal reservation number a...

11

Improving Credit Scores-Settlement Amount Vs. Full Amount

M.H. asks from Houston

-I was told if you pay creditors a settlement amount, that's good and that item will show you paid and will no longer be used against you, therefore making your credi...

47

What to Do About "Friend" That Will Not Pay Back a Loan

S.B. asks from Phoenix

I made the horrible mistake of loaning a friend of many, many year money. The friends were in terrible need or so they said at the time (in 2004). We had been friends...

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