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19

Dilemma with My New Home Mortgage Loan!!

J.S. asks from Chicago

My husband and I are purchasing a new home. We are suppose to be closing this Friday. However, due to the market changes, our loan approval has now been revoked. We h...

25

Need Advise on Loan Modifications

E.M. asks from Los Angeles

Hello everyone, I need your advise on loan modication . I need to reduce my mortgage payment. I am a displanced worker , I can not find a decent job. I have a 15 yea...

9

Excell Mortgage Broker or Lender Needed for Condo Invest from ARM to Fixed Rate

C.S. asks from Washington DC

Can anyone recommend a great mortgage broker or lender who may have some good packages in these rough times of lending. I have a condo investment that I bought 5 yea...

17

Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?

K.R. asks from Charlotte

I am currently looking to refinance my home. I would like to do this in the next few weeks as i believe the rates will be at the lowest after the election. My loan ...

6

Who Can I Turn to When My Mortgage Company Has Botched My Home Loan Modificaton?

H.B. asks from Dallas

Hi, Mommies. I just got off the phone with my mortgage company in tears. We have been going through the modification process for over a year and have done and paid ...

12

Home Mortgage Advice

D.Z. asks from Dallas

We are purchasing a home and are planning on only using me to get the loan b/c my credit is better than my husband's. Are there any negatives to doing this that I sh...

6

Mortgage Refinancing for Upside down Mortgages

M.W. asks from Boise

Does anyone know about this? I heard if you bought your house before the housing market crash, and your mortgage is now way upside down, you could refinance at a rea...

22

Could We Get a Mortgage with These Problems

J.G. asks from Dallas

We are looking into buying a house now that we have the income to do so but my husband had a little problem with his student loan. When he first graduated from law sc...

20

Loan from 401K or Reduce Contributions?

J.G. asks from Chicago

We need a bigger house, and we'd like to take advantage of this market. We have no equity due to the market where we live, and we have about 100k into this house we w...

20

Pay Day Loan?

F.S. asks from Dallas

Anyone ever get a pay day loan? How exactly does it work? The pros/cons? What place did you go to? What do you look for? I see them everywhere so I'm wondering a...

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Answer Highlights

  • freddie mac or fannie in 2 answers "(thanks Obama). If your home is serviced by Freddie Mac or Fannie Mae, you should ..."
  • reducing your contributions in 2 answers "... if there is a match, make sure that if you consider reducing your contributions ..."
  • payday loan company in 2 answers "I recently worked in the collection dept of a local payday loan company."
  • your earnest money in 3 answers "You shouldn't lose your earnest money if your loan was not approved."
  • get a payday loan in 2 answers "... threatens to break your kneecaps if you don't pay, before you get a payday loan ..."