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9

Can Anyone Explain to Me What a Mortgage Credit Certificate Is? Is It Worth It?

S.G. asks from Houston

Ok so I'm looking to buy a house in Texas. I have been pre-approved and ready to go. My lender just told me about the program for a Mortgage Credit Certificate. I ...

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14

Am I Responsible for My Soon to Be X-husband Not Paying the Mortgage?

S.R. asks from Dallas

Hello my husband and I are going through a divorde which will be final soon. He has been staying in our home since August of 2008 and recently I have found out that h...

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13

Ok, One Extra Mortgage Payment per Year Takes off How Much on Your Loan?

A.D. asks from Dallas

For instance, my mortgage (with taxes and insurance) is $1000 a month. If I paid an extra $1000 a year how much would it take off at the end of the loan? Say I have...

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4

Mortgage Loan Modification/Interest Rate Reductation

P.G. asks from Atlanta

Does anyone know anyting about the loan modification do it yourself web site? I was reading about one (www.lmksoftware.com) that a Marrietta couple had used. But yo...

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5

Mother Seeking down Payment Assistance for Mortgage Information

C.M. asks from Chicago

I am in the process of looking for a home and would like to know if anyone has any information for down payment assistance.

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22

Bi-weekly Mortgage Payments

K.D. asks from Denver

We just bought a house, and are looking at the possibility of doing the program where you pay every two weeks and end up making a 13th payment each year. In the past...

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25

Need Advise on Loan Modifications

E.M. asks from Los Angeles

Hello everyone, I need your advise on loan modication . I need to reduce my mortgage payment. I am a displanced worker , I can not find a decent job. I have a 15 yea...

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12

Best Place to Get Car Loan?

A.D. asks from Cincinnati

Any advice re: where to get a loan for a new (well, new to us!) car? I've heard it's better to have financing lined up before you go car shopping, but where should I...

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4

Bad Credit, Can I Still Qualify for a Home Loan

A.C. asks from Los Angeles

My credit score is 552 is there a credible lender or real estate agency that would allow me to buy a foreclosing home with little or no money down?

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6

Home Loans

L.T. asks from Dallas

Hello... We are wanting to purchase a home in the next few months. Our credit is not that great so we are not qualified for a normal loan but we are wanting to put ...

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Answer Highlights

  • out a home equity loan in 2 answers "You could take out a home equity loan or use a home equity line of credit."
  • house goes into default in 2 answers "If the house goes into default, you could potentially be on the hook to owe the bank ..."
  • bi weekly payments in 3 answers "... the extra goes to principle) in the months that there are 3 bi weekly payments ..."
  • pay one extra payment in 2 answers "I have been told that if you pay one extra payment per year, every year, during the ..."
  • payment by 12 and add in 2 answers "Instead of using a service, you can divide your payment by 12 and add that payment ..."