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Debt Consolidation vs Debt Settlement

J.H. asks from Minneapolis

Has anyone had experience with either debt consolidaton ot debt settlement? I am trying to decide which one will do the least amout of damage to my credit scores whil...


Have You Ever Had Your Identity Stolen?

J.P. asks from Houston

What would you do, in hindsight, to prevent stolen identity? Before I pay for an outside party to alert me of suspicious activity on my SS #, which I am about to ...


Sister Wants to Borrow Money from Mom's Nest Egg

R.S. asks from Portland

My sister is having financial problems. She & her husband are trying to get a divorce.They want to sell their house and land. They need to raise their credit rating t...


What Is Life like After Bankruptcy?

J.N. asks from Minneapolis

I am currently in the process of filing bankruptcy. I am wondering how it will affect my life in the future. Due to illnesses, I found myself in extreme debt and coul...


What Does Botox Cost?

L.M. asks from Dayton

my mom just asked my husband and me to cosign on a loan for her for $3,500 because she needs to "catch up on bills" the problem: she gets botox injections (on foreh...


Several Money Curiosity Questions..

T.C. asks from Dallas

We're working on buying a new house to accommodate our growing family. As I'm figuring out our budget and everything, it got me to wondering what everyone else does. ...


Can Anyone Tell Me What to Expect from a Short Sale or Forclouser?

K.G. asks from Fort Wayne

We have our home up for short sale, we had to move out of state for my hubby's job. we have not been able to make payments on both properties so now we are in defult ...


Help...need Advice on Filing Bankruptcy!

C.W. asks from Philadelphia

Ladies, I am at my wits right now recieving collection calls day and night. My situation is after quiting my "I hate this Company" job and going back to school fo...


Trying to Go Back to School

A.F. asks from Stationed Overseas

I really want to go back to college, I started college back in 2007 but had to drop out due to family problems. Now I would like to return but I am not financially st...


Debit Cards

L.M. asks from New York

Just curious... I've always hated the thought of debit cards. I've never used one. To me it just doesn't make sense. It's too much work to keep track of everythin...

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Answer Highlights

  • use our debit cards in 2 answers "... about everything, but keep track of all receipts when we do use our debit cards ..."
  • use my debit card in 4 answers "I dont have a credit card, I use my debit card."
  • there are limited ways to pay in 2 answers "There are limited ways to pay for college: - Out of Pocket - Scholarships & Grants ..."
  • total money makeover in 3 answers "I would start with Dave Ramsey's Total Money Makeover."
  • went through a short sale in 2 answers "My husband and I went through a short sale last year, and as long as your mortgage ..."