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18

Way to Far in Debt

J.K. asks from Billings

OK here goes my husband was laid off last Oct. and was off for 4 months needless to say in that time we got behind on some bills ok all bills and had to rely on credi...

5

Swimming in Debt at Age 25!!

L.B. asks from Denver

Help! My husband and I are in some serious debt and it's only getting worse! We have almost $30,000 credit card debt plus he just got a quote on some dental work he...

22

Advice Needed for Minimizing Small Business Debt

M.D. asks from St. Louis

I left the corporate world and decided to make my own job after my whole department was laid off. I worked in Aviation for nearly 15 years. I seemed to be lucky eno...

17

What Is Life like After Bankruptcy?

J.N. asks from Minneapolis

I am currently in the process of filing bankruptcy. I am wondering how it will affect my life in the future. Due to illnesses, I found myself in extreme debt and coul...

21

Debit Cards

L.M. asks from New York

Just curious... I've always hated the thought of debit cards. I've never used one. To me it just doesn't make sense. It's too much work to keep track of everythin...

12

Thinking of Filing Chapter 13 Bankruptcy- Need Advice!!

K.R. asks from Youngstown

Hello ladies- My husband and I sat last night going over our finances and we are considering filing chapter 13. We had a business that failed and also made so...

23

Creditors Have Increased My Interest So Much I Can No Longer Afford to Make Pymt

K.M. asks from San Francisco

I am a single mother of 2 and I bought a new refrigerator about 1 1/2 years ago and I never missed a payment or made a late payment and one day Home Depot called me u...

12

Debt

S.R. asks from Detroit

I have a problem that I'm aware of & have no idea where to start. I have a really bad spending problem. All of my credit cards are maxed out and I have spent most of ...

29

In So Much Debt

C.P. asks from Memphis

I'm barely can make min. pymnt on my creditcard pymnt. I'm in soo much debt and don't know what to do. I am so depressed, anyone with any ideas that can help me get o...

14

Help...need Advice on Filing Bankruptcy!

C.W. asks from Philadelphia

Ladies, I am at my wits right now recieving collection calls day and night. My situation is after quiting my "I hate this Company" job and going back to school fo...

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Answer Highlights

  • use our debit cards in 2 answers "... about everything, but keep track of all receipts when we do use our debit cards ..."
  • use my debit card in 4 answers "I dont have a credit card, I use my debit card."
  • total money makeover in 5 answers "I have three words for you: Total Money Makeover."
  • about your credit score in 2 answers "I know you mentioned you cared about your credit score, but I assume that since you ..."
  • total money makeover in 3 answers "I would start with Dave Ramsey's Total Money Makeover."