Money: Infant

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32 answers

Career or Baby

I'm 25 years old and getting ready to finish college. My husband is several years older than me and we've been together for 4 years. I know that I'm young, but I've had baby fever for a long time now. I also have a hormonal imbalance that has made me infertile since I was about 19. I haven't worried much about the infertility because I am young and in college and know that I haven't been ready even though my husband is. My question is this: I'm going to finish college soon with a degree in English education. My husband is working on...

Budget

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37 answers

Trying to Stick to a Budget

I've created a budget to deal with my husband's and I expeses because with gas prices the way they are, we can't afford to spend money frivilously. The only problem is, I can't seem to get it started. Everytime I try to stick to the budget that month, my husband spends money on things we don't really need and we end up broke again. This wouldn't be such a problem if not for the fact that we have a baby on the way and things are going to get majorly expensive. We really can't afford to spend money with a baby. I've talk to him about this but...

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Starting a Budget

Hello! I'm a sahm whose looking for some good suggestions on how to do a...

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Financial Problems

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21 answers

Would You Rent to Somebody with Bad Credit?

I would like to know your opinion if you would rent to somebody with bad credit. Less say that the person had a no so bad credit for most of the 7 years, struggle for 2 or 3 years but is getting better in the last year. Doesn't most people is having hard times right now, isn't this kind of understandable if not every person is having good credits with this economy? So if you had a property for rent, how much would you considerate a bad credit, would you look for all the 7 years or the past 2, would it matter why they had a bad credit ...

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401K & Foreclosure

My husband and I are having a lot of financial struggles... since I started...

Financial Responsibility

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14 answers

Flying with an Infant

Hi. I havent flown w/an infant for some time, so I was wondering if u ladies could offer some tips for flying w/a 7 month old. Any packing tips to make things as easy as possible? Other tips r appreciated:)

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Financial Service Providers

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10 answers

Infant Mortality Rate

OK. For those of you who watch the news. The numbers are in. The US's infant mortality rate is skyrocketing. We're ranked 41st in the developed world for delivering babies safely down from 20 something several years ago. http://www.msnbc.msn.com/id/3032619/#44334394 I personally know several of the millions of women like myself without health care insurance who skimped on prenatal care to save money. Surely this lack of prenatal care on a grand national scale impacts the statistic a bit among other factors contributing to failed...

Investments

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14 answers

Best Baby Carrier

I just have about 7 weeks left until our little girl arrives. We're on the countdown. Anyways, I'd really like to have some type of baby carrier by the time she arrives. I didn't really use the one we had with our son because it was so complicated to put on by myself. I have a bad back and neck so I'm looking for something that is going to be easy on me. I don't think I want anything that is a side sling as that would just pull on one side of my neck. What are you ladies using and loving? Is the Moby nice? It looks a little hard to put on...

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Kids & Money

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28 answers

It's Only Money

Mamas & Papas- So yesterday, I told hubs that looks like we'd have to be getting DS another pair of boots this season, as he is growing out of them. He said- oh well, it's only money. Perhaps, children are God's way of making sure that we enter the kingdom of heaven, the rich man, the camel, etc. Kids consume our discretionary funds and keep us humble. Maybe there's some merit to what he said. What do you think? Kids = money pits? Best, F. B.

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What Do You Spend?

If you go to a baby shower, or a wedding shower, what do you typically spend...

Major Purchases

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7 answers

Which Car Seats to Purchase?

I'll give you the kiddos stats, first: DD#1: 3 years old (just), 33 lbs, 38 inches tall; currently in her bigger sister's Britax, which is expiring DD#2: 5 months old, 18lbs, 27 inches tall; currently in a Graco baby bucket We're driving a 2008 Kia Sedona, with the two carseat riders in the middle row, captain's chairs We've been looking at & reading about new carseats & are having a hard time deciding. We tried some seats out yesterday & liked the Britax Frontier for DD1; it seemed roomy & I like that the harness straps don't...

Recurring Expenses

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66 answers

Living on Credit Cards

Financially we are quite a mess, and at odds as to what to do! So please, any advice would be helpful. Our credit score is excellent, we manage to pay things on time, because we keep borrowing from our credit cards. We are over 115,000 in debt, and that does NOT include the large mortgage. We are an average family, we don't make a lot of $, we bought a home too expensive, and had debt going into it, but now it's way worse. We are not upside down, just have more going out then whats coming in. We'd like to keep good credit, because...

Saving Money

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25 answers

What Do You Do to Be Frugal?

My husband and I are on a very tight budget right now and I am having a hard time making ends meet. I am using coupons out of the Sunday paper, using cloth diapers, using a clothes line, etc. I have a few questions. First, any information on where to find more coupons? WHat are you ladies doing to be "frugal" and save money? Lastly, do you have any "frugal" recipes you would like to share or where could I find some good ones? Thanks for all of your help!

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Money Saving Tips

I was curious if anyone had any money saving tips they practice to help with...