Account Types

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8 answers

Is Anyone Familiar with Franklin Templeton Investments

My husband and I are in the process of setting up his retirement investments. It is a huge bewildering process. We have sat with the union rep who has given us a lot of information about choices we need to m ake so we will have the guaranteed paycheck each month. That will be starting in august. But in addition to that there will be annuities that need to be rolled over into some sort of mutual funds, etc so as not to just sit stagnant. We were referred to a financial person. He was wonderful and gave us all sorts of information on...

401(k)

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20 answers

What Exactly Is a 401K?

My husbands job is pushing him in to signing up towards the 401k plan. What exactly is it? Is it worth signing up for?

15

What to Do with 401K

When I left my job over two years ago to stay home with the kids and have...

7

401K & Foreclosure

My husband and I are having a lot of financial struggles... since I started...

College Savings & 529

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14 answers

529 College Plan????

Has anyone ever heard of the 529 plan. I was looking on the internet for ways to save money and am considering it for my daughter but not so sure. If you have not heard of it the website is texascollegesavings.com. I was just wondering if anyone has done it and if it is a better choice rather than doing a savings account through a bank.

Flex Spending Account

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5 answers

Seeking Info/advice on Flexible Spending Acct. for Childcare Expenses

Hello, Since I just started back to work recently and we have our little one in daycare, my husband and I are contemplating enrolling in the Flexible Spending Acct. for daycare expenses which his employer provides. Just needed some explanation on how this works exactly(the paperwork they provide can be somewhat confusing!) and if it saves you more money versus claiming the child care credit on your taxes. Any info you could provide would be quite helpful. Thank you. K. O.

IRA

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20 answers

Realities of Divorce and finance...ouch! How Did You Get past That?

So...I met with an attorney today to discuss my situation and will be meeting with 2 more attorneys and a mediator over the next few weeks to see what they say and figure out who I'll work with when I decide to move ahead. As expected, the financial piece of this is tough to swallow. Aside from our house situation (negative equity) and the fact that I would be unlikely to get child support even if the kids spend more time with me due to income disparity in my favor, retirement came up. I am the only one of the two of us with real...

36

Retirement vs College

Since there is a tension about this on the board, let's actually discuss it....

4

529 College Plans

any suggestions on what plans are good? I've been researching one from...