Money: Teen

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Unmotivated 16 Year Old

My 16 year old daughter is very smart, but is very unmotivated to complete her school work, therefor seems to be running a C average in almost everything. I speak to her teachers who say she 'drifts off' in class. She often gets zeros for homework she 'does not feel like doing'. I realize a C average is not the end of the world, but I know she is capable of more and would like her to be able to go to college. I have taken away privliges, offered incentives, etc, and she says she will do better, and may for a very short time, then its back...

Budget

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Advice on 15 Year Old Daughter

Hello - I need advice on what to do in a situation regarding my 15 year old daughter. She has been sneeking around behind my back to talk to and to see a boy that her dad and I have already told her we didn't want her to have any contact with anymore. The times that she sees him are few and far between because he lives about 30 minutes away but she has started talking to him recently on her cell phone and online. I have started taking her phone from her when she comes home from school because he will call her around midnight/1:00am and...

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Financial Problems

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My 16 Year Old

I have a 16 year old daughter who is very smart, but she doesn't do her work at school. She has always just gotten by. This bothers me, because I try to excel in whatever I do, but she just accepts mediocrity and I don't believe she tries hard. I just got her progress report and she is not passing any classes. I don't think she's into drugs. She could probably be having sex because I can't monitor her every move, but she does have to be in the house by 9 week day and week end. Her father and I just put her on punishment for the bad...

Financial Responsibility

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My 16 Year Old Seems Distant

I'm worried about my 16 year old.. I'm not sure if that is common, normal for teens of his age.. He tends to close the door and stays in his room, Always on cellphone.. He doesnt commicuate much with me.. I talk a lot with him, let him know that I'm there for him and such. I feel as Im losing him. What else can I do?

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Financial Service Providers

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16 Year Old Daughter Pregnant

My 16 year old daughter is pregnant and lives with me. I make a decent income and know I would not qualify. Can she qualify for medicaid or will my income disqualify her? What should we do?

Investments

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In Today's Times: Do You Save?

Hey moms, I am really curious how moms out there manage their budgets...what is a comfortable "leftover" amount after all bills are paid and money has been put away for savings? After bills, we put away 250-500 per month per kid for college, 1500 monthly for 401K and 1000 per month for investments. After all that we have about $1000 left over as a pad just in case. Is this good? What do other moms do with their budgets?

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In Law Problems

My inlaws have always been very helpful throughout me and my husbands 15...

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Kids & Money

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Unmotivated 16 Year Old

My 16 year old daughter is very smart, but is very unmotivated to complete her school work, therefor seems to be running a C average in almost everything. I speak to her teachers who say she 'drifts off' in class. She often gets zeros for homework she 'does not feel like doing'. I realize a C average is not the end of the world, but I know she is capable of more and would like her to be able to go to college. I have taken away privliges, offered incentives, etc, and she says she will do better, and may for a very short time, then its back...

Major Purchases

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Seeking Parents Advice on Rules for My 15 Year Old Son.

My son has in general always been respectful, kind, hardworking and grateful. After recieving his iphone and entering into the texting, facebook world everything about him is changing. Friends are the main focus. Typical teen stuff parents are idiots, knows all the answers etc. What concerns me is his disrespect and feelings of entitlement. We have had a family meeting with him laying down some rules an guidelines. Some of them: phone must be given to us by 10pm on school nites, 10:30pm curfew. No going out with friends on school...

Recurring Expenses

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17 Year Old Daughter Always over at Her Boyfriend's House

So my 17 year old daughter is a senior in high school, straight A student, 4.02 GPA, has part time job, car which she bought with her own money, pays her car insurance and her portion of the cell phone bill. My concern is this, she has a boyfriend who is a sophomore and she is constantly over at his house. I always make sure she does her chores and her homework is done before she goes but it seems she spends more time with him and his family (two parent household) having dinner there, going to church with them, she even tried to ditch...

Saving Money

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17 Year Old Wants to Drop Out of Track

I guess I'm not looking for advice since I know how I'm going to handle this, maybe just support that I'm doing the right thing! My 17 year old daughter (a junior)came home yesterday and said that she is dropping out of track. It's the only sport she is in. We have always taught our kids that what you start you finish. If she decides not to join the team next year I will have to go with that decision but for now, we paid the fee and most of all I want her to keep physically active. Right now she is tiny. 5'1" and 97 pounds but I have...