Money: Toddler

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What Was Your Major or Career?

I am 3 classes from getting my associates degree in general studies. Then, I will have to declare a major when I apply to a university. I know what I don't want to do (I am horrible at anything math related), but have no clue what I do want to do. I will get career counseling and take a personality test (myers briggs) to help me narrow it down. But I wanted to know *real world* experiences in the job field and if it relates to your major at all to give me some ideas, because I am stumped. So, if you feel like sharing. What did you major...


Career or Baby

I'm 25 years old and getting ready to finish college. My husband is several...


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31 answers

Does Anyone Stick to a Real Budget- Monthly or Weekly? Willing to Share Ideas?

Ok moms- I need to know Im not alone. Im a SAHM and I feel that my husband makes enough for us to live comfortably and me to not work. But come time to pay bills- its like where is all our money??? We talk about a budget, but never follow through. I would like to know who uses one and how you came about it? Any tips or suggestions is greatly appreciated. I love staying home and have given up things that I had when I worked- no problem. At the same time, I dont like having to track every dime! If i look at our net pay minus our bills...


Starting a Budget

Hello! I'm a sahm whose looking for some good suggestions on how to do a...


Financial Problems

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21 answers

Would You Rent to Somebody with Bad Credit?

I would like to know your opinion if you would rent to somebody with bad credit. Less say that the person had a no so bad credit for most of the 7 years, struggle for 2 or 3 years but is getting better in the last year. Doesn't most people is having hard times right now, isn't this kind of understandable if not every person is having good credits with this economy? So if you had a property for rent, how much would you considerate a bad credit, would you look for all the 7 years or the past 2, would it matter why they had a bad credit ...


401K & Foreclosure

My husband and I are having a lot of financial struggles... since I started...

Financial Responsibility

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53 answers

Disneyland for a 22 Month Old?

I am able to get into Disneyland for FREE on my birthday this year... and I really want to go!! But there are several questions/concerns.... my son will be 22 months at the time... is this too young? Will he actually enjoy it? What about naptime? Should I wait till he's a little bit older and maybe not taking naps? So I don't have to worry about a REALLY cranky toddler? My husband doesn't really want to go... I don't want to force him to go and then end up having a cranky little boy... The only person we'd have to pay for is my husband...


Rent to Own or Lease

ok my least is coming up in a couple of months and I'm interested in a home...


Financial Service Providers

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8 answers

Seeking Financial Planner in the City

I am looking for a good Financial planner to help figure out how to best save for our children's college. We have a good chunck of money sitting in a savings account and feel that this money could be better invested elsewhere but have no clue. We live in North Center, just north of Roscoe Village, and would like to find someone close, or someone who is willing to come to our house and talk to us.


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10 answers

Suggestions for Investments in My Home

Okay ladies! I am getting the first-time homebuyers loan that they offered this year and I want to be wise with my money. I need windows and insulation that are first and foremost, but will have money left over. I am interested in anything that anyone thinks they can not live without and just really pays for itself. I need to get some things like a lawn mower and yard tools, but any other suggestions for investments as opposed to splurges or "nice things" would be great.


Kids & Money

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Major Purchases

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7 answers

Which Car Seats to Purchase?

I'll give you the kiddos stats, first: DD#1: 3 years old (just), 33 lbs, 38 inches tall; currently in her bigger sister's Britax, which is expiring DD#2: 5 months old, 18lbs, 27 inches tall; currently in a Graco baby bucket We're driving a 2008 Kia Sedona, with the two carseat riders in the middle row, captain's chairs We've been looking at & reading about new carseats & are having a hard time deciding. We tried some seats out yesterday & liked the Britax Frontier for DD1; it seemed roomy & I like that the harness straps don't...

Recurring Expenses

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66 answers

Living on Credit Cards

Financially we are quite a mess, and at odds as to what to do! So please, any advice would be helpful. Our credit score is excellent, we manage to pay things on time, because we keep borrowing from our credit cards. We are over 115,000 in debt, and that does NOT include the large mortgage. We are an average family, we don't make a lot of $, we bought a home too expensive, and had debt going into it, but now it's way worse. We are not upside down, just have more going out then whats coming in. We'd like to keep good credit, because...

Saving Money

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Help on Being Frugal!

I'm looking for a little money advice from the frugal moms on here! We're hitting kind of a rock bottom financially and are looking for ways to change things so that we can afford our basic bills. A little background: we have NO extras except cell phones and internet... no cable/satellite (just bunny ears with basic channels), we cancelled streaming Netflix (only $7/mth) and i really don't want to cancel the internet! We go out to eat maybe twice a year, we try to keep our use of paid time off to a minimum so it will get paid out for...


Money Saving Tips

I was curious if anyone had any money saving tips they practice to help with...


Money Saving Ideas

OK, moms, I'm looking for some of your best money-saving ideas. My hubbie's...