Money: Tween

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12 Year Old Boys...

My girlfriend has a 12 year old boy that is truly driving her nuts. I give as good of advice as I can, but really I raised girls, Im sure its different. Her son, has started "dating" a 13 year old girl (who mom doesnt like hehe), is pretty disrespectful to his mom, he is spoiled with cash & fancy electronics by his Dad that lives in a different city. He wants to "go out" on dates with the girlfriend, I think in groups it should be ok...? He has no experience using transit alone- I think now is a good time to learn... theres a bunch of stuff...

Budget

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59 answers

14 Year Old Thinks Rules Too Strict - NO MORE RESPONSES PLEASE. THANKS for ALL!

My 14 year old daughter seems to think a few of my rules are too strict. So, she asked me if I’d get the opinion of other mothers – particularly those I don’t know personally – and who have daughters her age. The rules she disagree with are as followed: My daughter can only attend two outings per month. Note: This includes things like going to the movies, hanging out at the mall, birthday parties, etc. This also includes spending the night away from home. My daughter thinks she should be allowed to do more each month and...

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Financial Problems

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24 answers

12 Year Old Behavior Problems

I am having problems with my 12 year old step son. Last school year he got 3 Fs, 2 Ds and a C. He always lied about having homework. At home, he wont do his chores. There is always a long fight. He says he's too tired, constipated, whatever, and refuses to do it. We have taken priveleges away, grounded him from friends, rewarded him when he does them--nothing seems to work. We've talked to his principal and counselor and teachers at school (I even went to his classes with him and sat at the back to watch his behavior and talk to the...

7

401K & Foreclosure

My husband and I are having a lot of financial struggles... since I started...

Financial Service Providers

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39 answers

How Can I Get My 14 Year Old to Enjoy School?

I have a 14 year old son who has dislike school since second grade. It has been a constant struggle to get him up in the morning and to motivate him to take pride in his school work. He is very bright, but puts the minimum amount of effort into his work. I have stressed the importance of education, I have tried bribes, rewards and everything else I can think of to motivate him..nothing works. I would welcome your suggestions.

Investments

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12 Year Old Wants to Change Things About Himself to Please a Girl

My 12 year old son has liked the same girl since 5th grade (now 7th). She knows he likes her. Up until now, I treated it like a simple 'crush'. But, Friday he came home from school and said that Katelyn likes guys who are 'punk'. So now he wants to go to the mall, to a specific store that this girl told him about, and completely change his wardrobe for her. He wants to pierce his ear, too. This is all about a girl! I honestly didn't think too much of it, but when I told him no, that he should not change who he is for anyone, and that...

14

529 College Plan????

Has anyone ever heard of the 529 plan. I was looking on the internet for...

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Kids & Money

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16 answers

12 Year Old Boys...

My girlfriend has a 12 year old boy that is truly driving her nuts. I give as good of advice as I can, but really I raised girls, Im sure its different. Her son, has started "dating" a 13 year old girl (who mom doesnt like hehe), is pretty disrespectful to his mom, he is spoiled with cash & fancy electronics by his Dad that lives in a different city. He wants to "go out" on dates with the girlfriend, I think in groups it should be ok...? He has no experience using transit alone- I think now is a good time to learn... theres a bunch of stuff...

Major Purchases

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59 answers

14 Year Old Thinks Rules Too Strict - NO MORE RESPONSES PLEASE. THANKS for ALL!

My 14 year old daughter seems to think a few of my rules are too strict. So, she asked me if I’d get the opinion of other mothers – particularly those I don’t know personally – and who have daughters her age. The rules she disagree with are as followed: My daughter can only attend two outings per month. Note: This includes things like going to the movies, hanging out at the mall, birthday parties, etc. This also includes spending the night away from home. My daughter thinks she should be allowed to do more each month and...

Recurring Expenses

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66 answers

Living on Credit Cards

Financially we are quite a mess, and at odds as to what to do! So please, any advice would be helpful. Our credit score is excellent, we manage to pay things on time, because we keep borrowing from our credit cards. We are over 115,000 in debt, and that does NOT include the large mortgage. We are an average family, we don't make a lot of $, we bought a home too expensive, and had debt going into it, but now it's way worse. We are not upside down, just have more going out then whats coming in. We'd like to keep good credit, because...

Saving Money

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16 answers

12 Year Old Boys...

My girlfriend has a 12 year old boy that is truly driving her nuts. I give as good of advice as I can, but really I raised girls, Im sure its different. Her son, has started "dating" a 13 year old girl (who mom doesnt like hehe), is pretty disrespectful to his mom, he is spoiled with cash & fancy electronics by his Dad that lives in a different city. He wants to "go out" on dates with the girlfriend, I think in groups it should be ok...? He has no experience using transit alone- I think now is a good time to learn... theres a bunch of stuff...

21

Money Saving Ideas

OK, moms, I'm looking for some of your best money-saving ideas. My hubbie's...