Recurring Expenses: Older Child

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66 answers

Living on Credit Cards

Financially we are quite a mess, and at odds as to what to do! So please, any advice would be helpful. Our credit score is excellent, we manage to pay things on time, because we keep borrowing from our credit cards. We are over 115,000 in debt, and that does NOT include the large mortgage. We are an average family, we don't make a lot of $, we bought a home too expensive, and had debt going into it, but now it's way worse. We are not upside down, just have more going out then whats coming in. We'd like to keep good credit, because...

Cell Phones

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43 answers

Email for My 9 Year Old??

Hi moms, my nine year old daughter wants her own email address like her friends. I am against it but don't know if this is the norm out there or not. I don't want her in front of the computer chatting away with people. I am scared of what she can do with chat rooms and the internet. If I allow an email address, do I insist on knowing the password so I can check on what she is writing and receiving? Is that invasion of privacy or good protective parenting? I am at a loss and need advice. I am a single mom, husband deceased so no one...

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Too Much Texting

My 13 year old 7th grader cant stop texting! He would text 24/7 if he could...

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Cell Phone Texting

Would like to hear from mom's with 12 year olds. She's an awesome kid trying...

Clothing & Accessories

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23 answers

6 Year Old Allowance

My daughter is almost 6 years old. She has no concept of money. She thinks that it is ALWAYS available to her. I want to start giving her an allowance, so she can buy her own afternoon snacks at school and whatever toys she thinks she must have. My question is how much of allowance do you give to a 6 year old? What are the task she must do, in order to earn the money? What about deductions, when she doesn't do anything? Thanks for your help in advance. K.

Entertainment

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Food

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28 answers

Families or 4 Out There, What's Your Average Grocery Bill per Week?

I'm curious were I am in the grocery spending range. I use coupons here and there and I have Stop&Shop cards etc. But I probably could do a lot better in budgeting. I signed up for Amazon Moms so I get Diapers and Wipes delivered (no shipping cost) pretty cheaply to me so that saves me some money. ( I have twin toddlers) Right now my average weekly grocery bill is between $180-$230. I try to do a lot of my shopping at Trader Joes because they are cheap and fabulous, especially when you have kids. I am not a big one at all for processed...

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6 Year Old Allowance

My daughter is almost 6 years old. She has no concept of money. She thinks...

Gifts

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37 answers

How Much to Spend on Gifts?

Hi, Moms. Just wondering how much each of you spend on birthday gifts for preschoolers and elementary aged children. I have a 3 year old and he is starting to receive birthday invites from friends at school and in the neighborhood. Just don't want to break the bank, but don't want to be stingy either. Any advise would be great. Thanks.

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6 Year Old Allowance

My daughter is almost 6 years old. She has no concept of money. She thinks...

Phone, Internet & Cable

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27 answers

Time Warner Cable

Hello mamas, I am wanting some feedback from moms on your experience with Time Warner Cable, good and bad. We are considering switching to them and getting the bundle package (phone, internet, and TV) and I wanted to know how others liked it (or not). TIA for your responses!

Transportation

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41 answers

9 YO Daughter Out of Control

Hi everyone! Our 9 year old daughter's behavior has been getting progressively worse over the last year. It has become very disruptive to our home environment to the extreme. We are all at our wits end to try and fix this! It's a lot of things, and I will try my best to describe it all here. First, she doesn't want to have anything to do with anyone except me. (We also have a 21 month old daughter and the 9 YO is very good with her; loving, helpful, etc.) Won't kiss, hug, or even talk to her father. She's told me she hates her...