Recurring Expenses: Toddler

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66 answers

Living on Credit Cards

Financially we are quite a mess, and at odds as to what to do! So please, any advice would be helpful. Our credit score is excellent, we manage to pay things on time, because we keep borrowing from our credit cards. We are over 115,000 in debt, and that does NOT include the large mortgage. We are an average family, we don't make a lot of $, we bought a home too expensive, and had debt going into it, but now it's way worse. We are not upside down, just have more going out then whats coming in. We'd like to keep good credit, because...

Cell Phones

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8 answers

Cell Phone and Email for Daughter

I am looking to get a cell phone for my daughter - but one that is very limited. I do not want text, camera, music, or anything like that. I only want her to be able to receive and send calls to numbers that I program in the phone. Does anyone know of a phone that does this? I also want to set up an email address for her so that she can communicate with her grandmother. Again, I only want her to be able to receive emails from addresses that I specify. Any help with something like that would be greatly appreciated! Thank you!


Too Much Texting

My 13 year old 7th grader cant stop texting! He would text 24/7 if he could...


Cell Phone Texting

Would like to hear from mom's with 12 year olds. She's an awesome kid trying...

Childcare Expenses

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10 answers

FSA Account for Daycare Expenses

I'm interested in beginning a FSA account to cover childcare expenses but am not entirely sure how it works. If anyone out there uses one and can provide an overview and if it's greatly beneficial - any input is appreciated.

Clothing & Accessories

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17 answers

How Much Clothing Should We Have??

How much clothing do your kids have? We have 2 princesses...1 & 5, and a house OVERFLOWING with toys & clothes (I've already done garage sales and charity giveaways this year. I got rid of probably 9 boxes of clothes and toys, and you CANNOT tell at all!) Help! A little guideline on how much is appropriate to keep would be great! :)

Credit Cards & Interest

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13 answers

Credit Card Debt Help/advice

Hello. I am just interested in hearing anything you ladies have done to help with your credit card debt. I have quite a bit built up on my card. I am able to make minimum payments but that is about it. Has anyone tried to settle with a credit card company for a lesser amount? Any tips or advice would be appreciated. Please no preaching about how bad credit card debt is. I understand this and am looking for ways to improve.


Credit Card Debt.

Hello Ladies, here is a question I am too embarrassed to ask my friends &...


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12 answers

Birthday on a Budget

My daughter is turning 10 and I need ideas for a fun birthday party (on a budget). I liked the ideas for the boy parties, but some ideas more girly. Thank you!


Need to Budget!

Hi there. I'm looking for some advise for a family budget. My husband and...


Wedding on a Budget!?

We are planning an outdoor wedding for May and we are on a strict budget. I...


Learning to Budget

Ok we are on a very tight budget and are looking at ways to help the grocery...


Cost of Living????

Hell Everyone!! Just gave a quick question....My boyfriend and I are finally...


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37 answers

How Much to Spend on Gifts?

Hi, Moms. Just wondering how much each of you spend on birthday gifts for preschoolers and elementary aged children. I have a 3 year old and he is starting to receive birthday invites from friends at school and in the neighborhood. Just don't want to break the bank, but don't want to be stingy either. Any advise would be great. Thanks.


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8 answers

Pregnancy with No Insurance

Does anyone have any suggestions on what a person can do it they are pregnant and have now insurance? This person makes too much money to qualify for access $120 a month too much. Any ideas or suggestions would be appreciated. Thank you, T.

Phone, Internet & Cable

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7 answers

Bundling Cable, Phone, Internet??

For those who have bundled their Cable, phone and internet services, what has been the result. Who has: Better overall pricing?? Better service?? Convenience?? Problems??? I would like anyone's input. Thanks


Drop Cable TV?

I am considering dropping our cable TV (comcast). Right now we have a...

School Tuition

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27 answers

Daughter Being Bullied by Bigger Boy in Private School

Hi everyone...My daughter attends a Christian private school and this boy is a year older than all the other kids in the class (he is a very big boy also). He was in her class last year also and would disrupt the class almost every day getting in trouble. This year he seems to be getting more aggressive and has threatened my daughter by telling her that he's going to get his family to shoot me and her. He has also pushed her down twice and poked her in the stomach. I told her teacher last year and I told the teacher this year that...


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43 answers

23 Month Old Who Does Not Talk.........

I have a 23 month old and she is the youngest of 3 girls. Maybe I am just trying to compare her to the other two girls (which I know I should not do). She is not talking at all! It is starting to worry me. I mean she just does the babbling talk "baby talk". We do not talk to her like that we talk like we talk to the other girls. I try to tell the other girls not to talk for her let her try to tell mommy and daddy what she is wanting even if she will point (which she does sometimes). She was introduced to the potty chair at the age of 14ish...


22 Month Old

Hi Moms, Please let me start by saying if you having nothing nice to say...


21 Month Old Speaking

I have a 21 month old son that's not speaking, he mumbles a lot I mean a lot...