Banks: Older Child
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6 Year Old Allowance
Asked by K.M. from Los Angeles
on November 15, 2008
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My daughter is almost 6 years old. She has no concept of money. She thinks that it is ALWAYS available to her. I want to start giving her an allowance, so she can b...
Answers
- We do same as Kathy L, giving an allowance no matter what, expecting household help no matter what. If our daughter doesn't help around the house, she doesn't get to ...
- I seem to have a different take on this than the other posters. I believe that as soon as they can start understanding rewards/punishments that you begin to implement ...
- How much does lunch cost at school? Use that amount for a while as the weekly amount. Before you give her an allowance, practice values with her. We did that in my ...
Allowance for 7 Year Old--how to Do It?
Asked by N.B. from Salt Lake City
on June 14, 2009
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My 7 year old daughter wants to earn her own money. So, I think it's time to start an allowance, but wasn't sure if it should be tied to things she does to help our f...
Answers
- My boys have age-based chores. Everyone has a dog chore, a dish chore & their basic chores. 5 year old sets & clears the table, 8 year old puts away the hand-wash dish...
- My boys, are 8 & 10. they have chores that are tied to their allowamce but they understand that there are other things that they are responsible for.. cleaning their r...
- I would encourage her to do chores to earn her allowance. I think it teaches a valuable lesson about the value of money and self-reliance. It doesn't have to be anythi...
Bank Account for 6 Year Old?
Asked by A.K. from Denver
on November 19, 2008
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I would like to open a bank account for my six year old son. We already have a 529 that we already contribute to regularly. I am thinking more of a savings account w...
Answers
- A., that is a wonderful idea, I have a saving account for my son's at Vectra Bank. It cost $5 to open them each. My 8 year old likes it but my 4 year old really doesn...
- sorry, a little late for this but I would recommend KeyBank. They have a DinoSaver account (the kids get a dinosaur when they sign up) call my friend anne Hammond and ...
- I would try a credit union. My credit union, Elevations, has a special savings program for kids, where they get little zipper bags to keep their money in, and incenti...
Separate or Joint Bank Accounts
Asked by E.S. from New York
on April 5, 2012
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Quick survey here: Do you have a separate or joint bank account and why?
DH and I have separate bank accounts. It's just something we've always done, no questions a...
Answers
- I have two joint accounts and one separate account. When hubby was in the military it was easier to have a separate joint account so that bill paying and house expend...
- Not a "control" issue here. When we married in 1989 we went joint and we've been that way since. No secrets, etc. we are a team. Most of those years I was an a...
- Joint AND separate. All are separate, but "linked". Only one checking is truly joint. However.....we have a budget and everyone knows where the money is. As ...
What Chores Do You Expect from Your 10 Year Old and What Discipline Do You Use
Asked by G.G. from San Antonio
on May 14, 2008
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My 10 year old daughter is uncooperative when asked to assist around the house. There is a power struggle and attitude when asked to perform even simple tasks. Then e...
Answers
- G., I have felt your pain. :) My husband came up with a really neat idea, and so far has worked wonders. (We've had the plan in action about 4-5 months now) First o...
- My 10 yr old sets and clears the table every night (pending homework status). She is also responsible for cleaning up any messes she makes. Also, she can dust the fu...
- I have a 16, 14 & 11 year old. I have one discipline method that really REALLY works with them. If I asked them to do something in the past, I dealt with the same re...
9 Year Old That Wants Too Much
Asked by I.A. from Brownsville
on May 22, 2008
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I have a 9 year old that says we don't give her everything. Since the age of 6 she has had her own cell phone, has been in kick-ball for the past 4 years, and is curre...
Answers
- I have to agree with your husband, you are spoiling your daughter. I have one daughter who is 12 years old. She doesn't have a cell phone. Don't get me wrong, my daugh...
- I would say take it all away and make her earn it back then she will see just how much she has.
- Find a volunteer opportunity that will show her what it's like for people who don't have anything (Mobile Loaves and Fishes, etc). Find her books on poverty, show her...
6 Year Old STILL Does Not Eat Well.
Asked by M.M. from Baton Rouge
on October 5, 2008
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My 6 year old still does not eat well. I wondered if anyone else had struggled with this. He has never, and I mean never, eaten a fruit or a vegetable. He will eat ...
Answers
- Cut out the junk food. Nachos are ok, since he is getting some cheese there, but no cookies, candy, etc. Give him juice or milk rather than Kool-Aid or soda. Using th...
- First problem is junk food. If it is not in the house he can't eat it. My children occasionally eat junk food, but most of what I keep in the house is fruits and veggi...
- Hi M., I'm a physical therapist who works with children. What you are describing is very common in kids who have overly hypersensitive mouths. If this is true i...
Chores for a 7 Year Old?
Asked by H.L. from Philadelphia
on August 20, 2008
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Hi there,
My seven year old son avoids work of all kind with a lot of creativity. I am curious about what chores/ responsibilities other moms require of their kids to...
Answers
- Hi, We have our 7-year-old son swiffer the stairs from the second floor to the first floor weekly in order to earn his allowance ($1). He bags out of it (and forfe...
- I am not sure about a seven year old but my three and a half year old daughter has chores, well sort of. She knows how to clean her room, i. e. put her toys in the co...
- Hi there, I have a 10,9 and a 4 year old they do chores like loading the dishwasher and feed the dogs. They also have to keep their rooms clean. Now the 4 year old jus...
East Bank Club Experiences, Esp. with Kids
Asked by K.B. from Chicago
on February 21, 2008
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My sister is new to the area and has joined East Bank Club where her fiancé has belonged for years. He says one of the reasons he thinks it will be good is going to t...
Answers
- It is a great facility, clean and maintained very well. It is pricey for kids to go there for the day and mainly, younger kids are in the kids pool. Kids are not all...
- My husband used to belong to Lakeshore Athletic Club on Fullerton and used to say how kid friendly it was. They actually just sent us a flyer the other day advertising...
- Hi K., I have heard that East bank is more for adults. I was a member at Lakeshore Athletic club and this was a good choice for my family. They have tennis for ki...
Help with Whiny 7 Year Old
Asked by T.B. from Houston
on October 20, 2008
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Please help! My husband and I are at our wits end with our 7-year old daughter. She has become excessively whiny. Anything that she is asked to do and she doesn't w...
Answers
- I love Parenting with Love & Logic. We are presenting the parenting class at Summitt Elementary in January if you are interested. Its just good, solid, parenting. T.
- You've gotten a lot of great advice! I'm in the same boat with my 6 year old. She's a star student at school yet has break downs at home. Her 3 year old brother has...
- Love and Logic works. I have two grown children to prove it. Spanking may or may not work, but what it does do, is make both your child and you feel crummy. Try the Lo...
