Banks: Teen
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15 Year Old Son Hates me.....do I Believe Him or Let It Slide?
Asked by B.G. from Los Angeles
on July 17, 2011
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Hi. I am so down today. I always knew it was "normal" for a 15 year old son not to like his parents, but it hurt me so badly today when he said it out loud. He told...
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- when we were teenagers, we didnt just hate our parents, we hated the entire world, everyone was against us, we knew everything at the same time we were trying to figur...
- I'm sorry for your pain, B.. Sometimes when it's hard to talk one on one, a letter can be very effective. Have you thought of writing a letter to him? There are se...
- Oh mama it hurts so much when they are like that. THe other mamas are right, and 8kidsdad. Rehearse what you will say to him when he says it again, or something ...
16 Year Old Son Ran Away 2 Weeks Ago
Asked by J.J. from New York
on July 13, 2010
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I found this site through a lonely move on my part, last week I put into a Google search box, "my 16 year old son ran away" and one of the threads here at mamapedia ca...
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- Just a warning. My 15 year old ran away under the same idea as your son. To be independent, follow her own rules, etc. etc. I called DCFS for help. DO NOT DO THIS!! Th...
- Stay strong!! Maybe since you haven't heard from him, you should contact the police officer who said he would help. How is he able to eat, travel, etc.? Is there an AT...
- Hi J., I am really sorry what you and your kid are going through. When I was around his age I run away too. At that point I thought it was because my mom didn't under...
16 Year Old/checking Account
Asked by D.G. from Milwaukee
on December 29, 2010
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My son just got his first paycheck. We are going to the bank to open an account for him today. Need some advice on what to do for a 16 year old. Can he just open a sav...
Answers
- At our bank, you can opt out of overdraft protection. Or, have overdraft protection linked to the savings instead of a credit card. See if your bank will let him op...
- I would say not to get a debit card. It doesn't feel "real" and so it's easier to fly through the money. Getting a check account is a good idea--that can help him l...
- I had my first checking account at 13. I think it teaches responsibility. My daughter is 16 and she has a savings account. She prefers to put it all in the saving...
18 Yr/old Stepson Overdrew His Bank Account...
Asked by K.I. from Spokane
on January 22, 2010
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Hello,
My question is what would an appropriate consequence to my kid overdrawing his bank account be? He moved in with us when he turned 18 and opened up his first...
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- Fix it this once and after that he'll have to remain within the limits or forfeit his card. The other thing is he doesn't need a Debit card except to withdraw money h...
- Hi There, I know exactly how you feel. First off a little story, When my daughter (who lived with her dad) turned 18 she ask me for money for college for expenses. I...
- He won't learn from his mistakes unless there are consequences. Also you may want to cancel the overdraft feature so that it doesn't happen again. Good luck!
Don't Know What to Do About 16 Year Old Son's "Accident."
Asked by Z.Z. from Washington DC
on September 3, 2010
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I just got a call from our insurance company about an "accident" my son had. I was totally blindsided because my son mentioned nothing about it. I called him and he to...
Answers
- I have raised two teenagers and had many dealings with cars. I think this is an opportunity for education (what to do next time) rather than punishment (he clearly bel...
- Love Wendy E's advice about the camera. I'm sorry you're going through this, but I'm glad you posted. You reminded me that when my girls are of driving age (we're se...
- Don't be hard on your son, he thought it was a done deal and didnt need to tell Mommy about it. He knows NOW that it is in his best interest if there is a next time t...
16 Year Old Son Wants Car
Asked by R.G. from San Francisco
on November 9, 2009
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my son wants his car. he is 16 and is desperate to get it. I think he should have to wait another year. I want him to be 17 when he gets his car. In the mean time, ...
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- Oh what fun you are having.....My daughter is 19.......we ended up getting her a junker, but my husband is very handy........it was $600.....she paid half of car insur...
- I would decide how much you want to contribute to the car fund. If he wants a better car than you are willing to pay for, he can make up the difference. I also feel ...
- I'm a firm believer in kids buying their own cars. I think you could easily come up with a compromise. Tell him that he will have to use your car for X months to sav...
15 Year Old Is Showing Depression
Asked by J.M. from Chicago
on July 3, 2010
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I have a 15 year old son. His friends seemed to have abandoned him. I think they are going in a direction he chooses not to , which I am greatful for (bad choices). Bu...
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- Look at ur local parks some have teen programs.
- Its natural for him to feel depressed if his school mates since 5 are out doing other things that he is not comfortable with. Perhaps have him apply at grocery stores ...
- My 15 year old girl is going through the same thing. The group of girls she has always been friends with are going in all directions, one is focusing on her band lesso...
17 Year Olds Going on Spring Break Without Parents
Asked by M.C. from Detroit
on March 3, 2012
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Arghhh...my daughter wants to go on spring break to FL with her friends. They plan on driving from MI to FL. Of course, no parents are going. I told my daughter, "n...
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- AFTER READING YOUR SO WHAT HAPPENED: Your job is not over, do not let her threaten you. Can your child support herself? Who did she expect to fund her trip? Tell...
- No way would she be going - case closed as far as I am concerned. Go broken record on her. No, no, decision final, don't ask again. As far as moving out she is th...
- Ahh NO They need at least one very responsible chaperone. There is too much temptation on Spring Break. Parties all day and night, drinking, drugs, sex with strange...
16 Year Old with Job - Help Pay?
Asked by T.B. from Eau Claire
on October 14, 2011
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My 16 year old just started a job. We have never asked for her to pay for anything - including gas/fun money/cell phone, etc. Course she never had a job before eithe...
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- My parents 'garnished' half of my paycheck to pay for car insurance, groceries to help the family and cheerleading. I put about 15% into savings, 10% to tithing and th...
- I think that absolutely sounds fair. When I was in high school and worked, if I wanted to drive I had to contribute. I had a checking account at 16. I paid half of my...
- At 16, I was paying for my gas, and half the insurance (I shared a car with my sister so we split insurance cost) and entertainment costs (movies, extra shopping- my m...
16 Year Old Son and His Paycheck... Advice Please
Asked by S.R. from Pittsburgh
on November 4, 2010
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Hey Mommas, my 16 year old son worked fulltime the past 2 summers and we took half of his paycheck and put it in his education fund, he was allowed to keep the rest f...
Answers
- Perhaps you could sit with him and discuss the situation some more...get him to really understand the financial need to plan (show him the numbers it is going to take ...
- I don't think it's really fair to make him pay for his own lunches. Yes, he could pack, but aren't you spending the money either way? Maybe say that you will give him ...
- Since his paycheck will vary each week, how about he gets to keep $30 and every thing over $50 gets split. OR since we all need to live on a budget, agree on a set am...
