Keeping to a Budget
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Trying to Stick to a Budget
Asked by M.M. from Dallas
on July 2, 2008
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I've created a budget to deal with my husband's and I expeses because with gas prices the way they are, we can't afford to spend money frivilously. The only problem is...
Answers
- Good for you! I would suggest 3 seperate bank accounts. One for the house. You will have to decide how much you have to pay yourself. This account is just for pay...
- How is he getting ahold of the money he is spending? If it is credit card or checking account, take them away and only alot a certain amount of cash per week, PERIO...
- I'm a huge Dave Ramsey fan also and we're currently members of his Total Money Makeover website and are working the babysteps. Check out his book and with all honesty,...
Finances
Asked by C.F. from Los Angeles
on August 2, 2007
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Hello everyone,
Well I have two things I wanted to discuss.
1. Do any of you reccommend or already have a safe to put important things in for your family? If so ...
Answers
- We use a safety deposit box in the bank - some checking accounts give you a free one (B of A). As far as managing finances, I took them over when my husband kept payi...
- There is an amazing and super helpful book called Total Money Makeover by Dave Ramsey. Easy read, amazing testimonies, and very practical. All his material is wonderfu...
- Hi C., My husband is very irresponsible with money, so I pay all of our bills. He gets paid salary, so I know exactly how much money is coming in with each paycheck...
Does Anyone Stick to a Real Budget- Monthly or Weekly? Willing to Share Ideas?
Asked by M.D. from Dallas
on September 2, 2007
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Ok moms- I need to know Im not alone. Im a SAHM and I feel that my husband makes enough for us to live comfortably and me to not work. But come time to pay bills- it...
Answers
- Check out the Dave Ramsey - Total Money Makeover - a life changing book for budget/daily living. U can order the book online or get it at most bookstores. He also ha...
- Hey there - I am just sharing what we do here... Both of us work - but we are in our 1st home (almost 2 yrs now!) and I feel it's VERY important to stick with a bud...
- We finally went to a cash only method for weekly extras....not bills, but anything extra like birthday presents, stops at a restaurant, things for the kids, makeup, et...
Family Finances
Asked by B.S. from Chicago
on August 10, 2009
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I wanted to find out how other women talk to their husbands about finances. I have recently handed over the finances to my husband. He is the spender and I am the sav...
Answers
- I have found that if you both aren't involved, then there isn't a system of checks and balances. You both need to set goals and priorities with your income and saving...
- I read the other responses and bottom line you need to be involved!!! You need to have a handle on your finances and access to your accounts so you know that bills ar...
- I was in the same situation that you are in. My husband never knew what was going on with the money, and everytime I told him we didn't have enough, it was somehow my...
Allowances and Finances
Asked by P.M. from San Antonio
on July 12, 2011
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Recently I read different ways parents teach their children the value of money. Some give their children a weekly allowance, some give them a monthly allowance, some ...
Answers
- I never had an allowance. As soon as I was old enough I got a job, before that I babysat. My parents bought me necessities but extras I mostly paid for. My son (1...
- my two older brothers and i were all given five dollars every friday for doing chores. which were dishes, laundary, taking out the trash. we drew names on who did what...
- My mom had this can system. We received an allowance and immediately split it up into 3 cans - one for tithing, one for saving, and one for spending. I fully intend ...
Budget
Asked by S.R. from Houston
on January 6, 2011
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Me and my husband are wanting to start a budget, can anymore gived me some advice
Thank you
Answers
- Start simple! My husband and I started doing this a while ago and as long as we set simple, obtainable goals it works for us. The first thing we did was set out all ...
- Yes, it seems as though Dave Ramsey has become a cult leader. . . but he KNOWS what he's doing, he shares his knowledge, and knowledge is POWER. We took Financial P...
- The only information u need is www.daveramsey.com and look up his financial peace university. My husband and I along with several family members and friends are workin...
Joint Finances
Asked by K.G. from Cleveland
on December 27, 2012
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Not really a question, just curious about how other people do things.
My husband and I combined our finances the day after we got back from our honeymoon. I handle al...
Answers
- My husband has a serious spending problem. He's grown up a lot and calmed down over the years, but he still can't be trusted to have a lot of money at his disposal. Fo...
- 2 joint accounts. One is just a "leftover" from when we sold our first house and set up a construction loan with the bank. There was a leftover checking account, t...
- Sounds very similar to yours...all the money is OURS...his job to make it and mine to spend it (just joking just joking!!!). I do handle all the finances...it makes...
Combining Finances - How Do You Do It?
Asked by S.J. from Charlottesville
on March 24, 2008
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I am new to this site so I am hoping that I can get some good advice on what to do. My daughter was born 3 months ago and my husband and I are trying to figure out ho...
Answers
- Hi S., We handle finances that way at our home and what we did was take out a credit card that is only used to pay for the things our girls need/want. At the end o...
- My husband and I have been married for 10 years and we have had a joint account since we got engaged. Much easier to handle finances that way. The way I see it is, i...
- I just thought once you get married everything gets merged togther. Well when my husband and I were dateing and living togther we had sepreat accounts but now we put e...
Budget
Asked by M.M. from Los Angeles
on September 27, 2008
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hi everyone.
my husband and i are are trying to make a budget and want to stick with it. i would love suggestions and ideas on you guys budget and come up with rea...
Answers
- Start keeping your recipts for a month and add them up at the end to see what you spend. I have a budget I use every month. Send me a message and I will e-mail it to y...
- I was in debt over my head and had about 10 credir cards go to the collectin agency. This was about 5 years ago and it had gotten so bad I stopped opening my mail alt...
- My husband and I decided on a budget when we first got engaged because each of us had some debt we needed to get rid of, a wedding to plan for and a house to save up f...
Marriage and Finances
Asked by J.F. from San Francisco
on August 19, 2011
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My husband and I have been married for 6 years now. When we started out he had a good amount of credit card and misc. debt. It got pretty bad at one point, to where we...
Answers
- The issue here sounds like control, and money is just the weapon he is using. Marriage counseling is in order. There is much more going on here than his behavior w...
- Wow. It sounds like he has changed a lot. Is he only starting to act this way since you started being a SAHM? Sounds like he holds grudges that he makes the majority o...
- I am just throwing this out there as a possibility. How strict was the budget? I have said this many times, a budget that is too strict is like starvation dieting. ...
