Keeping to a Budget: Infant
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Trying to Stick to a Budget
Asked by M.M. from Dallas
on July 2, 2008
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I've created a budget to deal with my husband's and I expeses because with gas prices the way they are, we can't afford to spend money frivilously. The only problem is...
Answers
- Good for you! I would suggest 3 seperate bank accounts. One for the house. You will have to decide how much you have to pay yourself. This account is just for pay...
- How is he getting ahold of the money he is spending? If it is credit card or checking account, take them away and only alot a certain amount of cash per week, PERIO...
- I'm a huge Dave Ramsey fan also and we're currently members of his Total Money Makeover website and are working the babysteps. Check out his book and with all honesty,...
Does Anyone Stick to a Real Budget- Monthly or Weekly? Willing to Share Ideas?
Asked by M.D. from Dallas
on September 2, 2007
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Ok moms- I need to know Im not alone. Im a SAHM and I feel that my husband makes enough for us to live comfortably and me to not work. But come time to pay bills- it...
Answers
- Check out the Dave Ramsey - Total Money Makeover - a life changing book for budget/daily living. U can order the book online or get it at most bookstores. He also ha...
- Hey there - I am just sharing what we do here... Both of us work - but we are in our 1st home (almost 2 yrs now!) and I feel it's VERY important to stick with a bud...
- We finally went to a cash only method for weekly extras....not bills, but anything extra like birthday presents, stops at a restaurant, things for the kids, makeup, et...
Combining Finances - How Do You Do It?
Asked by S.J. from Charlottesville
on March 24, 2008
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I am new to this site so I am hoping that I can get some good advice on what to do. My daughter was born 3 months ago and my husband and I are trying to figure out ho...
Answers
- Hi S., We handle finances that way at our home and what we did was take out a credit card that is only used to pay for the things our girls need/want. At the end o...
- My husband and I have been married for 10 years and we have had a joint account since we got engaged. Much easier to handle finances that way. The way I see it is, i...
- I just thought once you get married everything gets merged togther. Well when my husband and I were dateing and living togther we had sepreat accounts but now we put e...
Budget
Asked by M.M. from Los Angeles
on September 27, 2008
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hi everyone.
my husband and i are are trying to make a budget and want to stick with it. i would love suggestions and ideas on you guys budget and come up with rea...
Answers
- Start keeping your recipts for a month and add them up at the end to see what you spend. I have a budget I use every month. Send me a message and I will e-mail it to y...
- I was in debt over my head and had about 10 credir cards go to the collectin agency. This was about 5 years ago and it had gotten so bad I stopped opening my mail alt...
- My husband and I decided on a budget when we first got engaged because each of us had some debt we needed to get rid of, a wedding to plan for and a house to save up f...
Budget
Asked by M.M. from Dallas
on November 8, 2006
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Hi- I really didn't know where to post my questions, so here it goes. I have a problem, I really need to get on budget!!! I really do not know how to go about it. I k...
Answers
- I have worked with many people helping them budget time/money etc. I would suggest first thing is to get receipts on everything. The purpose of this is to see exactl...
- M., I am in the same boat. Hoever, I have been listening to Dave Ramsey and have just purchased his book called "My Total Money Makeover". You can listen to him at...
- My husband and I live my a strict budget monthly. We go over all of our monthly expenses about once every six months and figure out where our money needs to go. You re...
Finances Question
Asked by K.B. from St. Louis
on July 30, 2011
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So I know Dave Ramsey is loved by mamapedia users everywhere and I have reviewed his site for some tips on how to fix my finances, but I'm still struggling and wonderi...
Answers
- I printed out your question and took it to church to show my son. He has taken Dave Ramsey's seminar and teaches Finanacial Peace Ubniversity. He says that you pay t...
- i totally understand where you are coming from here ... i dont know how old your little one is but for me the first year was the hardest. i tried to apply for assista...
- I second angel food ministries. While you still have to pay for the packages, they are at a steep discount and have helped us out in the past. I do agree with trying t...
Infant Seats/swings
Asked by K.S. from Houston
on March 1, 2009
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Hi All,
I am wondering if I need an infant seat, swing, or bouncer. Which ones and which kind?
Thanks!!
Answers
- Every baby is different and likes different things, but this is what worked for me and my kids. The swing was essential as I was active durring my pregnancy and once t...
- If you have a 2-story house, just a swing probably won't be enough. We had the swing downstairs. But we also had a Fisher Price reclining bouncy seat (that vibrates ...
- I used all three at different time and stages. My daughter did also with my grandson.
Infant Baby Car Seats.....
Asked by L.P. from Portland
on October 2, 2010
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So I am looking to buy a car seat for my baby girl who will be here soon. I can't seem to find one that is in our price range. There was one that I found at sears and ...
Answers
- All infant carrier seats get heavy as the baby gets heavier. Make sure you have a stroller that you can just snap it into. You can buy a stroller frame with no seat ...
- We used the infant carrier until my son was about 7 months then we had to get the convertable as he was too big for the infant carrier. Most car seats out there are sa...
- Frankly, they are ALL heavy and the babies get heavier. I either snap mine into the stroller, or carry her in my baby k'tan or babyhawk.
Food Budget
Asked by M.M. from Chicago
on April 2, 2010
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Hi moms,
I would like to create a budget for our family, I'd like to start with food budget first because it seems like the least transparent item. Our other expences...
Answers
- We spend $150 every week on food we are a family of 4 plus I run my daycare and provide all foods for that as well. First off I make a list of what we need daycare/us ...
- If you live anywhere near a Caputo's or similar type of store, you can save alot of money there. I cut my grocery bill in about half when I started shopping there. T...
- I am a family of 4 and have learned to live very lean due to tight economic times. Once a month my husband will drive about an hour into Boston to a place called Roxi...
Stay at Home Moms and Finances
Asked by S.T. from Kansas City
on March 24, 2008
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Hi I'm a soon to be stay at home mom of two and will be watching my 5 month old niece. Just wondering what other stay at home moms do about finances like groceries, fa...
Answers
- Hi S., I am SAHM but also a home child care provider, and here are a few things we do. 1) When the prcie chopper ad comes in on Wednesday I look through it and...
- OH, it's tough and I will take some of the suggestions you are getting. Besides compare and shop (which is great but really time consuming). Just buy what you need. ...
- I have been a stay-at-home mom since my oldest was born 4 years ago. We also have a 2 1/2 year old and I babysit my 4 1/2 month old nephew. The other mothers have ...
