Loan Officer
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Credit Repair
I am a loan officer in WA state. I help people with challenged credit. ..... My suggestion is to start contacting loan officers (they do it for their ...
Answers
- Hi J., I am a loan officer in WA state. I help people with challenged credit. Our license does not extend to CA, however I have some experience with this. First t...
- I wouldn't use consumer credit counseling if you can avoid it all. My husband and I used it 4 or 5 years ago because we got a little behind and now that we make doubl...
- I've processed mortgage loans for a few years now so I know a little about fixing credit reports. You don't need a company to help you fix your credit report. You can ...
Moving from Connecticut to Irving,Texas
I am a loan officer in the area, so I know it pretty well. Let me know if I can help! Helpful? Yes | No Save This Remove This Report This Share ...
Answers
- When I first moved to the DFW back in 2000, my 2 daughters went to Las Colinas Elementary School. It is in Carrollton/Farmers Branch ISD but in Las Colinas (North Irv...
- Hi E.. My husband and I lived in Las Colinas (part of Irving) for 2 years and my husband was raised in Irving. My recommendation is to have your kids enrolled in priva...
- Coppell is a really good area to live in...excellent schools, great central location to everything. One drawback is that you'll pay quite a bit more for a house in Co...
Don't Know Where to Turn??? Husband Doesn't See That We Have a Financial Problem
Aug 20, 2009 ... My husband is a full commission loan officer. We have always had enough money for all our bills until more recently. ...
Answers
- You should read Dave Ramsey's "Total Money Makeover". My husband is a full commission loan officer. We have always had enough money for all our bills until more rece...
- I know what you mean. Currently my husband is looking for a second job because frankly he makes more money than I ever would. I sew some of my kids clothes and go to t...
- Sounds like you are trying to do everything right! How about refinancing your mortgage? Consolidate any debt into one bill/low interest rate? Watch carefully on you...
Refinancing
Having said that, also remember that a loan officer with a lender is trying to sell you .... I am a Realtor and have a list of serveral Loan Officers I use. ...
Answers
- I am a mortgage lender and I'd love the opportunity to assist you. Typically banks do not have the lowest interest rates out there - this is primarily due to the fact...
- I'm not in the business but my husband is so I know a little about brokers. Just remember that a broker is a "middle man" that will broker the loan out to a bank or mo...
- I had my best luck with a credit union they have the best rates. However, most banks are not that competitive in fixed rate loans. I've had better luck with fixed ra...
Home Mortgage Advice
Let the officer explore what the options are to qualify you for a loan ... My name is C. I'm a loan officers assistant and you can call us at ###-###-####. ...
Answers
- Most states are joint tenancy now, so even though your name and credit will obtain the mortgage, your husband will be included on the deed and will be entitled to 1/2 ...
- Make sure you have a will. In the unlikely case that you were to pass away unexpectedly, and didn't leave a will, TX law would split the house between your husband an...
- Hi D.....i am a mortgage loan officer and there is no downfall unless you need both incomes to qualify?? Do you know? Have you been pre-approved? What area are you ...
Paying off Old Debt
A loan officer can tell you how much difference those old utility bills are likely to make, given your credit score--my guess is, not much, and not worth ...
Answers
- Hello, my name is R. I amja Certified Credit Counselor and worked as one for 2 years. THose Utilities from 2001, leave them where they are, they are getting ready to f...
- L., my husband and I work for Freedom Debt - a debt settlement company...yours is past the statute of limitations in Texas so I can't really help you but would advise ...
- My mother-in-law had an issue with a catalog company on a bill that she paid back in 2000. They said she didn't, she said she did. She had ripped up her receipt year...
Real Estate Agent Suggestions Needed
Licensed TX Loan Officer, Liberty Residential Mortgage Office ###-###-#### Direct ###-###-#### Efax ###-###-#### or 866-380-3986 ____@____.com. Helpful? ...
Answers
- Hi T., Technically speaking, I could suggest that you use my husband as he is a licensed agent and very experienced, 25+ yrs in the business, etc. However, 99.99% of...
- Hello T., I know a wonderful real estate agent located in Garland. Her name is Melba Davis and she works with Coldwell Banker. Melba is a Certified Residential Spec...
- I LOVE our realtor. Pete Kerrigan with Keller Williams in PLano. He has done this for a long time, so knows the drill and the builders, the area, taxes, etc. He res...
Seeking Advice for a Problem with Loan Modification
Do you have names of the loan officers you spoke to? That helps because it puts the bank people on the line for making "agreements" not shown. ...
Answers
- I'm SO sorry! This happened to us too and we ended up selling our house under duress and made about $3k after paying the realtor and all the title co. fees. It reall...
- Hi M.. As a Realtor, a Loan Agent, and a homeowner, I absolutely understand your frustration. Please know you are not alone and there are services who may be able to ...
- Hi M., I am a fellow mom and a mortgage broker. Are you able to refinance? Do you have any equity in the house? Rates are very low so you may be able to save money...
How Do I Fix My Bad Credit?
I have the names of two female loan officers that can tell you what you need to do, if you are interested. You can call them and decide which one you want ...
Answers
- Without knowing the particulars of your credit, whats on it and how long it's been there that is a hard question to answer. I would reccommend contacting consumer c...
- Hello, A., I am a Realtor and I do not recommend that you call consumer credit counseling. That will show up on your credit as a red flag to mortgage lenders. I have ...
- Sounds like you need advice from Dave Ramsey! Try www.daveramsey.com. You can listen to his radio show weekdays from 1-4pm on 570am KLIF.
How to Lease a House
You can contact a loan officer to do that. I would also check with his/her employer for job history and pay. You will need to know that they can afford the ...
Answers
- Speak with the Realtor you had your house listed with. They will be able to assist you in the leasing or refer you to a partner that handles rental property. As a li...
- Hire a real estate agent or management company. It may cost you 1st and last months rent, but piece of mind is worth it. They find the renters, they do the background ...
- I would contact a local realtor (one who specializes your neighborhood) and ask them about reliable property managers... property managers usually charge about 10% of ...