Credit Cards
Results 1-10 from 1,661 articles
Changing Credit Cards....
Asked by J.W. from Chicago
on December 24, 2008
-
I am thinking about getting a different credit card. We currently have one that accumulates miles for air travel, but it takes so long to get anything from it, that I...
Answers
- Hello J., I used to have an AA miles credit card as well. Once I finally got my flight out of it, I was looking for a new one as well. Citicards has lots of differen...
- I highly suggest getting a UPromise Citi Mastercard (www.upromise.com). If you haven't already set up a UPromise college savings account (for free) for your little on...
- Hey J., I have had a number of different 'awards' gathering credit cards. I have to say the BP visa seems to be the most lucrative (sp?). We have had TONS of free...
Looking for Credit Card "Perks"
Asked by J.P. from Chicago
on October 25, 2007
-
Hi Moms,
I was just wondering what types of incentives credit card companies are offering besides free hotels and free airline miles. Does your credit card offer a...
Answers
- The newest program I have registered for is uPromise. It's a 529 savings plan to save for school expenses. These expenses could include college tuition, room and board...
- Actually, someone mentioned only using "store cards" for special sales, etc. But, the GAP actually has a new GAP Visa... it can be obviously be used at GAP/Old Navy/B...
- Personally, I like cash back. My favorite is probably the original Discover Card (1% back + monthly special purchase categories that give you 5% back). They also let y...
Help - Which Credit Card Should I Get?
Asked by A.J. from Dallas
on April 3, 2006
-
Hi Moms,
I have to get a credit card and I have never had one before (don't believe in them at all) and I have no idea which one to get.
Is there one that is bet...
Answers
- A., I have no idea how old you are but after working for 4 years in a credit card collections department I think it is absolutely outstanding that you are asking th...
- I like Discover. You can get cash back rewards, they have a low APR (which is annual percentage rate, or what they charge you on your balance.) My best advice is to d...
- I would suggest you check with your bank first. Normally a bank will offer a credit card that you can pay directly from your bank account online. Also, the APR is norm...
A "Rewarding" Credit Card
Asked by C.A. from Chicago
on January 17, 2008
-
We have a United Miles credit card and have discovered that the times to travel are limited and also have many connecting flights. With three kids under 5 this will no...
Answers
- I have mastercard "worldpoints" where u get 1 point for every dollar u spend. U can use these points to get cash back, merchandise, or vacations/travel. It's great!
- Hi Carmen, We have a Chase rewards card that earns 1 pt for every $ and you can redeem for gift cards (usually 2,500 pts for $25 OR $25 check to you). This is the fir...
- I have a Upronise card from Citibank and I have saved over 2K in rewards that I can transfer to a 529 savings account for my kids college. You earn 1% on every purcha...
Secure Credit Card
Asked by S.J. from Tampa
on May 4, 2009
-
hi guys
i need to open a secure credit card so i would love to get some refferals and feedback from you guys. thanks a lot
Suggestions for a Good Credit Card That Gives Back
Asked by M.M. from Chicago
on June 2, 2008
-
Do you ladies have any suggestions for a reputable major credit card that offers a great cash back/rebate/gift program? Oh, low interest rate and no/reasonable annual...
Answers
- we use chase freedom card..money back and no interest offers too.
- We have a Toys R Us card from Chase. You get 1% back on every purchase and 3% on any purchase from Toys R us, Babies R us, etc. You get the $ back in gift cards for ...
- Discover Card is nice. No limit on rebate amount. We pay our daycare with this at KinderCare. We also use a Citibank Dividend card, but that has a cap of $300 in ...
Credit Card Debt Consolidation
Asked by C.C. from New York
on May 21, 2009
-
I am wondering if anyone has any experience with credit card debt consolidation/ elimination/ negotitation. What were your experiences? And if so, what company/ websit...
Answers
- Have you tried snowballing or debt stacking your debt? To many of those companies ruin your credit by placing notes on your credit report, I know thats not importa...
- just make sure you pay NO money up front
- Call the credit card companies yourself - request they give you a lower interest rate or tell them you will close the account and transfer to a lower interest credit c...
Small Business Credit Card Recommendation
Asked by J.P. from Chicago
on January 5, 2009
-
Does anyone have a small business credit card that they are happy using? I have recently set up my website and my business is growing. I don't travel for my job, but d...
Answers
- I love my business Discover. I love the cash back bonus. I used it to buy presents this year :)
- J.-The American Express is by the the best!! The fee is a write off anyways and is worth it and you get points. We have been using it for years and have had to dispu...
- I have used Advanta for a number of years for my stamping business (http://lisamiller.stampinup.net) and have been mostly happy. Yes they won't budge on their interest...
Gift Card Problems w/Target and Visa Bank Cards - Beware
Asked by N.O. from Chicago
on December 3, 2007
-
Hi All,
We have lots of teens that we purchase gifts for - and most of them would prefer gift cards. We also use gift cards for employee prizes at our company funct...
Answers
- Hey there..oh how I know the hassle that you are talking about with these sorts of cards. I just wanted to let you know what I have figured out with them. I work at St...
- I think I've kind of had it with the whole gift card concept. I've given many of them myself, but the excitement over the idea has worn off for me. Not to seem ungr...
- We can make it easy. Don't shop at Target. They don't support our veterans!
Credit Starter
Asked by M.B. from San Antonio
on March 30, 2009
-
i was wondering if anyone knows of a good credit starter credit card with low interest and apr. and also a good credit limit?? please let me know. thanks.
Answers
- If you don't belong to a credit union you can join, I would suggest that. My credit union is GREAT. I will NEVER go back to a regular bank. I have two secured cred...
- Another Dave Ramsey fan chiming in here. Please do not get a credit card just to "build your credit" (or encourage anyone else to do so...especially a teenager or col...
- My husband and I have found that the best credit card is American Express. It has a good rate. Now typically if you don't have any credit your limit is going to star...
