debt problems
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How to Consolidate
Oct 5, 2009 ... did you get the principal lowered We are going through similar problems and want to stay .... Debt Consolidation Anyone Done This Before ...
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- L. ~ There's a reason they are called CONsolidations. If you're looking for a common sense way to handle overwhelming debt, you won't find better than Dave Ramsey....
- I work in Realestate and run into this alot. Mortgage companies will not help in a modification if you are managing your bills.I suggest that you contact a good lende...
- we used 'take charge america'- a free service for az residence but that was a couple of years ago. they only charged maybe $5 to have it taken out of my account every ...
Husband Won't Get a Job
Debt only will cause more problems. Does either one of your moms leave close enough to where they could watch your children so you could work? ...
Answers
- S., Read "Created to be His Help Meet" by Debi Pearl. If you read this book you will have your questions answered. at first you will want to throw the book against t...
- First of all get you and your boys in church. Don't worry about your husband not going with you. You need your church family to help you thru this time. Don't let h...
- S. you need to leave him. A good Christian husband would not treat you that way. No where in the Bible does it say it's ok to treat you like dirt. He needs counseling ...
Don't Know Where to Turn??? Husband Doesn't See That We Have a Financial Problem
Aug 20, 2009 ... even if your "debt is not high enough for bankruptcy" - you might want to try ..... if you don't have a husband on board with your problem. ...
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- You should read Dave Ramsey's "Total Money Makeover". My husband is a full commission loan officer. We have always had enough money for all our bills until more rece...
- I know what you mean. Currently my husband is looking for a second job because frankly he makes more money than I ever would. I sew some of my kids clothes and go to t...
- Sounds like you are trying to do everything right! How about refinancing your mortgage? Consolidate any debt into one bill/low interest rate? Watch carefully on you...
Wanting to Buy a House, but How?
If you are having problems with your smaller ones (two judgements) I would ... There are lots of ways to help you bring down debt and still purchase a home ...
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- There are lots of ways to help you bring down debt and still purchase a home (without getting ripped off) Try to stay in the same apartment for the next three years wh...
- Really think hard on why you want to own. It's a big responsibility and you might be suprised at the cost of maintenance that you don't pay when you rent. So many ...
- After reading all of the response I decided to let you know about another method that noone here has mentioned. I brought my house 10 yrs ago as a single parent makin...
Has Anyone Used FreedomDebt.com?
My husband and I are in debt becasue I was unable to work when I was pregnant with ... I have tried to use some other forms of these Debt Recovery places; ...
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- The ONLY place you should work with is Consumer Credit Counseling. But even they can have issues. We dealt w/one years ago, and the person suggested we file bankrupt...
- I wonder if it is similar to nodebtandfree.com We used them to help us out and they are amazing. They advertised on 960AM. It is not debt consolidation or any sca...
- T., there are so few of these programs that are useful and legitimate. There's a reason they're called "CONsolidations". I'd do a whole lot of research before signin...
Looking for a Home Warranty Company with Great Customer Service
Aug 27, 2009 ... We had Old Republic Home warranty and had the same problems you have My ... operating with zero debt and have zero current litigations ...
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- We us First American Home Buyers and haven't had any issues. Our A/C went out just last Friday, and they were able to find a company that was able to come out on Satu...
- Home Warranties have a bad rep, as you can read, but not all companies are kin to the devil. But now you know some good questions to ask when selecting your new home ...
- I too have American Home Shield and I am not satisfied either. They just sent a plumber out yesterday for a stoppage we keep having and they guy wouldn't snake it. Sin...
Widow Mom
The problem with consolidation is you are still having to pay your debts back and from what you said, it sounds like you cannot. I say, get debt free! ...
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- I am deeply sorry for your loss. I have horrible credit and now getting it back on track. You do not need to pay anyone to fix it for you. I just found out myself. You...
- You could check out the Dave Ramsey Financial Peace Program. Good luck.
- Dear C., I am so sorry for your loss and I know your needs will be met. You have some good suggestions from the other moms. My suggestion is to find an attorney who ...
Seeking Advice on Teen Step-daughter Issues
It's going to mean less time with you and your children, but he owes this kid a huge debt. .... Don't ignore the problem, it will only get worse. Helpful? ...
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- Sorry I disagree with the people who say that her parents have to be the ones that do something. I think that as step-parents we take on an obligation when we marry th...
- Unfortunately, there is not much you can do for her. She lives with the mom, and dad sounds like he is in denial. Things would be different if she lived with you and...
- I will advise you to turn attention to your own girls. Right now they are little but they will grow up. Your step daughter lives with her mom, so why are you bothering...
Has Anyone Used Careone Credit Counseling???
He celebrates becoming debt-free and answers financial questions. ... My sister used Debt SHield, which a friend of hers also used. It worked out well, ...
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- Unfortunately, using a credit counseling company is almost as bad as bankruptcy. I have done some research and have found that there is really nothing you can do othe...
- I would like to invite you to Financial Peace University by Dave Ramsey. It is a 13 week course offered through our church, Sun Valley, and it had made a HUGE differe...
- My sister used Debt SHield, which a friend of hers also used. It worked out well, as if creditors started calling, she just called the person at DS & they had it stop....
I Feel Scammed by Palisades Collection Agency, Pls Help
Oct 19, 2009 ... Budget · Credit Cards · Financial Problems .... I just paid a debt of with this same company about a week ago. lol! I hope all goes well. ...
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- Hello D., my name is H. and the story about being affected by this recession sounds so familiar. I am a stay at home mom of a 3 month old girl and a 8 year old girl! N...
- Oh my! I just paid a debt of with this same company about a week ago. lol! I hope all goes well. I asked them to send a letter saying that they would accept the se...
- Hi D.: Unfortunately,when creditors get antsy in waiting for their monies,they will sell your debt,to A collection company for a lesser amount,and give them the HONOR...