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Mom Seeking Information on Credit Card Consolidation
I am looking for advice on credit card consolidation. Does anyone know the pro's and con's of this? I am interested in consolidating my credit cards using ...
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- N., Although I do not know about this personally, everytime I read the paper about getting out of debt, it almost always says do NOT use one of those companies. It...
- Hi N., I live in the Ocoee area and I was a single mom for a few years with no child support and no family to back me up. I was living off my credit cards but I had v...
- Check out http://www.cccsstl.org/?referrer=google&cccs&gclid=CKyp1NrW8I0CFQdlHgod9yCsKg The Credit Union I work for uses this company to help our members in times o...
Life After Filing for Bankruptcy.
That's the problem with credit cards - we had one card so long (since 1986) ... Don't get any more credit cards. A lot of companies will want to give them ...
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- My husband and I filed bankruptcy 6 yrs ago. Since then we have rebuilt our credit. We have purchased a house, automobiles and we have a credit card. It does take time.
- Don't get any more credit cards. A lot of companies will want to give them to you and really high rates. They know you will be liable for them because you already di...
- I had to do the same thing after 9/11. It's a hard time, but you will get through it. All I can recommend is that you make sure that you pay your bills on time and s...
Mom Needing to Vent/credit Card Issues
Read all 5 responses: "I know I have noone to blame for my problems except for myself. I was having some financial difficulty with my credit card bills. ...
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- Hi B., Good for you for owning up and taking responsibility. Sometimes we have to learn lessons the hard way. We have to put on our "big girl panties" and deal with...
- Dear B.!! Thank goodness that you are through with citi-bank Visa, and I hope and pray that you have cut up that card and never use it again! To answer your questi...
- I'm sorry you had that happen. We are dealing with similar issues, meaning debt and not a lot of money. We got behind in payment a few months ago and it took about 4...
Mom Is Being Threatened by past Credit Card Companies
Read all 20 responses: "My mom is being harassed by past credit card debt. What is the statute of limitations on being taken to court? The debt is from 2003 ...
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- I had a similiar incident with a settled debt. Could she get copies of her checks. That way she has proof that she has paid them. I am not real certain what else sh...
- If she resides in the state of texas, they can't "do" anything to her. Different states have different laws. Credit cards are unsecured debt. The company is taking ...
- L., tell your mother to get caller id and stop taking the calls. My husband and I went through some very hard times not too long ago when he lost his job after 24 yea...
Credit Cards Debit
Read all 24 responses: "Am having problems my husband got laid off and we have credit cards we need to pay but my problem is I don't make enough to pay my ...
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- I know it stinks and times are tough but you have to pay in the order of importance! Rent/morgage and electricity...grocries...etc...then whatever is left over you can...
- S.- I'm sure someone will have some good advice for you, but the first thing I would suggest is for you to call your credit card companies. Many times you can work...
- Im sorry you are going through Credit Card debt. The best advice I can give you is to call the CC companies and let them know about your situation. Be honest and call ...
How to Unlock an Interior Bathroom Door
Try a credit card in the door jamb, right where the latch is. .... try takin an old credit card and putting it in between the door frame and and swipe it. ...
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- Try using a belt. Sounds like you have the same doors we have but we have a little key that goes in it. But, a belt should work if you have one that is small enough to...
- try takin an old credit card and putting it in between the door frame and and swipe it. my 3 yr ol son did the same thing and it seemed to work for me.
- hi try a butter knife hope this helps T.
Upromise Account - Is It Worth It?
I'm just not sure if I want to give my credit card info to the upromise people - Is it worth it for the money I'll get? I want to start some type of college ...
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- If it doesn't feel right I would not do it. I will only put my money with a financial institution that is FDIC approved and insured. Try one of the banks they have so ...
- my advise is to put money aside in your 401k or get a roth ira, for more info about this, visit clarkhoward.com
- Hi L., Try Fifth Third Bank also. They have a wonderful college fund. When my mom passed away last year, she left some money to my 5 year old. Since I don't know...
Should I Accept Credit Cards for My Small Business?
Read all 5 responses: "I have a seasonal business selling personalized Christmas ornaments. I sell at bazaars, craft shows, and through word of mouth.
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- Hi D., If you decide to accept credit cards, you might want to check out Costco. I just got the August 2009 Costco Connection magazine and they had an ad for their...
- Hi D., You should absolutely accept credit cards!! You are losing sales if you do not! I use www.propay.com They have a really cool card reader that I used at cr...
- Hi D., I have a home based business selling personalized music/storybook cd's; alarm clocks and labels for children. I've been using propay for almost 4 years. I t...
Should We Pay off a Card or Our Truck
I took us 1.5 years to pay off our credit card debt and we made a HUGE life ... If you have enough money to pay off the credit card - I will assume that you ...
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- Credit card first! There is no benefit to paying off the truck early. The interest rates for the car and the card are not the same thing. For the truck, it's fixed, it...
- Money is money. Stick with paying off the highest interest item. If it is a credit card, don't run the amount so high again that you can't pay it off every month. T...
- common logic is to pay off the card first, but I would suggest the truck. Once it's paid off, you can change your insurance from full coverage to liability (if you wa...
Debt Counseling?
We have a sizeable amount of credit card debt & we are starting to have trouble .... Call your credit card company right away and ask for a supervisor. ...
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- We used the Dave Ramsey Total Money Makeover book. You can get the workbook for it instead and I think it does about the same thing as far as providing you info. A fri...
- Call your credit card company right away and ask for a supervisor. Tell them your situation and see if they will lower your interest rate and give you a set amount to ...
- Do not use a credit counselor. I tried it a few years back and it was a total rip. They didn't start paying on anything until they got (I figured over 11,0000) and I...
