pay off credit cards
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What to Do with $2500
Bottom line... don't spend it (unless to pay off a credit card or other high ... 1st pay off high interest Credit card debt. Always try to live cash only. ...
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- I totally agree with the other mamma.....pay off any debts first...any debts....then whatever is leftover...put into an IRA! yea!! congrats on the windfall!
- Sounds like you are thinking responsibly. When we have some extra unexpected money, we automatically stick it away for our daughter. We are firm believers on Pre...
- I would put it toward any debts first. If you don't have any, then invest it into a Roth IRA or traditional IRA for your daughter. Compound interest will make it int...
Trying to Clean up My Credit
I do have the money now to pay off that credit card,and I would like to just .... Pay off that last credit card. THEN, you will need to find a company or ...
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- Did you contact Equifax etc to see why your score was lowered. That makes no sense! Good luck
- Been there done that and it sucked. Here's the thing, bad credit is better than no credit to a lender. I would go ahead and pay it off but keep something around. Yo...
- It's good to have a couple open revolving cards on your credit. The balance on the card should stay to less than 25% of the credit line. If you pay the credit card o...
I"m DEBT Free..Not! I Need Your Advice Again!
If they are credit cards. Call the companies, and tell them to cancel the cards. Then just pay them off. Once you have those paid off, take that payment and ...
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- I have actually NEVER heard of the person before. I make decent money, and although I'm not completely debt free, at this time I only owe about $20,000. $10,000 of tha...
- Hi A., It took my husband and I exactly 22 months to get out of debt completely. We were at $27,000 in debt with credit cards, loans, and a remaining car note balanc...
- Nothing personal against Dave Ramsey...but am I the only one that see's that HE is the one rakin' in the cash? Books, talkshows, seminars....hhmm? Its this simple, l...
Credit Repair
When you get to the point of paying it off.. get the payoff in writing! .... i am doing the same thing. i started getting credit cards when i was 18. i ...
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- Hi J., I am a loan officer in WA state. I help people with challenged credit. Our license does not extend to CA, however I have some experience with this. First t...
- I wouldn't use consumer credit counseling if you can avoid it all. My husband and I used it 4 or 5 years ago because we got a little behind and now that we make doubl...
- I've processed mortgage loans for a few years now so I know a little about fixing credit reports. You don't need a company to help you fix your credit report. You can ...
Seeking Financial Security
As to refinancing and paying off your credit card debts, it's a good idea. This is necessary if you have a higher interest rate than what you could get. ...
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- I can refer you to a financial advisor who we use to help answer any financial questions you have. If you want her name and number, give me an email at ____@____.com.
- If you are seeking financial security- good luck!! If you are ssking financial "sanity" - I think I can offer some information- If you were to utilize the Equity in yo...
- I just went through this. When my husband and I first "consolidated" our bills to pay off and found out how much we were truly in debt and how much interest we were p...
How Due Mom's Prepare for the Third Baby Financially!!!!!!
How due I start paying off these credit cards and save at the same time. ... Pay off your credit card. YOu can use the same tactic here - budget $500/month ...
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- Thrift shops and craigslist will get things for cheap. Children's Orchard and Once Upon a Child are my favorites. I'm a huge freecycle fan. (www.freecycle.org, ...
- I think karen's got GREAT advice!! Use your debit from now on- you don't have it, don't spend it. I took a financial class and we were taught to live off of 80% of y...
- chicago.craiglist.org Its great for everything a baby, kids or you may need on a budget. we didn't have much in the means of toys or baby accessories when we moved bac...
Car Rental With-out a Credit Card.
I don't know the specifics, if you need a credit card or not, but lots of people use it as an alternative to ... Should We Pay off a Card or Our Truck ...
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- Look into phillycarshare.com I don't know too much about it, except that it sounded like a good deal, when the guy was at work looking for parking.
- Have you tried philly car share? I don't know the specifics, if you need a credit card or not, but lots of people use it as an alternative to renting or leasing a car...
- Hi S.. Check out Philly CarShare. I'm not sure where your starting location is, and i've never used it, but I see the cars everywhere. And there are all kinds avail...
Ok, I Know I Won't Get Much Sympathy, but Here Goes...
Oct 16, 2009 ... You can't go cold turkey and cut back the spending all at once, but you really do need to pay off some debt. Get the house paid off, get the credit cards ...
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- Dave Ramsey's Financial Peace University! Those small expenses add up! For example: Eating out 1x/week $15-20/meal/wk x4wks/mo =$60-80 x12 months =$720-960/year...
- I completely understand where you are coming from. I used to have a corporate job making 56,000 and my husband made about the same but we were still paycheck to payche...
- Totally understand. My husband and I both have good jobs; however, still concerned about finances and were tight every month with paying bills. Last year, we put ourse...
Wanting to Buy a House, but How?
Get second jobs(night, weekend), pay off your debt and cut up credit cards!!!( we bought house 2 years ago when credit was great and job was good , lived ...
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- There are lots of ways to help you bring down debt and still purchase a home (without getting ripped off) Try to stay in the same apartment for the next three years wh...
- Really think hard on why you want to own. It's a big responsibility and you might be suprised at the cost of maintenance that you don't pay when you rent. So many ...
- After reading all of the response I decided to let you know about another method that noone here has mentioned. I brought my house 10 yrs ago as a single parent makin...
Paying off Old Debt
THose Utilities from 2001, leave them where they are, they are getting ready to fall off of your credit anyway and settling (bad idea) or paying anything on ...
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- Hello, my name is R. I amja Certified Credit Counselor and worked as one for 2 years. THose Utilities from 2001, leave them where they are, they are getting ready to f...
- L., my husband and I work for Freedom Debt - a debt settlement company...yours is past the statute of limitations in Texas so I can't really help you but would advise ...
- My mother-in-law had an issue with a catalog company on a bill that she paid back in 2000. They said she didn't, she said she did. She had ripped up her receipt year...
