credit card counseling
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Mom Is Being Threatened by past Credit Card Companies
Read all 20 responses: "My mom is being harassed by past credit card debt. ... She could contact Consumer Credit Counseling and see if they could help her ...
Answers
- I had a similiar incident with a settled debt. Could she get copies of her checks. That way she has proof that she has paid them. I am not real certain what else sh...
- If she resides in the state of texas, they can't "do" anything to her. Different states have different laws. Credit cards are unsecured debt. The company is taking ...
- L., tell your mother to get caller id and stop taking the calls. My husband and I went through some very hard times not too long ago when he lost his job after 24 yea...
Needing Advice on Credit Repair
There is an organization called Consumer Credit Counseling Service (CCCS) ... After the bankruptcy was final, I got 1 credit card with $500 limit (and paid ...
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- Hi, T.: Check out my website at www.safeharborcreditrepair.org I've been through it and that's how I ended up in the business. I've been in mortgage lending for...
- Go to www.annualcreditreport.com to get a FREE copy of your credit report from all three credit reporting agencies. Reports are free once a year. This is the only one ...
- There is not an easy way to repair credit. It takes a couple years to repair damage that you have done over the years. If you are too far in debt, look at all your o...
Debt Help!!
If you carry a credit card debt, look into transferring it to a zero ..... My husband and I used Consumer Credit COunseling Service for about a year. ...
Answers
- It sounds like you are getting a lot of good advice here. One thought that I wanted to add, though, is when it comes to using a credit counselor. It is a great program...
- I suggest the book "Total Money Makeover" by Dave Ramsey. My husband and I are in the same boat as you. We are now about half way through the book and for the first ...
- We are going through an awesome program at our church called Financial Peace University. My parents have already done it and they were able to save $1000 and pay off ...
Need Information on Debt Consolidation
I used a debt consolidation company called Consumer Credit Counseling and .... It's not a loan, they take all of your credit card debt and whatever als you ...
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- I would call around, or ask your bank or credit Union. Just becarful. Alot of places will offer you more money than you need, and that only gets you father into debt. ...
- Hi K., I don't have any advice for you but I feel your pain. My husband and I are struggling to make out bills. Good luck. Chris
- I used a debt consolidation company called Consumer Credit Counseling and paid off all my debt within 2 years, they were awesome and the fact that I used them did NOT ...
Debt Consolidation Is It Worth It/does It Work???
Sep 2, 2009 ... i consolidated my credit card debt and it was totally worth it. my credit ..... Several years ago I went with Consumer Credit Counseling and had a great ...
Answers
- I joined CNI a few years ago and they negotiated a good portion of my debt away. Look into them too, I cancelled all my cards and have bad credit for a few years but...
- Hi there, We looked into this last year when we encountered some of the same problems. You have to be really careful about which companies you go with - there are man...
- Several years ago I went with Consumer Credit Counseling and had a great experience with them. I learned my lesson and, as great as my counselor was, I plan on never ...
Debt Settlement
Credit Counseling is a better way to go- but before you even do that I would ... A phone call to your credit card company will get you nowhere fast, too. ...
Answers
- Beware, the ones you see on the internet and hear about on the radio are usually scams. We got taken by one company, and the atty we spoke to told us he knows of no l...
- I'm not sure of a consolidation program at this moment but I recently learned about Primerica, and they are excellent at helping you save money on the expenses that yo...
- M., There are no legit Debt Settlement companies. The only thing I would suggest is to get a loan from your bank or credit union. My back ground is 19 yrs in the...
I Need IDEAS !
... my grandmother's house bought her a car and has a credit card that she can ... Please get counseling to help learn you cant change other people You can ...
Answers
- First, the only person that we can fix, is ourselves. I grew up in an alcoholic home, dated some bad guys, and finally realized that I had to fix me. I had to decide...
- M., I agree that you will never be able to change your mother. Are you involved in a church or any other social setting? I would find a surrogate mother. Befriend s...
- Wow....You said a lot. First things first. It sounds to me that what you could be going through is sibling rilvary. I'm not sure if you and your other sisters all ha...
Creditors Have Increased My Interest So Much I Can No Longer Afford to Make Pymt
Well the bank decided to raise my interest (b/c that is how credit card companies are .... If they won't help, talk to a credit counseling agency (like ...
Answers
- K., many people have gone through this situation, our household has been affected as well. I have read somewhere that new laws were passed that banks are not allowed t...
- Join the rest of us. The United States is a mess and no relief is in sight. What you can do is call the companies, ask for the supervisor and try to get the interest r...
- Well, if you don't need to buy a car or a house in the next 7 years, (probably more like 9) you can completely ignore them and never ever pay them. They will hassle yo...
How to Consolidate
Oct 5, 2009 ... I am not late on our credit cards, have been paying just a few $ above min. ... use a service like Consumer Credit Counseling before they modify your loan. ...
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- L. ~ There's a reason they are called CONsolidations. If you're looking for a common sense way to handle overwhelming debt, you won't find better than Dave Ramsey....
- I work in Realestate and run into this alot. Mortgage companies will not help in a modification if you are managing your bills.I suggest that you contact a good lende...
- we used 'take charge america'- a free service for az residence but that was a couple of years ago. they only charged maybe $5 to have it taken out of my account every ...
In Debt up to My Ears
Apr 21, 2009 ... We went to Consumer Credit Counseling at one time, but their fees ..... You can also try contacting credit card companies yourself-if you're ...
Answers
- Hello C., My name is B. and I live in Colorado. I also am still paying off some old debt, but I am able to do so with my home business with Arbonne. Are you inter...
- Hi C. -- don't do the loan consolidation thing. I recommend you get books by Dave Ramsey and/or Mary Hunt. Your local library should have them. Read those first -- ...
- Check out Dave Ramsey before you try one of those places. We went to Consumer Credit Counseling at one time, but their fees are high for what they do. Dave Ramsey has ...
