Seeking Stay at Home Mom's

Updated on September 18, 2007
D.J. asks from Philadelphia, PA
5 answers

I would love to stay at home with my child for at least the first year of his or her life, but do not think we can handle that financialy.

How do you handle all of the bills, food ect... on one income?

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C.S.

answers from Philadelphia on

Hi there D.,

Have you ever considered working from home? You could generate an income and be at home with the kids at the same time.

I have a home based business. If you are interested and want to chat about it, I'd be happy to. Just let me know.

Good luck to you!
C. Smith
www.EnhanceYourWayOfLife.com

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C.C.

answers from Philadelphia on

when you add in the price of daycare you really are saving money...I have done both stayed at home and worked and we always seemed to have had more money when i stayed home...When i stayed home (which i am currently doing) We have to cut some luxuries like we only have basic cable, don't really buy the processed premade foods, this time we went to one car...I mean you have to look at what is important in your house and see if you can do it but you also have to look at the cost of someone watching your child when i was working for my two kids it was 1285 a month now with my third i stay home. I stay with the other two until my son was 4 and daughter was 2 so that was the price not even for a newborn or a infant.

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G.L.

answers from Philadelphia on

I think it is your prefrence becasue if i were you iwould stay mom,because i do i have 4 kids and i love vry minute of it even thouht we do not have cable,and i shop at sales and with coupons.If you go back to work you will miss a lot with your little one.plus you have to pay for childcare and i heard it is not cheap .you have to weight it out
Good luck on your buddle of joy?

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S.M.

answers from Philadelphia on

Hello D.,
Well what me and my husband did was try living on just his pay check for two months and put mine in the bank, just to see if we could do it first of all, second we would just start to put money in the bank for a just in case emergency or for an extra bill that we didn't think about and that helped out alot, we realized that as long as we cut back on certain things, it wasn't a problem for me to stay home with my daughter, now i just had a son in october and i can stay home again and it's great it's the best thing in the world, and i love it, so all you can really do is try and see if you are able to do it, i hope that it works out for you
good luck
S.

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S.A.

answers from Philadelphia on

D.,
I was working part time when we got pregnant with our first child. Childcare is very expensive & as it worked out, it was cheaper for me to stay home. We cut corners where we could (reduced cell phone plans, cable at basic level, set heat so it runs less electric, wash clothes at night). I found I make/eat more home cooked meals which also saves money. We shop for all sale items & stock up when we can to save trips to store & money on gorceries. Coupons help too. Ous worst case scenerio happened 4 months after my son was born- my husband lost his job due to downsizing. He was out of full time work for over a year & just recently started a new job. We are expecting our daughter in 2 weeks, so this is perfect timing. The bills did stack up quickly & what little savings we had went within 2 months, but we were lucky to have supportive family who helped where they could. We also sold things we thought we couldn't part with, but looking back I have to really think about what made the item so special. Having a child puts life & what is important in true perspective for you. It will be rocky, but if you decided to stay home, the emotional benefits outweight everything else (atleast it does for us). One thing most people don't realize about staying home is the emotional strain it will cause on all relationships. My husband & I made the choice together, but for me not working was hard. I have worked since I was 16 & relying on someone else was a hard adjustment for me. I felt useless, bored & lonely. I had no adult communication so felt shut off from the world (this made my post partum depression worse). I decided to do something, so I joined a playgroup & it helped me & my son a lot. Having 1 income put more pressure on my husband, which caused strain. We talk about it often so it helps, but it is something to consider. Good luck. -S.-

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