In Desperate Need of Advice - McKinney,TX

Updated on April 18, 2008
K.P. asks from McKinney, TX
7 answers

I am a single mother and presently pregnant (6 1/2). Please read the entire information below to fully understand what advice I really need. My husband past away not too long ago, and since I am pregnant it is hard for me to find a job. Not too mention that until about a year or so ago I use to be a stripper before I accepted Christ. I know that this will turn many people away from reading this. But I am working my bottom off to get my life back on track. I am back in college, in church and I have been doing so good until I lost my husband. At this point I am about to lose my home because I am so far behind on bills. I have gone to the WIC office and they can only give us food stamps, I have gone to my church and they said they don't give money to their members, I have gone to welfare office and since my last employment was not a real job I can not apply for unemployment. No one knows how hard it is to be judge for your past mistakes while you are trying to make a life for your kids. I keep being told to go and live in a shelter or that I should "dance" in my present condition for the money, but I am really trying to change my life around, I really am. If anyone knows any place at all that I can turn to for financial assistance please let me know. My landlord is giving me 72 hours to get the money I owe them before kicking us out. I have secured a juob beginnings in June 2008 as a nanny, but until then I am really trying to find a place that can help us out asap. My number is ###-###-####.

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K.C.

answers from Dallas on

Kim,
Our church works with an organization called, New Friends New Life which helps women get on their feet after leaving sexually oriented businesses...they may be able to help.
www.newfriendsnewlife.org
###-###-####
Please keep me updated. Please PM me how muuch you need right now. :)

1 mom found this helpful

T.F.

answers from Dallas on

I am sorry for your loss and for your children.

I do think you might need to check in to Social Security. Did your husband have any kind of insurance?

Lastly, I don't look at you any differently because you danced. I know some very nice women who have danced. Just because you danced does not make you any less of a person.

1 mom found this helpful
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J.L.

answers from Dallas on

Kim-
My heart absolutly breaks for you and your children! I am so sorry for your loss and the difficult times you are going through. As you know all to well, Christ will test you to your limits but he knows the extent of those limits and he will not push you farther than you can go. Anyone who judges you for your past should take a look in their own mirror. Good job on turning your life around!
Are you and your children covered under medicaid, you should be able to qualify, especially since you are pregnant. Have you looked into working at any daycares? Usually they will wave the charges for your other children if you work for them. I know Rivercrest Private School is hiring in Allen. ###-###-####, the directors name is Jean. Good luck and you and your family will be in my prayers!
-J.

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E.H.

answers from Dallas on

Have you checked with Social Security? If your husband was in the workforce, then there should be some social security payments available for your and/or your children.

My warmest wishes are with you.

------------------------------------------
Social Security Survivor Benefits

Requirements to Receive Social Security Survivor Benefits

When a worker dies, certain family members may be eligible for Survivor Benefits based on the deceased record if he/she had enough Social Security earnings credits. For many survivor cases, the number of required earnings credits is based on the worker's age at the time of death. In general, younger workers need fewer earnings credits than older workers. However, no worker needs more than 40 earnings credits equivalent to 10 years of work to be fully insured for any Social Security benefit.

Social Security Survivor Benefits can be paid to:

A widow/widower - full benefits at full retirement age or reduced benefits as early as age 60. A disabled widow/widower may receive benefits as early as age 50.
A widow/widower at any age if he or she takes care of the deceased's child under age 16 or disabled, who receives Social Security benefits.
Unmarried children under 18, or up to age 19 if they are attending elementary or secondary school (high school) full time. A child can receive benefits at any age if he or she was disabled before age 22 and remains disabled. Under certain circumstances, benefits can also be paid to stepchildren, grandchildren or adopted children.

Dependent parents at age 62 or older.

Benefits Amount

The amount of the Survivor Benefits is based on the earnings of the person who died. The more the person contributed to his or her Social Security earnings, the higher the benefits will be. The amount a survivor receives is a percentage of the deceased's basic Social Security benefits. The following below are examples of the most typical situations:

Widow or widower full retirement age or older = 100 percent
Widow or widower age 60 to 64 = about 71 to 94 percent
Widow or widower at any age with a child under age 16 = 75 percent
Children = 75 percent

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M.C.

answers from Dallas on

Kim,
please accept my deepest condolences for your loss. I am so sorry that you are going through such a difficult time right now. I know that it may not seem like it right now, but everything that happens in our lives is a part of God's plan for us. There is a reason why you're experiencing this, it may just be awhile before you understand why. My church has "adopted" an apartment in the Samaratin Inn in Mckinney. It's an apartment complex that works to transistion the homeless into their own homes. I don't know what the requirements are but it might be worth looking in to. Do you have any family in the area? what about your husband's family? Did your husband have any life insurance policies or retirement? I was looking at the previous post from the woman whose church works with women leaving sexually oriented jobs. That actually sounds like your best bet. Try to keep your chin up and pray. God always provides for us. Just keep praying. I will keep you and your family in my prayers. M.

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

N.B.

answers from Dallas on

Kim,

How much do you need to keep your place? Private message me.

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

C.F.

answers from Dallas on

God never turns away those earnestly trying to seek him. Ask and you shall receive. Say a prayer and keep doing your best. I have a been in so many desperate situations where I have felt totally alone and helpless. I prayed to God, trusted in him and kept trying to act according to my prayer, God has never failed me, and he will not fail you.

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