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Personal Loan
Asked by C.V. from Kansas City
on April 29, 2011
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My Husband and I are very excited because we have decided to move forward with a tubal reversal! The only problem is that the Doctor I picked,her practice does not fin...
Answers
- You didn't say how much money you needed, but I just received an offer from a credit card company for a $21,000 Zero % interest for the next 14 months. If your credi...
- First, congrats on your decision! Second, I had great credit, helped a family member out, ruined my credit, built it back up & the bank I was with & had been with for...
- Congrats on the decision. If you are hard and fast over this doctor - then you need to talk to them or save the money. Banks aren't doing personal loans like the...
Is This a Legitimate Loan Company?
Asked by A.L. from Dallas
on August 26, 2009
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Hi everyone! I really need your advice. I applied for a loan through a sponsor company suggested on this website called Carlstadt Capital and was approved. The loan re...
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- I'm not sure I got it right from your question, but if you were referred to this loan company by an ad they placed here on Mamasource, then you should DEFINITELY conta...
- I don't know anything personally about this company, but a simple google search returned a BBB report for them where they have an "F" rating. Here is the link to the r...
- Hi my name is T. and well to be honnest i have not hered of this co. But depends on wher yu live and wher yu got the info? My sejustions would be to try your local b...
Personal Loans
Asked by C.N. from Phoenix
on June 15, 2011
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I can't decide so I'm asking you ladies for advice..I have been trying to get a loan and my credit is bad. Well I applied online and got a respond from a company. The ...
Answers
- No, I would not do this. Go to the library and check out this book: The Total Money Makeover by Dave Ramsey. It will help you start dealing with your finances and take...
- Well they are damn near impossible to google so I would imagine they shouldn't be trusted. Sounds like the money must be in one of their checking accounts? As othe...
- I would do some research on them - find out how long they have been in business. Try to find some reviews on them. There are a lot of bad loan officers out there!
Looking for Advice on Credit, Mortgages, Real Estate
Asked by B.K. from Detroit
on July 17, 2009
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Hi Mamas!!
We've decided it's time to buy a house. We are for sure going to stay in MI so we are ready to commit to purchasing a house. We do have a few issues th...
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- My husband is a branch manager at Top Flite Financial in East Lansing. He can help you fix up your credit and see you into your home in the near future. Give him a cal...
- The good news is that it is never too late to start rebuilding your credit--but it can take time. Pull both of your credit reports (maybe go to your bank and have the...
- When we were looking at buying a house our bank told us that even though we had a couple of open credit cards it wasn't enough revolving credit. So I would ask your le...
Debt Mediation
Asked by C.A. from Dallas
on August 1, 2008
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Just wondering if anyone has tried debt mediation or credit counseling and what your results were. I tried to get a loan from the debt consolidation loan from the bank...
Answers
- I used a counseling service several years ago when my credit card debt reached $20K. I think I had about 8 credit cards then. They made it easy, I just sent them one p...
- I agree with most of the responders: Don't go to a for-profit credit counseling business. If you decide to go with a credit counseling service, go with a non-profit ...
- Hi C.! Please check out DaveRamsey.com before you do anything drastic!!! He is my Hero! I am strongly against consolidating debts, because the interest you pay for eac...
Please CREDIT Advice!! Trying to Get a House!!
Asked by M.H. from Lima
on May 24, 2011
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Hello everyone :) My husband & I have two children & a couple years ago he lost his job so we had to move into my dads house & we've been here ever since. It's becomin...
Answers
- I found someone who I think was in a similar situation, and called Dave Ramsey for advice: Click Play under "You're in No Man's Land" http://www.daveramsey.com/i...
- As some have mentioned, time is your friend. Keep making your payments on time, and pay everything off that you can. Why not rent for a year so you can continue to wor...
- Lovemy2boys, Sound advice already posted. :) Things I have learned: Every time you have your credit report pulled your credit rating takes a hit. Crazy right...
Car Payment for a Car We Dont Even Own Anymore!!!!
Asked by L.B. from Charlotte
on February 4, 2010
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Ok - I will try to make this as short and understandable as possible! About this time last year we traded my husband's truck in on my current car. Come to find out the...
Answers
- I would gather all the paperwork from the sales transaction showing that you traded in the truck and the dealership would pay off the loan. I am sure this is aggravat...
- If the bank still has the title then they still own it so they can still reposses it from the people you traded it too. Who ever has the title own it no matter if you...
- Isn't it in your contract when you traded the truck in that they would pay off the loan? Even if they filed bankruptcy doesn't that mean the loan would of gone into t...
What Is the Best Way to Repair Your Credit After Filing Bankruptcy?
Asked by S.M. from Chico
on January 17, 2007
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I filed for bankruptcy 6 years ago...and have yet to even TRY to think about doing anything on credit since. However, my husband and I want to buy a house, therefore,...
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- I bought my first home after filing Bankruptcy after only 3 years. I had a very goood loan person. His name is Merrick and here is his contact info. 1301 SE Tech Cen...
- Hi S., My name is C. and I am a Real Estate Agent. I Know quite a bit about Credit and you CAN recover from a bankruptcy. I do credit Repair, it works really well. Wha...
- Just FYI, when still in bancruptcy, any type of credit is under the bancruptcy meaning it does not count either way. So, it is obsolete. If the bancruptcy is done, t...
Foreclosure....short Sale
Asked by T.N. from Boston
on May 6, 2011
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Our town home has been on the market since January listed as a short sale. For those of you that don't know, when you try for a short sale you need to be behind on yo...
Answers
- Were you approved for the short-sale yet or not? We went through that whole process as well, and it is overwhelming, but it worked in our favor. We first got approve...
- Not me, but I'm sorry for what you are going through. Alot of people are losing out on real estate and their credit, too, has been demolished by this economy b/c of i...
- Please read this link: http://www.shortsales101.com/tax.htm Make sure you are working with a tax accountant who has experience with short sales. I hope you are wo...
The "Real" Price of a Car
Asked by T.O. from San Francisco
on September 13, 2010
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My husband & I are looking to buy a new Toyota Highlander the price is over 39,000 our salesman told us if we get the loan through them they will knock off $3,000... I...
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- My husband, who works on a car lot, says that if they are willing to knock of 3,000 they will knock of at least another 2,000. Here's what he says you need to do.... ...
- Tell them you will buy it from them if they are willing to sell it to you for X, and then be willing to walk away and look elsewhere. If they want to sell it to you f...
- T., What always works for us is first of all checking the blue book, we print it, after that we go an visit two or three dealerships and look at the price, and compar...
