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Debt Settlement
We can only accept unsecured loans, such as credit cards. We only handle five thousand dollars and up. Our program will guaranty you a write off of 45% of ...
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- Beware, the ones you see on the internet and hear about on the radio are usually scams. We got taken by one company, and the atty we spoke to told us he knows of no l...
- I'm not sure of a consolidation program at this moment but I recently learned about Primerica, and they are excellent at helping you save money on the expenses that yo...
- M., There are no legit Debt Settlement companies. The only thing I would suggest is to get a loan from your bank or credit union. My back ground is 19 yrs in the...
Debt Consolidation vs Debt Settlement
If you qualify for a Chapter 7, you would be able to discharge all or substaintially all of your unsecured debt in about 90 days (studnet loans, most taxes ...
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- we used consolidated debt and we actualy made our last payment in febuary, it was a great feeling after 4 years. you can call and get more information before you commi...
- I definitely would NOT trust most of the debt relief agencies you hear advertise 24/7. The way I understand it, they have you stop paying all of your unsecured debt a...
- Well, I have had client's who have tried both of these, and they both definitely have their bad side. Many debt consolidators that you see on TV are nothing more than...
Debt Consolidation
loans consolidation · unsecured consolidation loan · unsecured debt consolidation · debt consolidation unsecured · debt consolidation mortgage loan ...
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- I am using Consolidated Credit. On the whole I have been happy with them. They got great reductions on my APR rates with my credit cards (as low as 1% !!!!) I have no...
- It depends on which direction you wish to go. I own a mortgage company in Arlington, TX and we can do home equity loans...which will give you the best interest rate (w...
- Please look at Heidi's advice carefully. Debt CON-solidation companies aren't necessarily out for your best interest. As an alternative, you might consider Dave ...
Best Way to Increase Credit Score
Having open unsecured credit makes you a higher risk therefore you will have higher loan interest rates. I do recommend when you get down to one credit card ...
Answers
- It really depends on how much you could spend and what types of cards they are. Have you credit pulled lately? This is the first step to make sure that your credit re...
- I would check out Suze Orman's website to see if she has any info that would help. http://www.suzeorman.com/ But, based on some of the stuff I heard her say - your ...
- I would say that completely paying off and closing 4 is the best option. Having lots of cards open counts against you even if your balance is low because you have so m...
Bankruptcy
The only thing you can lose is property that SECURES a loan you can not pay back . ... An unsecured (credit card)creditor will not enter your home unless you ...
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- My husband & I filed for bankruptcy chapter 7 in 2002. No they don't come and get anything. We used Waage & Waage. They were wonderful explained everything. Today we d...
- I work for an attorney. No they don't come in your house. It mainly has to do with what kind of debts you have and the money you make to see what you type of bankrup...
- Hi A., We file ch. 13 and went thru Rubin & Associates. Their website answers a lot of questions regarding 7 & 13. Hope this helps and good luck. L.
Any Experience with Debt Settlement Companies?
Debts that be on this program are unsecured (credit cards and unsecured loans). Call me if you would like to know more. Read the website then call me on the ...
Answers
- Hi L., I am going through Consumer Debt Solutions. I started with them in 2006 but my fist payment was 02-07. They are very helpful and I am almost done with them. ...
- Hello L., My husband and I just finished with debt settlement. It was a good experience. We used Credit Answers. The most important thing you look at is if the com...
- Hi L., Where are you located? My husband and I teach families how to make and save money (get out of debt, save for retirement, children's education, etc.). Our off...
Wanting to Know How SAHM Manage Financially
Then we got a consolidated loan for our unsecured debt that came with a lower interest rate and guaranteed a payoff of that debt in four years instead of 24 ...
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- I did not read all your replies. We moved here to Ohio when my hubby got a new job. When we got here his pay was increased t $65,000.00 a year. One of the reasons...
- We saved up, then downsized EVERYTHING! I clip coupons (you can print some offline too), look for deals on every grocery item even meat(our butcher rocks!), cut down c...
- Before I decided to stay home with my kids I did a financial work up on how much we spent with me going to work. How much was I spending on daycare? How much on gas,...
Debt Mediation
The credit cards and unsecured loans...let them go if you can't afford to pay. You can later settle those with the creditors...or look into a company called ...
Answers
- I used a counseling service several years ago when my credit card debt reached $20K. I think I had about 8 credit cards then. They made it easy, I just sent them one p...
- I agree with most of the responders: Don't go to a for-profit credit counseling business. If you decide to go with a credit counseling service, go with a non-profit ...
- Hi C.! Please check out DaveRamsey.com before you do anything drastic!!! He is my Hero! I am strongly against consolidating debts, because the interest you pay for eac...
Debt Consolidation Anyone Done This Before ?
I would not recommend loans or anything like that unless you are doing to cut up your cards and .... unsecured debt consolidation · personal unsecured loans ...
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- I am doing that now, I did a lot of research too, I did find a company that seems to be ligit, we have had no problems with them so far. I belive we are using Freedom...
- Another Dave Ramsey fan here! My husband and I are totally debt free (including no mortgage), thanks to working multiple jobs, cutting spending, and bargaining with c...
- do you own a house? if you do you can look into a home equity or a line of credit...rates are pretty low right now. Can request quotes if you use lending tree. Int...
Desperate for Financial Help
(I couldn't afford theirs and mine) I have a loan on my vehicle now, ..... personal unsecured loans · my middle georgia jobs · unsecured bad credit personal ...
Answers
- Research on line. You may have to have a lawyer and they can give you the pro and cons which are many. Free budget help is available - call Legal Services. If you a...
- Hi, It not to late to get a book by Dave Ramsey called Total Money Make Over. He also, has a radio show and will be in Kansas City on May 2, 2008. There are churc...
- If you can avoid filing bancruptcy, I would. My sister did this several years ago and has stuggled ever since to build her credit back up No one seems to trust her fi...