savings
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529 College Savings Plan
2 Oct 2009 ... Read all 5 responses: "Have any of you set one of these accounts up in Colorado? What are my best options, one with low or no fees?
Answers
- We set ours up through collegeinvest.com.
- We have ours through college invest too. No fees, automatic transfer and my 23 month old already has a $150 gain. Its easy and straight-forward.
- You're 22 and your SAVING money?? Good for you! Save some for yourself while you're at it. Sounds like you want to be a good parent. Your little one is lucky.
Daylight Savings Time Adjustment
Read all 7 responses: "How do infants adjust to Daylight Savings Time changes? I have a 9 month old daughter who is pretty faithful at going to sleep each ...
Answers
- Just go with the new time. Kids and infants seem to adjust relatively quickly. I'll be happy mine is sleeping an hour later.
- My opinion (now you have all different suggestions) would be to slowly adjust her, maybe even starting today. Start putting her down 15 minutes/30 minutes earlier eac...
- A., I've wondered this, too. Our 20M old son is very good (so far *knock on wood*) at going to bed at 8:00pm. I guess I went through this in the fall with him whe...
Kids Savings
Read all 11 responses: "I made an offer to my soon-to-be 18 year old step- daughter that I would help her save for a car/college since her mother had ...
Answers
- Hi C., I see you have your hands full. This is a situation where you need all of the parents to work together. Big decisions like cars and college money should be h...
- I am sure you do not have a lot of money and she is old enough to understand (or should be) that money does not grow on trees. You have two little ones that you also ...
- Being a stepdaughter myself I find it sad that so many moms think your sd is being "manipulative" and "sneaky". She is in a very difficult situation with Mom saying o...
Has Anyone Changed Their Electric Company and Seen Savings?
Read all 14 responses: "My electric bill was $720 this month (although we keep our thermostats at 76 downstairs and 78 upstairs)! Has anyone switched from ...
Answers
- I have changed from TXU before to Direct Energy. I switched back to TXU. It has never worked out for me when I have switched to other providers in the past.
- Hi Adrienne, I recently changed from TXU to Dynowatt. It takes about 4weeks for the change though. I'm sure I will definitely see a difference in our bill, since the...
- We have switched to Reliant Energy and have noticed some savings.
Daylight Savings Time Change Sleep Difficulties
Read all 5 responses: "Is anyone else having trouble with the daylight savings time change? We have an 8 month old beautiful boy who is having difficulty ...
Answers
- Hello. My suggestion would be to back his bedtime up by only 5 minutes a night till you get to the desired time. Also know that you can throw out almost everything you...
- It may have nothing to do with the daylight savings time change at all. However, sleep experts tell us that you shouldn't try to adjust bedtimes by more than about 15...
- It seems to work out best if you only try to change a young child's sleep schedule by 10-15 minutes per day. The 1 hour difference can be a big change for little guys,...
Mom Seeking Coupon Website
I've also heard some people use Cool Savings, but I've not gotten into it yet. ... this website gives savings a lot of adds all at once in the area. check ...
Answers
- I'm on coupons.com and I don't take surveys nor do I buy entertainment books. Give it a shot. The only problem that I find is that if you don't like pre-packaged foods...
- www.abundantfoodsavings.com this website gives savings a lot of adds all at once in the area. check it out.
- if you have a Raleys store or nob hill near you there is a great website for that store. It is ____@____.com It sends you coupons and discounts if you spend a 100 ...
Daylight Savings and Adjusting 2 1/2 Year Olds Sleeping
Read all 8 responses: "I am trying to keep my daughter up later and later every night in 15 minute increments to get her ready for the change of time.
Answers
- We had a very hard time with my son adjusting to the time change also. It was so bright for so much longer that he thought he had to be up longer. I agree with the m...
- Hi M., My advise will differ from others as I have found that kids are resiliant. Don't do anything and your child will adjust. She may wake up early a few days but...
- unfortunately babies are hard wired and pushing their bed times out usually just back fires. I have found that when our kids went down early at the time when they wer...
Daylight Savings Time Changes...and My Poor Baby Boy!
Read all 6 responses: "Ok - I'll be the one to ask the question. What do you do with the time change? We have a schedule, and it's a GREAT one!
Answers
- I went through this with my daughter. Just stick to your schedule. He may be a little cranky for a few days while his body adjusts to the time change, but after that...
- What we are doing with and have done with our son (we also moved and changed times again!!) is we move everything up 15 minutes for a few days and then another 15 minu...
- We did the same thing that Judy does. I found that 15 minute increments was the easiest. (We did this when we moved from CA to VA as well.)
Online Bank Accounts
I am looking to open an online bank account for savings so that I can benefit from ... We have an online saving account with ING Direct and have not had any ...
Answers
- We have an ING savings and have had it a few years. We're plenty happy with it!
- ING has savings and an online checking account. The checking account would have the overdraft protection, but not the savings. They most likely do a "soft pull" - wh...
- My husband works for HSBC and I asked him this question. He said any financial institution that you do business with checks your credit periodically, once a month or ...
Teen Spends Her Paycheck in One Day
I would strongly suggest setting-up a savings account for her and insisting ... Help her set up a savings account(put you on it too)and as a bonus for doing ...
Answers
- I would strongly suggest setting-up a savings account for her and insisting that 1/2 of the check goes directly into that account each week- USE DIRECT DEPOSIT. This ...
- K., I don't know if she/he has own car. Do you drive them to work and back? In past I knew someone doing the same thing. Me. While living with my parents my father ca...
- Hi K., When my son works I make sure he gives me 1/2 his check which I put in his bank account. Explain to her how important it is to save 10% of her paycheck. If y...
