savings interest
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What to Do with $2500
You should put it somewhere that will earn interest, but you can still get to it in times of ... I put in a saving account incase some emergency came up. ...
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- I totally agree with the other mamma.....pay off any debts first...any debts....then whatever is leftover...put into an IRA! yea!! congrats on the windfall!
- Sounds like you are thinking responsibly. When we have some extra unexpected money, we automatically stick it away for our daughter. We are firm believers on Pre...
- I would put it toward any debts first. If you don't have any, then invest it into a Roth IRA or traditional IRA for your daughter. Compound interest will make it int...
Christmas Gifts for a 3 Year Old
I would encourage a savings account or something other than bonds. Right now they take 17 years to mature and the interest in minimal. ...
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- When my daughter turned 3, some of her favorite gifts were.... a doctor kit (the white doctor coat is essential, look at Toys R Us), a baby doll (Baby Annabel from To...
- The perfect gift for 3 year olds is Cariboo from Cranium. The gift is also good for 4/5 year olds. There is a basic and advanced side of the game. My son calls it t...
- One of the best gifts my daughter got were those foam stickers that come in alphabets, shapes, animals, etc. and paper. She plays forever and creates pictures to send...
Wanting to Buy a House, but How?
My interest rate is 10% which I know is high today but at the time is was great ... Save the extra amount in a savings account for the future down payment. ...
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- There are lots of ways to help you bring down debt and still purchase a home (without getting ripped off) Try to stay in the same apartment for the next three years wh...
- Really think hard on why you want to own. It's a big responsibility and you might be suprised at the cost of maintenance that you don't pay when you rent. So many ...
- After reading all of the response I decided to let you know about another method that noone here has mentioned. I brought my house 10 yrs ago as a single parent makin...
Seeking Advice on Paying off All Debt
put the money in a safe interest bearing savings account in 2 answers "... be made right away. Put the money in a safe interest bearing savings account. ...
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- i would agree that you definately want to make sure that you don't have to pay taxes out of it before you use it all to pay off your debt. After that I would pay off d...
- My husband recently lost his step-dad and it is hard. We paid for half the arrangements. My suggestion is do both but a little at a time. Pay off your smallest bill wi...
- S., I am so sorry for the loss of this family member, and how very special that she or he thought so much of you to leave you some money! If this death occurred...
Mortgage Interest Rate Question
Sep 21, 2009 ... The rate of interest is NOT the only issue to consider. Are you consolidating and what are you expecting to do with any savings or lump sum you might garner ...
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- We refinanced at the beginning of the year and got a 30 year fixed for 5.125%.
- It will be a little lower, but you will still probably have a larger payment because of the reduced years. I bit-the-bullet shortly after buying our house and reduced...
- Most lending institutions now have their mortgage rates online, but they can change daily. You can often eliminate the points associated with refinancing by taking an ...
What Is a Good Christening Gift?
my son received cash and savings bonds for his christening.its not ... our older son about saving money and earning interest (and you can check savings bond ...
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- I don't think money is too impersonable.. I used it to start savings accounts for both my kids .. it's hard because there's only so many things you can get, so you don...
- Hi A., My son had his christening last year & he got some $$, some toys & about 6 crosses( I have no idea what to do with all of these crosses). I think grandparents...
- Savings bonds make great gifts. I received them as a child and was able to use them for college and graduate school! Now my daughter receives them and I really appre...
What to Do with the Money???
You mentioned your savings was low. I say put it in an account where you can earn some interest and let it grow. FORGET about it. You might be able to find ...
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- Wow, that's alot of information :) I can tell you've done your homework. Honestly, I would put the $7k in an interest bearing account and forget about it. Within a ...
- Hi D., Seems like you have a tough cookie in front of you :) If I were you, I THINK I would pay off hubbys car IFFF int rate on it is too high... if not I'll probably...
- It is so easy to justify spending newfound money as in a bonus but I am a firm believer of saving. You mentioned your savings was low. I say put it in an account whe...
Need Gift Suggestion
I would go with a savings bond. My son had a few thousand in bonds and just cashed in his first at the age of 18. They earn better interest then a savings ...
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- Hi B., I would go with a savings bond or something like that. My daghter that is now 3 received some jewerly for her baptism and it still is in the box!! She has ne...
- I also feel that you do not need to give a gift at a baptism. However if the parents are going all out and are have a big party at a restaurant than it would be poor ...
- http://www.thejewelryvine.com/ http://www.thejewelryvine.com/childrens_earrings.htm http://www.thejewelryvine.com/childrens_bracelets.htm you could get a pair...
Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?
If your mortgage is $100k and you are going to be saving 1% interest going from 6% to 5%, that is a savings of $1k per year. So if you are going to pay $3k ...
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- Most of the time it cost about $2000 to refinance your mortgage. With that said, intrest rates are so low it's unreal. I think they are between 4.9% and 5.6% and tha...
- You need to figure out if the closing costs will out weight the benefits of the new rate. What is your current rate? What are they offering? I would not refi if the cl...
- Hi, I just refinanced with a rate of 4.5% for 30 year fixed (did not have to buy the rate down) with RBC in New Bern. The loan originator there is efficient and ver...
Upromise Account - Is It Worth It?
Last I checked the interest rate with them on a savings account was 4.40%--which when you start to compare is very nice, your local bank probably offers 1%. ...
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- If it doesn't feel right I would not do it. I will only put my money with a financial institution that is FDIC approved and insured. Try one of the banks they have so ...
- my advise is to put money aside in your 401k or get a roth ira, for more info about this, visit clarkhoward.com
- Hi L., Try Fifth Third Bank also. They have a wonderful college fund. When my mom passed away last year, she left some money to my 5 year old. Since I don't know...
