mortgage
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Seeking Advice About Mortgage Companies in Colorado
Read all 7 responses: "I am trying to find out if anyone else has come up against a mortgage company that made promises and then basically pulled the rug ...
Answers
- I agree that Tom Martino (www.troubleshooter.com) has great articles on his website about predatory lending and things to do about it. It might be worth calling his ho...
- My husband swears by Tom Martino. He is a troubleshooting show on the radio and website are great resource for anything consumer based that has gone bad. Also check...
- Hi L., Colorado doesn't regulate mortgage companies as stringently as other states might. Still, it's not just Colorado. There's been an influx of articles in nat...
Looking for Mortgage Lender / Broker
Read all 7 responses: "My husband, my 9 month old son, and I just moved to the area about four months ago. We are wanting to buy our first home in May or ...
Answers
- C&C INC. - Crecida Odenore ###-###-#### She is the daughter of my neighbor. Really nice lady! good luck! - also her mom is selling her 6 bedroom house for 250!...
- We have used Randy Hoeschen at Associated Bank several times (a couple of refinances and a recent home purchase). He is honest, dependable, straight forward and will ...
- Hi S., Welcome to Minneapolis! I am in the mortgage lending business and i have also bought my first house 2 years ago so i hope i can help. my first suggestion wou...
Electronic Mortgage Payments
Read all 16 responses: "Our new mortgage company has just sent us an offer to make mortgage payments twice a month, and they say we can increase our equity ...
Answers
- If you are planning on staying in your home at least 5 more years, it's worth it. If not, don't bother. However, what they are offering will cost you up front as the...
- This is well worth the fees. The equity builds quickly, helps pay your home off earlier and the program we are on will transfer to any home, free for life. We have b...
- YES! And you can do this yourself. Don't get suckered into paying a fee for it. Plain old DISCIPLINE & adjusting your monthly payment a little each month & paying- eve...
What Do You Do About Your Mortgage??
Read all 108 responses: "Ladies, My husband and I had a deep conversation this morning about our home mortgage, and we'd like to know what the norm is.
Answers
- What my friend used to do was get a breakdown from the bank of what amount of the loan went twards intrest/principial every month. Then she would pay the regular payme...
- Good Morning Reba S I work for a title company and most of the closings that have loans are 30 year mortgages. I always suggest in closing that you make extra princ...
- Hi Reba, I have a 30 year note which made my monthly payments affordable. Most people I know have 30 year mortgages. In addition to the monthly note, I add a separa...
Help Behind on Mortgage
Read all 12 responses: "Hi, does anyone know who or what i can do to get help on my mortgage? I have been out of work a few months and now im behind on my ...
Answers
- Hi, T.: I empathize with your situation and concern. We almost lost our home 2 times when my husband had chronic facial pain (TN). Bless you! In response, YES th...
- Check out DaveRamsey.com, and start listening to him; make a budget and stick to it. Get the "The Tightwad Gazette book(s) and read through those -- an amazing amount...
- T. - this may not fit...but I would be amiss to not mention it. I work with a wellness manufacturing company that decided to market their everyday products differen...
Home Mortgage Advice
Read all 12 responses: "We are purchasing a home and are planning on only using me to get the loan b/c my credit is better than my husband's.
Answers
- Most states are joint tenancy now, so even though your name and credit will obtain the mortgage, your husband will be included on the deed and will be entitled to 1/2 ...
- Make sure you have a will. In the unlikely case that you were to pass away unexpectedly, and didn't leave a will, TX law would split the house between your husband an...
- Hi D.....i am a mortgage loan officer and there is no downfall unless you need both incomes to qualify?? Do you know? Have you been pre-approved? What area are you ...
Hope to Need Realtor/mortgage Broker Soon!
Read all 5 responses: "I've just interviewed for a great job at UF and hope to be moving to G'ville soon from the Kansas City area. We love G'ville, ...
Answers
- Betsy Pepine she is with Cornell and Assoc. She helped us with our recent move to Gainesville. I think you will like her! Good Luck!
- Well, I know of a house for sale. Brick home, 3 bedrooms/2bath..huge family room, new paint and carpet. almost 2200 sq feet. In the country, almost an acre, very quite...
- Hello, I work at UF, and I grew up in Gainesville. Congrats on the new job (if all goes well)! We started looking at houses two years ago near campus, but we foun...
Mortgage Companies
Read all 5 responses: "I am wanting to refinance our 1st and 2nd mortgages into one pymt hopefully at a lower interest rate!! our 1st mtg is at 6% and our ...
Answers
- Hi V.! I have two possible options for you. I work at Bank of the West and we love mortgage loans. Our rates may be a bit higher (.25%) but you will make your payme...
- I think going through a broker especially during these times is the better way to go. James B. Nutter, from what I have heard, is a very good company to go through. ...
- Hi V., my husband and I recently found out about a great program that will allow us to get a 15-year, 0% interest, fixed rate loan. It's called a mortgage restructure ...
Need a Second Job That Doesn't Require Too Much Time Away from Home
Since it is just the 2 of us with a hefty mortgage, however, .... You talk about a "hefty mortgage," so I assume you own your own home. ...
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- I know others have suggested getting a roomate with another single mom - I've done it. My daughter and I lived in a large apartment with other single parents, in Jamai...
- Hi S., I know someone who processes customer calls from the Ron Popeel infomercials for his rotisserie ovens. You know, the "set it and forget it" infomercial. She fo...
- You talk about a "hefty mortgage," so I assume you own your own home. Could you share your home with a friend who would rent and share in some of the expenses?
Is It Easy to Take Your Name off the Mortgage and Leave It Only in His Name???
Read all 17 responses: "I'm leaving my boyfriend of six years. We bought a house together in both of our names almost three years ago.
Answers
- It's not difficult but can be costly and I believe HE will have to accomplish this, I mean, if he's lazy you could do the legwork but .......I just went through that w...
- If you are moving on and he can't handle the bills, why don't you just sell the house. Are your kids with him or another man? That may be a factor in your leaving as...
- Its my understanding that you'd have to have it refinanced into his name alone. Which if he is having money issues, may not happen. Otherwise, maybe you guys should ...
