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I"m DEBT Free..Not! I Need Your Advice Again!
We have paid off most of our second mortgage on our house and have tens of ... Nothing personal against Dave Ramsey...but am I the only one that see's that HE is the one rakin' in the cash? .... interest rates · bad credit loans ...
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- I have actually NEVER heard of the person before. I make decent money, and although I'm not completely debt free, at this time I only owe about $20,000. $10,000 of tha...
- Hi A., It took my husband and I exactly 22 months to get out of debt completely. We were at $27,000 in debt with credit cards, loans, and a remaining car note balanc...
- Nothing personal against Dave Ramsey...but am I the only one that see's that HE is the one rakin' in the cash? Books, talkshows, seminars....hhmm? Its this simple, l...
Can a Single Mom Buy a House?
There is always programs available to help you get the mortgage and to help ... and there's always refinancing if you get stuck with a high interest rate. ... Is It Easy to Take Your Name off the Mortgage and Leave It Only in His Name? ...
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- E., You can certainly buy a house if you can afford one. But be aware that it is ALOT of work for a single mother of two. I did it for 7 years and was completely ex...
- Hello E.! Of course you can buy a house on your own. But do not use words like difficult. By saying it would be difficult you are planting that seed. You even took ...
- It's very possible and actually a great idea for a single mom to buy a house. Often, the rent on a decent apartment is the same as or more than a mortgage payment, an...
Ok, I Know I Won't Get Much Sympathy, but Here Goes...
Oct 16, 2009 ... Mortgage Car payment. Car repair. Groceries Electric Gasfor home ... extra money toward whatever has the highest interest rate Pay all of ...
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- Dave Ramsey's Financial Peace University! Those small expenses add up! For example: Eating out 1x/week $15-20/meal/wk x4wks/mo =$60-80 x12 months =$720-960/year...
- I completely understand where you are coming from. I used to have a corporate job making 56,000 and my husband made about the same but we were still paycheck to payche...
- Totally understand. My husband and I both have good jobs; however, still concerned about finances and were tight every month with paying bills. Last year, we put ourse...
Need a Second Job That Doesn't Require Too Much Time Away from Home
... with you if you have an interest...it is as I said it was though. ... I would say stay away from Mary Kay only because it takes a hefty inventory investment. ... You talk about a "hefty mortgage," so I assume you own your own home. ...
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- I know others have suggested getting a roomate with another single mom - I've done it. My daughter and I lived in a large apartment with other single parents, in Jamai...
- Hi S., I know someone who processes customer calls from the Ron Popeel infomercials for his rotisserie ovens. You know, the "set it and forget it" infomercial. She fo...
- You talk about a "hefty mortgage," so I assume you own your own home. Could you share your home with a friend who would rent and share in some of the expenses?
Refinancing
Oct 8, 2009 ... your current mortgage in 2 answersHave you tried talking to your ... like to see if you qualify for a better interest rate Or you would like ...
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- I don't know anything about Obama's plan to help struggling families. Have you looked into Dave Ramsey? He is a financial advisor who refers people to local financia...
- I'm praying for everyone in this situation because so am I.
- I am not sure if that plan is still in effect. Have you tried talking to your current mortgage company? Some companies are willing to work with you especially if you...
Piano Lessons
Read all 5 responses: "I have a 7 year old who is showing interest in music. ... interest only · school lessons · denver mortgage · music lesson ...
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- Debbi Allen teaches piano in your area - great with kids too. Her number is ###-###-####. ~ K. P
- My daughter started summer last year. She loves it and loves her teacher - sweet Mrs Darlene Pritzkau (Parker and Custer) Most teachers dont take kids that young, bu...
- I have been a piano teacher for many years. The right age to start a child in piano lessons is when that child shows interest, even if he is 3. I teach ages 3-adult. ...
Poll on What You Think About Repaying Parents
We've always repaid any money we borrowed from my parents, plus interest and/or ... we are repaying them with the same interest that we have on the mortgage. ... say just keep it for the kids or only take back part of what I owe them. ...
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- (written after your update) It sounds like you are doing the right thing-being VERY clear about when you can repay and the reasoning why-sorry to hear about your hu...
- I think that you should repay your parents if you borrowed money and it was not given as a gift. If you borrowed the money from a bank would you question whether or no...
- Loans should be documented in writing and signed by both parties clearly spelling out the amount borrowed and when it is expected to be paid back. I agree with the ear...
How Important Is a Home?
Only seeing each other once a month puts a strain on any marriage and ..... and we have been making double mortgage payments for two years The market is so ...
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- Hmmm. tough one. About the "old" house - do you have any equity in it? If not- you need to get help from a real estate agent that specializes in SHORT sales (that is ...
- I don't understand why you guys didn't stay together in the first place. You should have just rented out the first house no matter what you got it would have been that...
- Just my 2 cents. If you both like the new place then drop the price, on the one you are trying to cell. I don't know all the facts but you can't expect your marriage t...
Has Anyone Used FreedomDebt.com?
Ask them to lower the interest rates. If things are really tough, ask them to lower the balance. ... FreedomDebt pointed out how ridiculous it is to only pay the minimum payment. .... Our Mortgage will be paid off in 4 years. ...
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- The ONLY place you should work with is Consumer Credit Counseling. But even they can have issues. We dealt w/one years ago, and the person suggested we file bankrupt...
- I wonder if it is similar to nodebtandfree.com We used them to help us out and they are amazing. They advertised on 960AM. It is not debt consolidation or any sca...
- T., there are so few of these programs that are useful and legitimate. There's a reason they're called "CONsolidations". I'd do a whole lot of research before signin...
What Are the Options to save Money for Baby's Future?
He really has our best interest in mind and is NOT only in it for the money! ... As a result of paying off our mortgage we will be saving about $50000 in ...
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- Take a look at this website: www.thesimpledollar.com He gives a lot of sound financial advice from his own personal viewpoint and experience. An additional bonus is ...
- If you are still looking, give me a call...I am a working mom in Austin and I am also a financial adviser. I set up 529 plans for both of my children under 2. There ...
- We went though our State Farm Agent and set up a college fund for our son hes 4 and I think its worth $7000 right now! So my suggestion would be to contact your insura...
