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What Is the Best Way to Repair Your Credit After Filing Bankruptcy?
We had an awesome mortgage broker who helped us with our credit and also we started out slowly gettin a couple credit cards. IF u need more info send me a ...
Answers
- I bought my first home after filing Bankruptcy after only 3 years. I had a very goood loan person. His name is Merrick and here is his contact info. 1301 SE Tech Cen...
- Hi S., My name is C. and I am a Real Estate Agent. I Know quite a bit about Credit and you CAN recover from a bankruptcy. I do credit Repair, it works really well. Wha...
- Just FYI, when still in bancruptcy, any type of credit is under the bancruptcy meaning it does not count either way. So, it is obsolete. If the bancruptcy is done, t...
I'm Getting Married to a Man with BAD Credit
Actually my good credit helped him out some and after 2 years of being married we had a house built, I didn't think we would get approved for a mortgage ...
Answers
- Hey C., My advice is to seek legal advice about protecting yourself. I always swore to marry someone who cared about their credit and debt as much as me. I just f...
- The laws have changed a bit, but you might want to consider bankruptcy for him if you're talking lots (over 10k). This worked for us, but we still borrowed some money...
- As long as you apply for future items in your name you should be fine on a credit application. The only problem will be that in that case EVERYTHING will be in your n...
Credit Card Debt Help/advice
We were advised that since the debt wasn't that high to try to pay it off than ruin our credit. We got in touch with a mortgage broker and just asked what ...
Answers
- I tried a debt settlement company and all they did was take my money and the settlement amounts weren't anything I could do. They wanted 3 payments of $3000 over 3 mon...
- I too would suggest Dave Ramsey. If you live in Lake County he is on the radio at 1220 am from 1-4. His Total Money Makeover book changed our entire way we look at m...
- I am not sure what your debt is, but I can only tell you our story, we had about $10,000 in credit card debt, the collection calls were depressing me and we were going...
10 Month Old Baby with Bad Cough
bad credit need a loan · home mortgage refinance loan · credit card for bad credit · loan with bad credit · home mortgage refinance ...
Answers
- My peiatrician told me to give my 11 month old 1/4 teaspoon of robitussin cough. It works really well. Albuterol inhaler's don't really do much but spead up they're li...
- thats not true. my daughter was the same way and was coughing for 2 months it took her dr a while to determine that she had asthma because it took her 3 1/2 months to ...
- I normally don't give over the counter or prescribed remedies to my kids with a cough, but Baby Vicks works wonders. After nighttime bath rub and massage baby's chest,...
Debt Consolidation
It shows up on your credit that you are in this program, but it doesn't hurt your credit. That is what our mortgage lady told us. I figure, which is worse? ...
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- Two words for you. Dave Ramsey. I know he was already mentioned but if you can get anywhere to see him in video or get his books it really does work. Please try hi...
- My sister and I (she suggested this Service to me, too) used Consumer Credit Counseling Service (CCCS) Agency: http://www.cccsstl.org/ I used the Service late 90s/earl...
- If your credit is already messed up and you are committed to never getting into debt again, it might not be too bad. I have done extensive research. Your credit will...
Thinking of Filing Chapter 13 Bankruptcy- Need Advice!!
Depending on when you got the 2nd mortgage, maybe the value of your home has ... file chapter 11-full bankruptcy-they both ruin your credit just the same ...
Answers
- With something this serious you need to consult with a lawyer. The laws have recently changed and they can give you the correct information. Usually you can get a fr...
- Well, the best person to talk to is a lawyer because every state has its own laws. Most attornies will give a free consult. Talk to more than one to get the best fit...
- Before filing bankruptcy, check into Dave Ramsey's "Total Money Makeover" www.daveramsey.com it's worth a try. My husband and I are in the process of working through ...
I"m DEBT Free..Not! I Need Your Advice Again!
All the advice given here is good - consolidate credit cards, transfer credit cards to lower interest rates with payback awards, shop for lower mortgage. ...
Answers
- I have actually NEVER heard of the person before. I make decent money, and although I'm not completely debt free, at this time I only owe about $20,000. $10,000 of tha...
- Hi A., It took my husband and I exactly 22 months to get out of debt completely. We were at $27,000 in debt with credit cards, loans, and a remaining car note balanc...
- Nothing personal against Dave Ramsey...but am I the only one that see's that HE is the one rakin' in the cash? Books, talkshows, seminars....hhmm? Its this simple, l...
Financial Advice
Many credit card companies would rather have you pay them something than get nothing. If you have a mortgage, I would contact them also to adjust your ...
Answers
- L., This economy is tough for everyone. Whatever you do, do not go with a debt consolidation company who promises to save you money and work w/ your credit card c...
- I have not ever been in that situation, but from watching a number of different things on tv, magazines etc. You should definitely look at your debt and lay it out if ...
- Hello, I hear you there. Though I must say, your debt is not bad and very manageable. I would not close out accounts or take out any more loans. If you do get an offer...
A Good Realtor
I know a great mortgage lender. His name is Bob Boldt, a very reserved and non- pressure type. I checked in with him to see if credit problems were okay and ...
Answers
- My mother is a realtr with Keller Williams. Her name is Joyce, ###-###-####
- A., Wow, looks like you got a great response. I am a realtor in the Dallas area and love what I am doing, and would absolutely be thrilled to help you and your fian...
- http://www.fairhomes.org/Default.asp also try getting a loan from credit union of texas. Try Southwest Funding, Ask for Marvin Two Crow ###-###-#### or ###-###-####...
Mom Seeking Other Moms Opinion
Also, his credit is so bad that he could not get a cell phone in his own name, ... he does pay the mortgage but when I do the math he is getting of easy ...
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- OK- so did you read what you wrote? Your answers are all there. You can wait around waiting for him to become the man you want him to be. He's only nice when he needs...
- He needs a swift kick in the rear! I recently got back together with my husband after about 8 months of separation because he started acting like a jerk to me. We ...
- N., I am so sorry that you are going through this, I thought my situation was bad, but your husband is really taking advantage of you and has no respect for you or ...