bankruptcy tax
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Debt Mediation
If you are using your 401K money, see a bankruptcy atty before doing anything. ... we would have received a 1099 tax form for the difference between what ...
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- I used a counseling service several years ago when my credit card debt reached $20K. I think I had about 8 credit cards then. They made it easy, I just sent them one p...
- I agree with most of the responders: Don't go to a for-profit credit counseling business. If you decide to go with a credit counseling service, go with a non-profit ...
- Hi C.! Please check out DaveRamsey.com before you do anything drastic!!! He is my Hero! I am strongly against consolidating debts, because the interest you pay for eac...
Don't Know Where to Turn??? Husband Doesn't See That We Have a Financial Problem
Aug 20, 2009 ... I can't file for bankruptcy I was told that we don't have that much .... husband's tax withholdings - you might want to opt for less tax for ...
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- You should read Dave Ramsey's "Total Money Makeover". My husband is a full commission loan officer. We have always had enough money for all our bills until more rece...
- I know what you mean. Currently my husband is looking for a second job because frankly he makes more money than I ever would. I sew some of my kids clothes and go to t...
- Sounds like you are trying to do everything right! How about refinancing your mortgage? Consolidate any debt into one bill/low interest rate? Watch carefully on you...
Debt Counseling?
So each year with my income tax return I have paid off the big ones one by one ... to declare bankruptcy later you can still save your home if you are not ...
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- We used the Dave Ramsey Total Money Makeover book. You can get the workbook for it instead and I think it does about the same thing as far as providing you info. A fri...
- Call your credit card company right away and ask for a supervisor. Tell them your situation and see if they will lower your interest rate and give you a set amount to ...
- Do not use a credit counselor. I tried it a few years back and it was a total rip. They didn't start paying on anything until they got (I figured over 11,0000) and I...
Possibly Homeless and Very Scared
You'd have to discuss this with the tax board, I believe. ... Getting a loan is a great idea, I know i filed bankruptcy a few years ago and still just ...
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- My home that I OWN (own as in have the deed) was in foreclosure because of a small loan I cosigned on for my husbands brother. He defaulted on the loan and the blood s...
- I have to agree with Karen L. Get out of there, and get your own place. You can deal with your MIL repaying you some other way. Bottomline is that this isn't your h...
- I don't have any real advice, other than I know it may be REALLY hard, but you should try to find some place else to live. There are multiple programs through HUD and...
Credit Card Debt Help/advice
I would encourage you NOT to file bankruptcy. If you need more money there ..... When we get our income tax refund next year we will pay down that card as ...
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- I tried a debt settlement company and all they did was take my money and the settlement amounts weren't anything I could do. They wanted 3 payments of $3000 over 3 mon...
- I too would suggest Dave Ramsey. If you live in Lake County he is on the radio at 1220 am from 1-4. His Total Money Makeover book changed our entire way we look at m...
- I am not sure what your debt is, but I can only tell you our story, we had about $10,000 in credit card debt, the collection calls were depressing me and we were going...
HELP !!! First Overnight for a 2 Year Old Little Girl.
... her ex and it didnt cost her anything This is what our tax dollars pay for .... and fought in court She had to file bankruptcy after it was all said and ...
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- I am so sorry that this is going on. I would call a woman's shelter or the district attorneys office today. At your daughter's young age, she should not have to have...
- Hello K., Well just want to let you know that I read all the other responds and I agree with the mayority you should call CPS so that they can inspect the apartment w...
- Contact legal aid and explain the situation. Ask them if they can offer up a lawyer that will charge you when you have money coming in at a reduced rate or not at all...
Struggling to Survive in San Diego!
With a baby, your exemptions will be higher and your tax burden lower. Also consider whether or not you should itemize .... Update on Bankruptcy RUDE PEOPLE ...
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- I don't have any more advice to add that what others have already said. But there is a great website for you to check out called mommysavers.com. Lots of great tips ...
- Hi M., I know what you mean, it's SO frustrating! My husband has a well-paying job (he's an architect at a very busy and successful firm) and we are EXTREMELY stingy,...
- If you are looking for a sloution and you really mean it my husband and I would love to show you a possible way to turn your life around. There is no strong armmi...
What Happens to Medical Bills After Someone Dies?
Apr 20, 2009 ... you give proof of financial income, tax forms and whatever else they ... It's just like if her husband had declared bankruptcy before he ...
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- Hi SH, If a couple are married, unfortunately the surviving spouse inherets the deceased spouse's medical bills. Having my mother pass away last year of cancer also, a...
- Hi SH, IAm soo sorry for ur loss. We lost my mother in law to cancer in July from cancer also. But if I rember correctly my father in law had to petion it to the inusr...
- I recommend your friend call Andra Cassen at ###-###-####. Andra is a "cut to the chase and take care of business" kind of gal so she doesn't waste time banking billa...
What Do People Usually Do?
... for Pell Grants...my parents were going through a bankruptcy at a time. .... In the meantime, we have a 529 for our son: a pre-tax savings account ...
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- If i had all my graduate education to do over again - I would have secured a scholarship and NOT have gotten financial aid through the government. I have had a very d...
- First apply for FAFSA on the Web at http://www.fafsa.ed.gov. Even if you do not qualify many of the school loans require that you apply for FAFSA first. Second go to ...
- Go to the financial counselor if she doesnt know which college she wants to go to go to the junior college she goes to now and the financial office should be able to h...
Foreclosure
Have you looked into Bankruptcy? Helpful? Yes | No Save This Remove This Report This Share .... If the tax is not waived, and you cannot afford to pay it, ...
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- Is the house in both your names? Do you pay PMI?
- Another option is a short sale. Look into that...It isn't as bad on credit and mortgage companies would prefer this route rather than a foreclosure. It is a little h...
- Talk to a realtor about a short sale. I'm going through it right now. I'm going through a divorce and neither one of us can afford to keep the house. We owe $114000...