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Updated May 24, 2013

Q: Heath Insurance Advice PLEASE!    —Mesquite, TX

"My husband's employer has been covering us for almost 4 years, but this is getting ridiculous! Paying close to $600/m..."

Answers:

AE, I am a broker for AMeriplan USa. It is a discount plan. For the entire family you will only pay 39.95 a month. I have enrolled several people and they are thri...

My family is on BCBS & have been for about 20 yrs., since I was a child. When I got pregnant with my first child my husband & I were not married & so we thought his i...

12 more answers >>

Q: I Lost My Job and Don't Know What to Do.    —Carrollton, TX

"Hey mamas. I REALLY need some help, I don't know what to do. I started working at Children's Hospital in Sept 2007 w..."

Answers:

I don't have any advice about the job/insurance situation because I do not know the law that well. But I can tell you that the best Christmas I remember is the one wh...

When you feel your weakest -- He is strong. Remember that. :) You are HIS child and when you're weak, rely on Him... I have been on three sides of this situation...

1 more answer >>

Q: H*e*l*p*    —Kenosha, WI

"I am on state insurance my mom is saying me and my boyfriend will have to pay it all back.that the state will take mo..."

Answers:

If you are on the moms and babies insurance then that is not true. That service is a free service or low cost insurance that should not have to be paid back. If yo...

In my experience, not true. My son was on Hoosier Healthwise for a while when my husband was laid off and we didn't have to pay back anything. And he was a sick ba...

14 more answers >>

Q: What Do You Pay for Health Insurance?    —Saint Paul, MN

"I am wondering what other families in the Twin Cities metro pay for health insurance. Both my husband's job and my jo..."

Answers:

A couple years ago I worked in the health insurance industry (with an agent) in Des Moines, but the clients were all over Iowa. Family coverage (3 + persons) average ...

Hi, I was paying for coverage until they merged and I lost my job and I was paying about $160 for full family coverage. It was the lower of the two plans. I went...

19 more answers >>

Q: Maternity Advantage    —Wake Forest, NC

"I ran across this today, and was wondering if anyone had any experience with this company. It sounds great for someo..."

Answers:

I have not personally used it, but I have a friend that works there. I recently found out that I am pregnant and she was telling me that if I couldn't get maternity c...

I have been in your shoes. The one I talked to was The Maternity Plan. Scam!! Basically these plans say they will negotiate with hospitals to get your cost down. T...

9 more answers >>

Q: Should Both Parents Carry Insurance for Kids??    —Fort Worth, TX

"Hello Mamas, I recently started a new job; therefore, I will have the ability to sign up for insurance benefits. ..."

Answers:

I think one insurance company is bad enough to deal with and shudder at the thought of having two! But have you compared the plans? It might be better to have the ot...

Hi there! I wouldn't recommend two insurance plans to cover the kids because of the payment conflicts, etc. But here's what I would look at since you have the chan...

15 more answers >>

Q: Medicaid Questions?    —Dallas, TX

"Hi there My cousin is pregnant and has decided to be a single mother (better for her and baby girl). She is due in M..."

Answers:

How has she been getting her pre natal care up until now? Just c urious

look...i just have a baby 4 months i go and we didnt have insurance, at the time we was found that iwas pregnat, so we gat a private dr, we pay $2500 4 dr fee,then my ...

7 more answers >>

Q: Health Insurance for Adults    —Sarasota, FL

"Thankfully I have Florida KidCare for my children, but my husband and I are not covered by health insurance. It's of..."

Answers:

I am not sure about the pre- existing condition clause..although I think it would greatly affect your insurance rate.. however I did want to mention I had a very hard ...

You are right about the pre-existent condition clause. Things which are diagnosed while you're not covered are not covered in future cases. Some insurance companies do...

16 more answers >>

Q: Need Health Insurance    —Birmingham, AL

"I am working and will have insurance through my employment at the end of March; however, it is CRAZY expensive to add..."

Answers:

We used Farm Bureau when faced with a very similar situation. They have a short term policy with TRH that is very reasonable, and no medical exam. They offer 60, 90, 1...

Hi A., I am not sure what direction you need to go, but let me tell you, where I work family coverage is a soaring $650.00 a month!!! Luckily my husband's is way cheap...

4 more answers >>

Q: Advice on Autsim    —Wayne, MI

"my son is 2 years old. they think he may have a slight case of autsim. they sent us to an neuroglist. he wants my son..."

Answers:

Public schools have programs which are all free and have specialists who work for them. Just contact them and if your local schools don't check out the districts with...

check with your local school district. Alot of times they can provide speech and other evaluation services and provide any help you may need. Call the "special servi...

4 more answers >>

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