Two Part Question: OCD Help and Rainy Day Jobs

Updated on May 23, 2008
A.B. asks from Olathe, KS
4 answers

Ok moms- I will try to be as breif as possible by giving just the facts and leaving out the emotions of my story. My husband was diagnosed with Obsessive Compulsive Disorder 6 years ago. (It has to do with thoughts rather than obsessive hand washing or stuff like that). He has a pretty bad case along with increased anxiety associated with OCD. He quit his last stable job to become a construction worker. He will be going to school in the fall to get certified as a firefighter. So my first question is: does anyone know of a way my husband could make money on a rainy day (work is canceled when it rains). We are on a strict budget and really need the constant money coming in! Second, the reason we are so tight on money is because we are paying off medical bills from our firstborn: a 2 month premature boy and because my husbands constant medical bills for OCD are outrageous. He sees a psychologist 2 times per week ($75 per treatment), a pshychiatrist once a month ($110 per treatment) and his medicines are through the roof ($110-$775 for a one month supply...and he's on numerous medicines.) If it weren't for all the medical stuff and my husband worked for sure 40 hours/week- I probably wouldn't be stressing. I am mostly a stay at home mom. I work 8 hours outside the home (MIL watches baby for free!) and I work 10 hours from home. I would love to be a full time stay at home mom, but know I can't put that burden on my husband- nor could we afford it at this time. So my second question is: Do you know any way we can get assistance for my husbands medical bills? We don't want to go on medicare or anything like that. I just thought something like a discount card for medicines or something similar. We do have insurance ($5000 deductible) so once our deductible is met, all bills/meds are covered 100% Which will be great then, but we need help for now! I could go on and on about the emotional impact this has had on me, my husband, and our marriage- but that would be way, way too much to write! Thanks for reading this and thanks in advance for any replies!

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K.S.

answers from Kansas City on

ok, so from what I hear if you contact the company that make the RX that you are having trouble paying for it most of the time they give it to you for free. My husband works on psych. med. studies and says you really have to fill out a form justifying your need (and that sounds like it would be a piece of cake for you), and that might help with those bills. 2) contact the hospital, etc...where the bills are and see if you fill out a income form if they will write any off? A lot will, the problem will come into play on the indiviual dr.'s offices, they are a bit more less likely to "write-off", so I would say just get on a low payment plan and do what you can, over time you will be in better position to deal with it but only agree to payment you can afford with out strapping yourself. That sould help with the stress, hopefully.

I don't have any idea on the job thing unless he has some skills that a temp agency might find useful and let them know rainy days only, I bet they would like somebody who will be a good worker, etc...

Good luck, OCD for what I understand can be very hard to deal with.

One note on the side - I realize you do what you have to, but try and find something (a bubble bath, a night to go to bed early, a stiff drink :) every once in a while to reward yourself for getting thru the day and all you are dealing with). It doesn't have to cost anything, but when you can do something for you, even if it's a sit down with a heating pad for 5 min. ( I always enjoy that)

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J.H.

answers from Kansas City on

I'm so sorry to hear of the rough patch your going through. We've had to make adjustments due to increased gas, food and medical costs ourselves. Whew! I don't know if you'd be interested or not...but what about becoming a school bus driver for some additional income? You can bring your baby/kids with you, work an hour in the morning and then 1 1/2 hours in the afternoon. There is opportunity for trips, charters and extra routes as well and the money is actually great. Summer work available for summer school, kindergarten camp, etc. Just a thought. If your at all interested, go ahead and message me and I'll get you the info. Best of luck to you and your family.

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J.F.

answers from Kansas City on

I would apply for disability. You don't have to be completely unable to work and they can offer some assistance if you can work at least part time. It doesn't hurt to try and the paperwork isn't to terrible. The doctor's have to do most of the work. If he is approved for that it will open up all sorts of assitance for you. Have him ask the doctor next time he sees one

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M.F.

answers from Kansas City on

A.... what a beautiful name. i don't know why you wouldn't want to seek assistance through the state! this is why you pay taxes! they have a supplemental program for those who don't have enough coverage! this would cover the meds. it sounds to me, they would be a huge help.
there's also PPA. partnership for prescription assistance (this is montel's "baby") not sure how it works, but i told my friend and they help her, regularly. she also has ocd.
as far as the making money part, i'm kinda in a similar situation, so i'm afraid i can't be much help there. however, if you could tap into both of these resources, maybe that would help lighten the load.
God bless and good luck...meg
p.s. i'm sure dealing with all of this IS taxing on you. please keep my info and feel free to "vent" to me (or at me:) i'm a very good listener.

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