life insurance
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Life Insurance
Asked by K.L. from Seattle
on March 6, 2009
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Hello Mommys!
I need some advice on getting life insurance. I have life insurance through work, but its not very much. I am 30 years old and I'm wondering if its i...
Answers
- Hi K.. Find a good independent insurance agent who can explain all of your options to you. Whole life insurance is more expensive than term life insurance. It may no...
- GOOD question K.- and NO you don't have to purchase term insurance ( that's the kind that only covers for a certain period of time) - you can purchase the other kind -...
- I personally dumped my life insurance at work, for my daughter anyway.It just wasn't really worth the money and we can't afford the extra expense when I only work part...
SAHM With a Will and Life Insurance?
Asked by K.S. from Dallas
on September 17, 2007
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I've been thinking a lot lately about what will happen to our kids should something happen to both me and my husband. He is of course insured quite a bit since he's a...
Answers
- We got a will online and printed it off. And filled it out and just got it notorized.
- OH wow.. I too ask myself that question all the time. My hubby and I have life insurance but have not done a will yet. When we bought our life insurance, I ended ...
- It sounds like you really need the help of a financial planner. It is impossible for anyone to tell you how much life insurance that you will need unless they know mo...
Need Advice on Wills, Poa, Etc as Well as Life Insurance
Asked by C.C. from Denver
on July 24, 2009
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hi mom's,
i have started looking into life insurance for my husband and i as well as how to do a will. it is all so overwhelming so i thought i'd as you all for ad...
Answers
- Hi C., I actually work for a company that helps families with these matters. You can shoot me an email and we can chat more about it. My personal address is ____@...
- Hi, My husband will come and do a free presentation and analysis about how to save money while having the right amount and kind of insurance. Give him a call at ##...
- C., it's SO great that you're thinking about this! Many people do not plan for their family like this. My husband and I did term life insurance and our agent (John B...
AIG Financial Troubles - Are Our Life Insurance Policies at Risk?
Asked by R.R. from New York
on September 16, 2008
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Both my husband and I have our life insurance policies with AIG. I know they are going through some serious financial trouble. Does anyone know what happens to our pol...
Answers
- Hi, I work for AIG ... your policies are completely safe. Do what you continue to do which is pay your premiums. All insurance policies are protected through lega...
- The life insurances are in a totally separate entity from the rest of AIG. Don't worry about all the hysteria perpetrated by the media.
- I don't know the answer to that, all I can say is that I"m in the same boat with having our life ins policies through AIG. I've been watiing to hear, but haven't had ...
Anyone Using Geico or Progressive?
Asked by M.C. from Dallas
on October 31, 2008
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We have had Metropolitan Insurance company for our Home owners, Car and Life insurance for years now. They have been great for any claim we have ever had, but we deci...
Answers
- Hi M., We have Progressive, and so far, they have been great. Thank goodness we haven't needed them for anything major, but my husband got into a fender bender, wher...
- Geico all the way! They saved me over $500 every six months on my auto insurance compared to what Allstate was charging. I haven't had any claims, but my agent has bee...
- We've had Geico for about 8 years, and I LOVE their customer service - as a matter of fact, I have been known to rave about it to people (as in, "Most companies don't ...
Life Insurance
Asked by S.J. from Tampa
on June 22, 2009
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hi everybody
i had a post about this topic with no answers. so i'm gonna ask it again. i need information about life insurance. i'm affraid that if God forbide some...
Answers
- This is what I know about life insurance: there is 1)life or 2)term life insurance. 1)life insurance is the basic and cheapest form of protection. the insurance cos...
- Hi My name is K. Mahlios I own Allpro Insurance Agency. I lost a daughter in auto accident and took custody of her 2 year old daughter. My son and I opened an Insura...
- According to Suze Ormon, you should have 6 months of paychecks in savings before worrying about life insurance. A will stating who your kids go to are also important....
Life Insurance for Kids
Asked by D.O. from Chicago
on April 11, 2009
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Just looking at some mail from Mutual of Omaha re: the Easy Start Plan. It says:
* premiums are locked in for life
* child can increase coverage at ages 30, 33, 3...
Answers
- D., Our life insurance agent and our financial advisor each recommended NOT doing this. Their logic, put away the money some other way for a rainy day. This way t...
- Life Insurance is to there to cover debt, etc...in case of death. Your children don't need life insurance aside from a simple policy that would cover burial expenses....
- I pay a small amount extra to add term insurance for my kids to my (free) work policy. I think they also might have a few thousand dollars of coverage in our main (not...
Should I Get Life Insurance for My Baby?
Asked by S.J. from Charlottesville
on March 8, 2009
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I have a 14 month old daughter. I am wondering if I should get a small life insurance policy on her, god forbid anything were to happen. I just read on the internet ...
Answers
- I recently signed up for life insurance for myself through State Farm (I have my car insurance with them, too). I went ahead and put a child rider on my life insuranc...
- Hi S., I got life insurance on my children when they were about 3 weeks old. The life insurance was puchased for myself but I added my children also to the policy....
- Its definitely a good thing to have. I have two friends who have lost children (one was born with a heart condition and they knew he wouldn't survive; the other died ...
Seeking Moms
Asked by E.W. from Odessa
on January 16, 2008
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Is it normal to have some anxiety about labor and death? Recently, I have had to sign forms for my benefits and life insurance at work. It has put a bit of a "morbid" ...
Answers
- Hi E., Congratulations on your pregnancy! I think it is extremely normal to have fears like that; especially with all kinds of harrowing birth stories that we pregna...
- I think it is very normal. I was scared really bad with both my kids, and expecially after my first i was terrified that i wasnt a good enough mom for him (long story...
- What you are feeling is perfectly normal. I think we are all anxious about it. Then, just like some of the others have told you, once the labor is all over with, you...
Gerber Insurance That Great?
Asked by N.V. from New York
on November 20, 2008
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my daughter is almost 9 months old and i was looking at the gerber things you get in the mail about life insurance for you and your partner and then the life insurance...
Answers
- Hi N., Our financial advisor (who is also my uncle) told us that you should NOT put any money into life insurance for your child. The purpose of life insurance is t...
- N., This is basically a whole life insurance policy for a baby, which is a complete waste of money (ask any honest financial planner and they'll tell you the same)....
- I agree with Lori...My mom took out the Gerber plan for my son. The $10k plan. My husband and I have our life insurance through AIG. good prices on our plans and we to...
