michigan foreclosures
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Foreclosures and Garnishments MI
Asked by D.P. from Detroit
on November 8, 2011
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We are in Michigan and are planning on moving out of state next year. We can try to sell the house, even go for a short sale...but if things don't happen as we hoped a...
Answers
- Sounds like you need to make an appointment with a real estate lawyer to discuss your concerns. They will charge you an hourly rate, but with something this serious it...
- Please look into the new federal programs that help with selling a house or refinancing. And yes - wages can be garnished by a lender in Michigan. Will they with the n...
- D.: Instead of going into a short sale or a foreclosure - rent the house out. Don't just walk away from the property....it affects more than just you. I don't know ...
Looking for Thoughts on moving.....again.
Asked by J.M. from Chicago
on January 18, 2010
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Let me start with a little background. My husband and I grew up in Chicago. A yr before we were married we moved to a cute little town in Michigan where he has some fa...
Answers
- Hi J., two things i wanted to mention: 1- my husband had to work x-mas eve and day this year, and i was initially upset b/c that would upset our customary plans w...
- I live in Huntley. The school district is great and there are a lot of things to do with kids. The housing is affordable but we are about an hour and 15 min. from the...
- I believe nothing is more important than family. You can find another suburb or town and find a lower cost of living. The presence of family is so important when g...
Refinancing Home
Asked by N.S. from Detroit
on February 26, 2012
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Any tips for refinancing? We're working with our morgage broker who holds our loan. One thing I don't understand is our payoff amount seems $2k-3k more then it shoul...
Answers
- You can lock in the rate so the time it takes to close doesn't matter. You used to be able to do a refi in less than a week now less than a month is unheard of. De...
- If you are taking money out - you should have an appraisal done. It can take up to 3 weeks - especially NOW that so many foreclosures are happening - underwriters ...
- Your payoff is *higher* becuase you pay in the arrears; an example is if you close on your house in september, your first mortgage payment isn't due till October. So ...
To Move or Not to Move.
Asked by D.P. from Detroit
on October 13, 2011
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I am supposed to move to TX next summer. It is not necessarily a have to but rather IMO a sound move considering MI's economic state. I have been in the fence so much ...
Answers
- My husband and I walked away from a happy life and two good jobs to move to a new state. In many, many ways it was a perfect move. In so many ways, though, nothing t...
- I have to agree with the job prospect. Make sure you have secured employment and schooling, it really seems like your child is doing well where they are why shake it u...
- Based on everything you've described, I personally would not move. I like the four seasons and Texas is in the midst of one of the worst droughts in this century. ...
Need Info. on Relocating to Grand Rapids
Asked by S.C. from Grand Rapids
on April 7, 2008
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Hi! My husband is being transferred from Pittsburgh to Grand Rapids...does anybody have suggestions on where we should look for a home? What are the best school dist...
Answers
- Hello S., I would say to look for homes in either Holland or Grandville. Both areas are really nice for raising a family. My husband and I live in Wyoming (right by...
- S., first of all welcome to michigan as for school districts here in the area I would shy away from grand rapids public they are having a lot of difficulty if you lik...
- Hi S., Welcome to the best city in Michigan!! I would recommend Forrest Hills school district. When looking for a home look in the Ada area. You should be able to f...
Foreclosure
Asked by A.H. from Detroit
on January 4, 2009
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Could anyone who has gone through foreclosure tell me what it was like. Looks like were going to loose our house, despite all we've tried.
I've gotten a few very nas...
Answers
- Well I myself havn't gone through a foreclosure, but I now quite a few people who have and here is what they've told me. you stop making your payments and after 3 mon...
- http://www.expertvillage.com/video/39116_foreclosure-process-what-happens.htm Hi there sorry about your situation but your not alone LOTS of people in michigan are ...
- I am sorry to hear of your situation. I did mortgages and we were able to finance people who had gone through a foreclosure faster when they did a deed in lieu of for...
Moving to Grand Rapids Area
Asked by J.S. from Grand Rapids
on May 3, 2008
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My husband was offered a job yesterday that would move us to the Grand Rapids area this summer. What can you ladies tell me about your community? My husband wants to...
Answers
- There are great schools within 20 minutes of Grand Rapids. My children go to Kentwood and I love it!!! There is Rockford, Forest Hills (ada area) Grandville and Byron...
- Grand Rapids is a wonderful area. I moved here 7 yrs ago and love it. Holland and Grand Haven are nice but I prefer living in the GR area and visiting those places. ...
- Welcome J., You can be assured that you are moving to a wonderful area. Grand Rapids and the surrounding areas has so much to offer you and your family. I do unde...
Foreclosure
Asked by A.G. from Detroit
on February 8, 2009
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Hi Moms! My husband was laid off almost 2 weeks ago. I am currently doing a full time internship and am not receiving any type of income. So essentially, we have no mo...
Answers
- Is the house in both your names? Do you pay PMI?
- Another option is a short sale. Look into that...It isn't as bad on credit and mortgage companies would prefer this route rather than a foreclosure. It is a little h...
- Talk to a realtor about a short sale. I'm going through it right now. I'm going through a divorce and neither one of us can afford to keep the house. We owe $114000...
For Sale Sign Now or Wait
Asked by J.R. from Saginaw
on March 3, 2008
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We bought our house with full intentions of fixing up and selling, so we took out a 7 year ballon mortgage. We now have 1 year left and 90% of the work has been compl...
Answers
- I'm not sure what area you are in, but most of the nation is in a buyer's market. As a real estate agent, one main factor I look at when listing a home is the seller'...
- Hi J., we just moved in September and it took us 8 months to sell our house. We were lucky to sell it and things unfortunatly have gotten worse out there. You could t...
- J., This is my first time on here responding so hopefully i am doing this right. My husband and I have been in the real estate market for some time now. I would reco...
Is Anyone Else Sad That Borders Books Is Closing?
Asked by C.B. from Los Angeles
on July 23, 2011
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I know this sounds like a really weird post, especially since I normally don't care about stores or have any particular allegiances to brands or anything (other than T...
Answers
- I'm sad also. Borders was a fun place to browse and they had a good clearance section. Ours has a coffee shop attached to it so I would buy a book and then have some...
- It is not surprising, though... People download books now. I use the library. I love books, but I can't afford to purchase them. I did use our Borders to get the exam...
- Aw, you are not alone, I am sad too. =( I order lots of books from Borders and was trying to order some last night and that's when I found out they are closing the ...
