Life Insurance
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Life Insurance
Asked by D. from Dallas
on September 26, 2006
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Does anyone have life insurance outside of your husbands job??????
Answers
- Yes! Although my husband works for Libery Mutual, most of our Life Insurance is through Northwestern Mutual. I highly recommend them...they can help you with financi...
- We get additional life insurance through the Knights of Columbus, a catholic men's association. We pay 66.00 a month for myself and my husband.
- We have insurance through his job, but it is minimal. Outside of that, we each have $100K and $10K on our two boys. We also have mortgage protection insurance in the...
Life Insurance
Asked by K.L. from Seattle
on March 6, 2009
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Hello Mommys!
I need some advice on getting life insurance. I have life insurance through work, but its not very much. I am 30 years old and I'm wondering if its i...
Answers
- Hi K.. Find a good independent insurance agent who can explain all of your options to you. Whole life insurance is more expensive than term life insurance. It may no...
- GOOD question K.- and NO you don't have to purchase term insurance ( that's the kind that only covers for a certain period of time) - you can purchase the other kind -...
- I personally dumped my life insurance at work, for my daughter anyway.It just wasn't really worth the money and we can't afford the extra expense when I only work part...
Life Insurance
Asked by S.J. from Tampa
on June 22, 2009
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hi everybody
i had a post about this topic with no answers. so i'm gonna ask it again. i need information about life insurance. i'm affraid that if God forbide some...
Answers
- This is what I know about life insurance: there is 1)life or 2)term life insurance. 1)life insurance is the basic and cheapest form of protection. the insurance cos...
- Hi My name is K. Mahlios I own Allpro Insurance Agency. I lost a daughter in auto accident and took custody of her 2 year old daughter. My son and I opened an Insura...
- According to Suze Ormon, you should have 6 months of paychecks in savings before worrying about life insurance. A will stating who your kids go to are also important....
Life Insurance
Asked by L.M. from Barnstable
on June 8, 2008
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Can anyone recommend who they use or life insurance?
It is on my list of things to do this week and was looking some feedback.
Do you term or whole?
Thanks for your...
Answers
- Level term life insurance is what you need as others have said. We have 30 year from sbli. I don't think it is necessary to get whole when you are older (someone said ...
- Hi L., I actually work in the insurance field(we sell all companies and types of insurance) and we use AM Best ratings system to find what companies would work best fo...
- Hi L. and everyone else, My husband & I picked up a term policy from Primerica. The company is locally owned as a franchise and I like that. Erick Arndt came to our h...
Life Insurance
Asked by E.T. from Dallas
on October 15, 2008
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How much life insurance do you have? We have 2 small kids and are trying to decide whether we need to raise our coverage or if it's sufficient. Also, which do you re...
Answers
- Together my husband and I have $1 million. I can't remember how it's divided up between the both of us. We have the policy through his company as well as a term and ...
- My husband has $500,000 and I have $250,000. My husband's policy has a child rider policy which more or less covers the funeral costs if something should happen to our...
- E., Get Term and get it soon. It'll be cheap since you're young and cheaper if you don't smoke and are in good health. A 20 year term plan will take you through c...
Life Insurance
Asked by N.K. from New York
on October 5, 2009
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Can anyone tell me about Life Insurance? I'm 8 months pregnant and I would love to get this in place before my baby is born. I know my husband has some coverage thro...
Answers
- Hi N.. I agree with most of the responses. Term insurance is the best. I'm a life insurance agent & I specialized in educating people about life insurance by doing an ...
- Hi N., I would make sure that your SPOUSE not your child is your beneficiary. If your child is beneficiary, someone will be appointed to oversee their money, and it m...
- My husband went in and purchased term life insurance for 25 years when I was pregnant with my second child. The agent will talk with you to figure out how much you/hus...
What Kind of Life Insurance Is Good to Have?
Asked by A.S. from Las Vegas
on September 12, 2006
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I am in my late 30s, have one daughter and I am married. What kind of life insurance is important to have? I have life insurance at work, but only as long as I'm emplo...
Answers
- Suzi Orman and several other financial experts suggest a term life policy. It is low cost if you start it while you are younger (20's - 30's) and should be for an amo...
- I have Thrivent Financial. They have really nice people that will help you with any needs you would have. Anywhere from life insurance to setting up a college fund.
- For what is worth buy term and term only, because any other types of insurances like whole life or Universal policies are too expensive and even though they have a sav...
Life Insurance on Me (Wife) and Children?
Asked by M.A. from Seattle
on January 23, 2009
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I have been getting alot of offer for life insurance. Does any one have any suggestion of good life insurance? yes I know about gerber life as I do have that one, but...
Answers
- Hey, I actually work at State Farm, and I am a licensed agent... I would say that whatever company you choose, to check their financial strength. All insurance comp...
- Hey M. - My husband is also military (17 years and counting) & we have his SGLI & Spouse SGLI through the military. We also have AAFMAA for additional coverage for us ...
- I just finished a finance course and learnt to get INS on kids just enough to cover funeral costs and INS on moms enough to pay for childcare for your kids while hubb...
Should I Get Life Insurance for My Baby?
Asked by S.J. from Charlottesville
on March 8, 2009
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I have a 14 month old daughter. I am wondering if I should get a small life insurance policy on her, god forbid anything were to happen. I just read on the internet ...
Answers
- I recently signed up for life insurance for myself through State Farm (I have my car insurance with them, too). I went ahead and put a child rider on my life insuranc...
- Hi S., I got life insurance on my children when they were about 3 weeks old. The life insurance was puchased for myself but I added my children also to the policy....
- Its definitely a good thing to have. I have two friends who have lost children (one was born with a heart condition and they knew he wouldn't survive; the other died ...
Life Insurance Information
Asked by M.H. from Los Angeles
on March 20, 2007
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As a single mom I know that I am the only ones my kids can count on. I hate to think of what would happen to my kids if I wasn't around. Though I don't like the thoug...
Answers
- Dear M., I briefly (for about nine months) worked for MetLife, went through the licensing procedures and sold life insurance, health insurance, and mutual funds. Th...
- Hi M., First off, with all do respect, I am not sure where some of the ladies here have researched their information on Life Insurance but I know someone personally t...
- I am E. I work for an Insurance Agency. Im not Licensed in Life but my Boss is. If you really want advise in this subject I would HIGHLY recommend you talk to her. She...
