how to plan a budget
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Our Budget Needs Help - Husband So Stubborn!
Asked by L.J. from Rochester
on August 3, 2012
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Help, we need to stick to our budget better! With each paycheck every 2 weeks, we always seem to be in red - no matter what. We are able to pay all of our utilites, ...
Answers
- Hubby and I have a "goals" list. We then create a budget from that. So there is X amount per year for gas, etc. Mostly I do the budget and hubby helps me decide on big...
- "He is the breadwinner, so I know he deserves time to do things such as this (he loves working out in the garage), but can I have some enjoyment in life too?" - That's...
- How often do you see his parents? Sometimes the spouses forget that you love your parents as much as they do theirs. I guess this is the way I look at it. You never...
Need Help with a Meal Plan for the Week.
Asked by J.A. from San Francisco
on October 12, 2008
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I'm a working mom who needs fairly simple meals that my husband, 21 month old and myself, a 27-week preggo. I don't have tons of energy, and here's what I'm looking f...
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- I'm a busy mother of four children under eight. I pride on having home cooked meals on the table for my children as often as I can. I have found the cheaper, simpler m...
- Check out the cookbook Simple Suppers by Mollie Katzen I believe...same person who wrote Moosewood Cookbook.Simple,tasty, healthy. P..
- Check out menus4moms. They send you menus, recipes and a shopping list each week.
Need Help on a Decent Medical Plan !!!!
Asked by L.E. from Miami
on June 12, 2009
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Hi Moms,
I really need help on picking medical coverage for the family. My hubby is starting a job where he'll be a independant contractor. He will not have any med...
Answers
- Hi, L.! I was in the same situation. I paid Vista (expensive), Preferred Medical (cheaper) but the result was the same--- too pricey for the service. I ended up in a "...
- We use an insurance agent...All the plans out there can cause serious head-spinning...Anyway, he and his wife have been selling insurance for over 20 years or somethin...
- go to ehealthinsurance.com - it lets you compare all different plans and see what is important to you - has different deductibles, some have prescription plans, some d...
Help with Finding a Weight Loss Plan
Asked by K.N. from Chicago
on April 11, 2007
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Hi ladies! I want to start up on a weight loss plan but I am not sure the best way to go about it. I am 28 and for my entire life I was always "that girl" everyone hat...
Answers
- I have lost a little over 60 pounds since August. I am just aware of what I put in my mouth. Writing down all my food and staying within 1200-1300 calories. Also worki...
- Hi K., I have had great success with the Weight Watchers programme. No gimmicks, special food, or false promises. It is a great way to learn portion control, and ge...
- I am a certified personal trainer and have been in the fitness industry for 20 years. I have seen people lose weight successfully and successfully gain it back plus s...
Budget Info- Pretty Personal but I Will Ask Anyways
Asked by M.D. from Dallas
on June 26, 2009
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I know this is a very personal question and many wont want to answer but I will give it a try. We are in need of a budget! We blow way too much money. So I have bee...
Answers
- Ultimately, I think it depends on your debt load, what you make, and what you're willing to sacrifice so you can save instead of spend. if you're looking for good bud...
- Please read the Dave Ramsey books to learn about the envelope system. My husband and I have been using the envelope system for almost a year and it is truly peaceful!...
- Dave Ramsey is the best for this. He has a budget that is more thorough than most. He also gives percentages for certain things, like what percent of your income shoul...
Help! I Need to Create an Effective Budget That We Can Stick To.
Asked by S.K. from Dallas
on October 17, 2008
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Has anyone found a good, safe, and free website that will help me create a budget? I need something easy but thorough. OR, if there is a good book that will help me,...
Answers
- mytotalmoneymakeover.com
- Dave Ramsey-Total Money Makeover! Also, he comes on every day starting at 1:00(I think) on 570 AM KLIF...HTH, it has changed our lives.
- Google Dave Ramsey. He travels all over the world, he comes to alot of churches to tell families about how to get on a budget. He has CD's that you can order. Hope ...
Help Planning a Trip to Walt Disney World on a Budget...
Asked by M.M. from Chicago
on July 16, 2010
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I'm looking for help on planning a quick last minute trip to Disney World... I'm looking for advice on how to book, where to book, what to book... Do we purchase a p...
Answers
- We've been 8 times. I don't know your budget. We've been for 4 nights and 5 days and spent $7000 and we've been the same amount of time and spent less. It depends ...
- if you stay on the grounds you won't have to rent a car. they have a bus that will pick you up at the airport. and they have buses that will take you to the different ...
- Hi M., We're taking our 3rd trip to WDW in 20 months here in Aug...PM me and I can help you out :)
Need Help with Creating a Household Budget for the New Year
Asked by K.B. from Port St. Lucie
on December 3, 2008
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Hello to all of my moms out there. With the economy in the state that it's in, I'm finding myself needing to create a realistic budget for myself and my household. I...
Answers
- There is an online home budgeting system that helps you manage your spending called Mvelopes. My family will be using this in the coming year too. Their website ...
- I am recommending it because it works and I am practicing it now. There is a gentleman called Dave Ramsey. The program is called Financial Peace University. He teaches...
- Dave Ramseys Financial University!
I Really Need Help with Our Budget, Simple Ideas ,Please
Asked by J.D. from Burlington
on August 10, 2011
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Hi,
I am in charge of the budget in our household for a family of 5. I actually do a good job for the most part but am lacking largely in a big part of it. I'm not su...
Answers
- I'm a big fan of credit cards but only when you're in a position to pay them off in full each month.. Since you're carrying a balance, do not use them. Keep them at ...
- PM me your email. I have an excel spreadsheet that might just help you! ***NO, there's nothing fishy. I don't charge fees. I don't sell anything.***
- What really helped my husband and I with our budget is putting ourselves on cash allowances. After my husband pays the bills he takes the set amount of cash for grocer...
Pls Recommend a Cell Plan You Use That Is Under $35 a Month
Asked by M.Z. from Los Angeles
on November 30, 2010
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Pls let me know if you use a cell plan that only requires $35 a month, not prepaid bec. I plan to be calling my out of town family alot. Thank you moms.
Also, have ...
Answers
- If you'll have a laptop with you, then you might consider making your long distance calls using Skype... it's free, and the call quality is actually pretty good. You ...
- My daughter had Cricket and hated it. We turned it back in before the 30 day trial period was up. We just bought her for Christmas a Samsung Intercept, and the carrier...
- I know you said not prepaid, BUT...I have Straight Talk (you get it from Wal-Mart) and I LOVE it, before we had AT&T, and the service was terrible and the bill was ins...
