equity mortgage
Related Questions & Answers
Results 1-10 from 242 articles
Info Requested on Home Equity Loans
I would like to get some information about how much the fees are to do a home equity loan. I was thinking about taking out a loan with my current mortgage ...
Answers
- Definitely look into a cash-back refinance which can lower your current mortgage payment and give you the money you desire for home repairs. HELOC's are tricky and ca...
- Hi Paula, I am a bank manager for Chase Bank...a Home Equity is a great way to improve your home, pay off credit cards etc. Make sure you do not pay any fees and r...
- Go to your bank. I bank with Compass Bank and they gave me a home equity line of credit. That way you only use what you need when you need it and it works like a credi...
Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?
If your mortgage is $100k and you are going to be saving 1% interest going ... and wanted to get rid of the home equity loan and put it all in the mortgage ...
Answers
- Most of the time it cost about $2000 to refinance your mortgage. With that said, intrest rates are so low it's unreal. I think they are between 4.9% and 5.6% and tha...
- You need to figure out if the closing costs will out weight the benefits of the new rate. What is your current rate? What are they offering? I would not refi if the cl...
- Hi, I just refinanced with a rate of 4.5% for 30 year fixed (did not have to buy the rate down) with RBC in New Bern. The loan originator there is efficient and ver...
Mortgage Interest Rate Question
Sep 21, 2009 ... Most lending institutions now have their mortgage rates online but ... the costs into the mortgage but you must have enough equity in the ...
Answers
- We refinanced at the beginning of the year and got a 30 year fixed for 5.125%.
- It will be a little lower, but you will still probably have a larger payment because of the reduced years. I bit-the-bullet shortly after buying our house and reduced...
- Most lending institutions now have their mortgage rates online, but they can change daily. You can often eliminate the points associated with refinancing by taking an ...
Can He Sell the House
I asked all this of our loan officer when we went through the equity, plus I worked in mortgage for quite a while, that's why I went so in depth. ...
Answers
- He can sell the house because it was puchased before you were married, it's labeled as personal property. You can either assume the mortgage if he's willing to let yo...
- Wow everyone has a lot of opinions. I can tell you exactly what happened to my husband and I. We both owned homes before we were married. When I sold my house, whic...
- Hi L.: I moved to FL from WI about a year ago. I'm not sure of FL law, but I know in WI there is the marital property law which states that anything either of you ow...
Feedback on Money Merge Account
... merge accounts is that you buy the software for $3500, and it manipulates your bills using a home equity line of credit to pay extra on your mortgage. ...
Answers
- I was going to respond but I see that most of the wonderful ladies on here have the same opinion - check out Dave Ramsey for a good explanation (www.daveramsey.com). ...
- S.~ I would be wary of doing anything with your money that you do not completely understand. My husband and I started using Dave Ramsey's method of Financial Peace...
- I haven't heard about it, but it sounds like a fancy consolidation loan. If it is a line of credit that is supposed to help people pay off debt then whoever is doing ...
The Difference Between Owning Your Own Home or a Condo.
When you own, the money is going toward equity you will get back when you sell. ..... home equity mortgage · bank owned homes · new home loan ...
Answers
- HI. You are definitely smart buying and not renting. You throw away your money renting. When you own, the money is going toward equity you will get back when you sell....
- I have lived in a Condo and I really want to own a single family now. Condo's are nice for convience, however depending on the size of the association there can be...
- I will start by saying you have to ultimately decide what works best for your specific situation. Anything anyone tells you or advices you on, including myself is bas...
Good Mortgage Company
Does anyone have a recommendation for a reputable mortgage company We bought our last house .... Home Equity Loans · 12 · Looking for Mortgage Lender Broker ...
Answers
- We used PRIME Mortgage Company (Deb McGuire) and really like her. She stays in touch w/ us and keeps us posted on mortgage rates.
- are you a member of a credit union?? if not, check there....we just refinanced through our credit union for FREE!! no closing costs or fees!
- Just an FYI: We've used Wells Fargo (I have a good contact there if you decide you want to try it again) for 3 mortgages now and we've never had an issue. Aside from ...
Am I Responsible for My Soon to Be X-husband Not Paying the Mortgage?
My question is am i still responsible for the owed mortgage even though he's been ... As for any other loans that you may have cosigned (cars, equity, ...
Answers
- Hopefully, there was paperwork done at the time of the divorce that takes your liability off you. You probably need to contact a real estate attorney to review your op...
- Yes, you are still responsible. The mortgage company doesn't care what kind of agreement you and your husband came to, they only care about the agreement "your mortga...
- If your name is on the mortgage or et all yes you are responsible. Regardless of whether he made payments at all you are responsible. Have you contacted your mortgag...
Can a Single Mom Buy a House?
Often, the rent on a decent apartment is the same as or more than a mortgage payment, and with a home you are building equity. This will allow for you to ...
Answers
- E., You can certainly buy a house if you can afford one. But be aware that it is ALOT of work for a single mother of two. I did it for 7 years and was completely ex...
- Hello E.! Of course you can buy a house on your own. But do not use words like difficult. By saying it would be difficult you are planting that seed. You even took ...
- It's very possible and actually a great idea for a single mom to buy a house. Often, the rent on a decent apartment is the same as or more than a mortgage payment, an...
Ideas to Cut Back Expenses to Be Able to Be a Stay at Home Mom
Check the status of your mortgage to see if it's possible to refinance for a ... You may also be able to use home equity to consolidate any debt to reduce ...
Answers
- Write down all your expenses for the next month or two. Categorize them and start looking for places you can cut costs. Then start saving. Even if you can't afford ...
- Not having to pay your nanny and day care may be more of a "raise" then you think
- Hi there, Actually, it might help you to quit working. People don't take into account all the "little" expenses that you have when you work. First of all, it migh...
