equity home loan
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Home Equity Loans
Read all 12 responses: "Hello, I was wondering if anyone knows about home equity loans for not so great credit. We own our home free and clear.
Answers
- I agree with others about going to local bank. You want someone you can talk to face-to-face. I will warn you that the loan process is much more difficult these days...
- If I were you I would try this: http://www.fatwallet.com/forums/finance/ The people on this forum are VERY knowledgeable and always answer all my questions. They h...
- Hi A., Go to your local bank. Talk to the financial consultant. See what they have to offer. Good luck. All the Best. D.
Electronic Mortgage Payments
It does put a lot more equity into your home. It basically comes down to one ... Of course the extra money needs to go towards the principal of the loan not ...
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- If you are planning on staying in your home at least 5 more years, it's worth it. If not, don't bother. However, what they are offering will cost you up front as the...
- This is well worth the fees. The equity builds quickly, helps pay your home off earlier and the program we are on will transfer to any home, free for life. We have b...
- YES! And you can do this yourself. Don't get suckered into paying a fee for it. Plain old DISCIPLINE & adjusting your monthly payment a little each month & paying- eve...
Mortgage
Apr 22, 2009 ... That's not "equity" even though it sounds like it should be. You still need to borrow $240k for a $250k home. Your LTV (loan to value) ratio ...
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- Hi K., AR below is right; it's because it's an FHA. There are a couple differences when dealing an FHA loan. If you don't have a mortgage broker you should look i...
- PMI was made tax deductible only recently, and there is no guarantee that it will be so forever. It was passed as part of all the measures to help homeowners. I wou...
- Hi K., Congratulations! We are in the same boat as you. It is my understanding that if you have 20% down then it is better to get a regular loan specifically to...
The Difference Between Owning Your Own Home or a Condo.
I have made the decision to start saving up to buy a home. ... home equity mortgage · bank owned homes · new home loan · loan calculators · chicago condos ...
Answers
- HI. You are definitely smart buying and not renting. You throw away your money renting. When you own, the money is going toward equity you will get back when you sell....
- I have lived in a Condo and I really want to own a single family now. Condo's are nice for convience, however depending on the size of the association there can be...
- I will start by saying you have to ultimately decide what works best for your specific situation. Anything anyone tells you or advices you on, including myself is bas...
Foreclosure
The "mortgage" document simply states that because you gave me the loan, I am backing up my signature and good intentions of paying you back, with my home. ...
Answers
- J. , J. , my dear ; never let the bank take property .. Ever, never .never ever ......you will spend a lifetime fix'n your world ...... Fight for the roof over...
- the mortgage is in whose name? why not paying the mortgage off unless no money
- Hi J., First, let me offer you my sympathy on the loss of your grandmother. Second, the role of the executor is to wrap up all of your grandmother's affairs. That...
Can He Sell the House
Read all 11 responses: "My huband purchased our home 3 years ago prior to us ... I asked all this of our loan officer when we went through the equity, ...
Answers
- He can sell the house because it was puchased before you were married, it's labeled as personal property. You can either assume the mortgage if he's willing to let yo...
- Wow everyone has a lot of opinions. I can tell you exactly what happened to my husband and I. We both owned homes before we were married. When I sold my house, whic...
- Hi L.: I moved to FL from WI about a year ago. I'm not sure of FL law, but I know in WI there is the marital property law which states that anything either of you ow...
Seeking Help to Get Lower Interest Rates
We are not first time home buyers, we bought a house years ago but our finance person totally took .... credit cards guaranteed · equity home loan rates ...
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- Hi, B.. We're in the same boat and one thing that is supposed to help is a prepaid credit card. We are planning on doing that ourselves very soon...we have been told o...
- Hi B.. Sorry to hear about your problem. Daycare is way too expensive now a days but they know people have no choice unfortunately. My husband is a mortgage broker...
- Hi B., I have been working with a company that actually DOES work on your credit report and will constantly be in touch with you letting you know what has been done...
Seeking Adoption Information in the SW Fort Worth Area
In addition, for our first adoption we gook out a home equity loan to pay the costs up front and paid it off over two years. There are usually ways to come ...
Answers
- Try Focus on the Family at 800-232-6459. They just sent a letter looking for loving parents to help with adopting. I don't know what they can do. I know they don't hav...
- I would try Catholic Charities in Dallas. I believe they also have an office in Fort Worth but work primarily out of the Dallas office. I have worked with them was a...
- Hi Mussette, My husband and I are working with the Lena Pope Home in Fort Worth. They do foster-to-adopt programs. They host an informational session once/month. ...
Real Estate Agent Suggestions Needed
Read all 7 responses: "Hi Momma's, We are looking to sell our home and down ... place that is likely priced under market, so you walk in with some equity! ...
Answers
- Hi T., Technically speaking, I could suggest that you use my husband as he is a licensed agent and very experienced, 25+ yrs in the business, etc. However, 99.99% of...
- Hello T., I know a wonderful real estate agent located in Garland. Her name is Melba Davis and she works with Coldwell Banker. Melba is a Certified Residential Spec...
- I LOVE our realtor. Pete Kerrigan with Keller Williams in PLano. He has done this for a long time, so knows the drill and the builders, the area, taxes, etc. He res...
Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?
We originally had a mortagage and a home equity loan from when we first bought the house and wanted to get rid of the home equity loan and put it all in the ...
Answers
- Most of the time it cost about $2000 to refinance your mortgage. With that said, intrest rates are so low it's unreal. I think they are between 4.9% and 5.6% and tha...
- You need to figure out if the closing costs will out weight the benefits of the new rate. What is your current rate? What are they offering? I would not refi if the cl...
- Hi, I just refinanced with a rate of 4.5% for 30 year fixed (did not have to buy the rate down) with RBC in New Bern. The loan originator there is efficient and ver...
