Facing Foreclosure
Results 51-60 from 410 articles
Doing a Short Sale of Your House? Instead of Bankruptcy - Follow up Question
Asked by G.M. from Tampa
on September 12, 2007
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So you may remember my recent posting about bankruptcy. I went to a lawyer and she basically told us to go ahead and do the debt consolidation for our bills, and let t...
Answers
- My hubby runs a company called Foreclosure Assistance Solutions, they save about 60 homes a week for people and get them back on track...email me if you're interested....
- G., I live in Spring Hill and my house got a sink hole. We got the insurance check, but we still owed about 30K on the house. We called several investors out and th...
- I would contact your financial institution about the short sale. Some won't agree to one unless your house has been on the market for 90 days for fair market value and...
Short Sale Question_ HELP!
Asked by T.L. from Phoenix
on June 3, 2011
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Hi Everyone,
We are short selling our home. After layoffs and health problems we have no choice :(
there is good and bad news. The good news is; We already have a bu...
Answers
- Congratulations on finding a buyer! I work for a real estate attorney in AZ, and the anti-deficiency law definitely makes it so they can (and will) come after you f...
- I am a realtor in AZ and handle short sales. I require all of my clients to speak with a real estate lawyer and tax advisor as we cannot give legal or tax advise. We p...
- I consulted with a lawyer and there are already precedents where they cannot win going after you at least when it is your primary residence.
All Moms
Asked by A.P. from Atlanta
on June 27, 2009
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i really do need some help or advice on what to do. I am a mother of 4 and this is the first time i have missed my mortgage payment. the rest of the times i have made ...
Answers
- Try www.acorn.org, this is a resource that my mortgage company gave me. I hope this helps!
- hi A., they can not repo your home for this one late payment. I have worked in the collection department for 12 years. what you need to do is call and speak with ...
- If you are Georiga, you can call the Dept. of Housing and Urban Development at ###-###-####. If you have an FHA loan, you can call toll-free (800) CALL-FHA (800-225-5...
Black Mold
Asked by K.B. from Kansas City
on March 12, 2010
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Hello moms,
We are in the process of possibly purchasing a foreclosure. Though the rest of the house is in very good condition compaired to most foreclosures, there ...
Answers
- I have had the same issues with our home, and wish we never bought it. My children and I have been sick a lot, with crazy strange things. The chronic fatigue and brain...
- Definitely consider passing on this house if you see visible mold. Once you know a house has been "infected" you will need to disclose that to any potential future bu...
- We had to walk away from a "too good to be true" foreclosure deal as well due to bad water problems. I was devastated because I thought it was the home of my dreams bu...
What's the Next Step?
Asked by J.M. from Tampa
on September 6, 2010
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My husband took 3 paycuts (35%). We used to be able to pay every bill on time or early. We had a savings (gone), 401(cashed out), college paid for the kids(gone), et...
Answers
- We filed bankruptcy 7 years ago. The one where you have to pay everything off. Best thing we ever did! It was a rough five years. But totally worth it! We don't do cre...
- I hear weariness and discouragement in your tone, J.. I'm sorry to hear things are so hard for your family. You're right, plenty of us are in financial pits right now,...
- RUN to the library and get a Dave Ramsay book. You need to live on less than you make, no matter what that amount is. CUT UP the two credit cards. You clearly can't...
Husband Pushing Me to Bail as Maid of Honor
Asked by A.W. from Chicago
on March 28, 2011
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The girl who was my best friend from 4th grade until age 21 (when she moved across the country with her fiance) is finally getting married this year (we are now 29). S...
Answers
- Yes. You've gotta bail. It's not as if you want to! If your friend has experienced a home foreclosure, then she should understand financial issues. Let her know as...
- ooooh....that's SO HARD! my friend asked me to be her maid of honor but it was in vegas, it would've probly cost bout the same amount. i ended up having medical & fi...
- You can't afford to go, period. Just tell your friend the truth. If she is a real friend, then she will understand. After all, her predicament was pretty close to your...
Breaking Even or Taking a Loss on Our House to Get the Next One We Want?
Asked by S.D. from Indianapolis
on April 5, 2010
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A house we've had our eye on for 6 months just went back on the market after accepting an offer and then having that offer fall through because of financing. So, we R...
Answers
- I'm crying because you can buy a house in a nice neighborhood for under $200,000. I think a helpful thing to remember is that you've been living in your house for wha...
- Absolutely! Don't let money keep you from what you really want. Which would you regret more? Staying where your at to 'make' money on your house or getting the house y...
- If you can afford to lower your price, I would definitely do it if it means doubling your space and getting into a great neighborhood. It sounds like this is the hous...
Do You Think This Is Unreasonable?
Asked by M.M. from Tucson
on April 10, 2012
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My ex's and i divorce is still not final, because he requested concilliation counceling our court date that should have been on Monday. Instead we will be going to cou...
Answers
- You need to let the courts decide. Hopefully you have a lawyer advocating for you. He SHOULD want the money going through the courts--it's proof for him that he pa...
- What is your lawyer doing about this? Have you consulted him or her? Does your husband want RECONCILIATION counseling? In other words - is he trying to get back with y...
- I don't think it's unreasonable given your current situation, but I do think you need to make it a priority to change your situation so you can get a better paying job...
Should I Foreclose on My Home?
Asked by N.O. from Detroit
on April 26, 2009
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My husband and I have been living in our home for almost 6 years. We love our home and we have done alot of work to since we bought it. I'm grateful that we both have...
Answers
- I understand you dilemma. However, you will be so disappointed if you think that affluence will automatically equate to better breeding. My sister & BIL's neighborhood...
- i can understand that if the neighborhood is getting bad that is one reason to move, but i think too many people are "giving up" on their houses and foreclosing for wr...
- Hi N., I am in somewhat of the same situation, we have 2 issues, one our neighborhood is going down hill and we have outgrown our house. We spoke with a realtor and t...
Looking for a GOOD Real Estate Agent
Asked by A.S. from Dallas
on February 20, 2008
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My husband, daughter, and I moved to the area from Austin last September. We had a very short amount of time to look for a home, so we decided to move into a rent hous...
Answers
- We have used Eloise Martin (Coldwell Banker) and she is great! She is one of the top real-estate agents in the area. She is also a family friend and has helped my pa...
- Hi A.! I would recommend Doug Sassone. Not only is he a great friend, but he does an awesome job! Give him a call...###-###-#### Good luck!!!
- Our realtor is Mike Askins ###-###-#### and has been listed in D Magazine as one of the best realtors in the DFW area. He has an awesome program. If you purchase one...
