Divorce and Bankruptcy, and Foreclosure!!!!! Starting over at 44Yrs!!

D., I am so sorry you are going through this. Check with the "blue pages" in your phone book for government agencies that you can use. Solicitations that promise help for a fee will just cost you money and not much help - indeed, some are scams. Seek out the government agencies who do this free of charge. Social services can possibly help you find a shelter or place to live. Food stamps and welfare are nothing to be ashamed of. And if you are part of a church family, seek help there.

Lastly, give back by volunteering some of your time to those who are in bad shape as well. If you are able to "take charge" of your surroundings in a volunteer effort, someone may see your talent and you could end up with a paid job out of it. Tell everyone you know that you are looking for employment and would appreciate any lead they could give you. Marketing yourself with a positive attitude, even when you are feeling low, will help you in the long run.

All my best to you,
D.

1 mom found this helpful

I'm sorry you are going through all of this. I really don't have specific suggestions for you other than to go to your library and get a Dave Ramsay book. I know you already declared bankruptcy and are in foreclosure but his books will give you wisdom for finances for your future. Best of luck. God bless.

1 mom found this helpful

I know that it seems like the impossible; but take one day at a time; think about things thoroughly before making decisions and try to look at all possible options. When looking at the options do not look at them and say how they won't work but rather look at them and brainstorm as to how they could work. Also, consider going back to school; there are many options for moms going back to school and you can even do it online. There's various financial aid options including student loans that are not based on credit. If you chose a feld that you would enjoy and also that you could get employment from, you will have no problems paying back the loans. Let me know if you need more info on how to get started. Remember, look at things and decide how they could work as opposed to how they would not work. God Bless.

1 mom found this helpful

Sorry to hear/read about your divorce. I can understand that is hard, especially after 24 years of marriage. Then to start over is even harder! You got a lot of great responses that should be able to help you. It sparked my memory that the other day someone needed some of the same info. Please look at this other post from someone in the NJ area. My post is at the end and I posted a few government links on there that should be helpful.

http://www.mamapedia.com/questions/15791394568525643777

Also, in order for me to deal with stressful situations - think about writing lists out, writing a journal, and taking walks.

Good luck and God bless!