Seeking Helpful Doctors

Updated on February 17, 2009
C.M. asks from Keller, TX
7 answers

As for all of you out there that responded to my seeking helpful doctors... I have a few things to say i am a god fearing woman & am very thankful for the life & children he has given me. I simliy thought in writing on mamasource I would find some helpful advice I was saddly mistaken!! No worries you won't have to read from me again. I will never refer anyone to this site!!!!!! Good day & God bless!!!!!!!!!!

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E.B.

answers from Dallas on

I would hope you can't find that. It's not only illegal, it wouldn't speak well for the physician that would do it.

I understand the issue of not liking to spend money on copays, but have you ever thought of looking at it from the perspective of being thankful? Thankful you have 2 children? Thankful you have health insurance coverage at all? There are MANY people who do not. They would gladly pay copays. My intention is not to bash you, but rather to help you see there is another perspective that could be a lot more empowering than complaining.

Good luck to you and your family.

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K.K.

answers from Dallas on

Alright, this is going to come across very cold and harsh. I apologize. You should consider yourself blessed to have health care coverage at all. Do you have any idea how many Americans don't have any form of coverage. I don't for the first time in my entire life. Indy policies are very costly and I'm lucky that my ex is picking up our son. What would I do if I broke a leg or was in an accident or Lord forbid, had cancer or a heart attack? I might lose my home or even my life because I don't currently have the means to pay for a policy nor could I come anywhere close to covering the doctos/hospital costs.
You are very fortunate and should consider yourself blessed instead of whining about a second copay of what $10, $25, heck even $50 is lower than the doctor would charge for a cash patient.

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S.M.

answers from Dallas on

Doctor's can't see 2 kids on 1 co-pay, the co-pay is per person, per visit. They bill you the co-pay, and bill the insurance for balance of the visit. If they don't charge you the co-pay, they are bascially not getting paid the total for their visit. Would you go to McDonald's and ask them for 2 happy meals but say you only wanted to pay for one? The only thing I know of is sometimes when 1 child needs a re-check for something like an ear infection. For instance, if child #1 had an ear infection, and 2 weeks later you happen to be in with child #2, sometimes they will look child #1's ears to make sure they are clear without charging you anything. Or if you are in with child #1 for say a well visit, but you have child #2 with you b/c child #2 said he wasn't feeling well, they may look at child #2 without charging you, however, if there is something wrong (they find that child #2 has an ear infection), they will get the chart, write it down, and charge you. I hope that makes since. Doctors charge a lot, but they also have the expertise that we don't have. In addition, they already have to make agreements with the insurance companies as to how much they will accept as payment for everything under the sun. I know it's frustrating, but they derseve their pay as much as you deserve your pay for your job. I can tell you that our insurance does not have a co-pay, at least until after a certain limit. It's called Blue Cross/Blue Shield Lumenos. I don't know if your company offers it, but I think we save money all around with this plan.

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T.O.

answers from Dallas on

Hi C.,
I'm pretty sure it would be illegal for a doctor's office to see 2 kids for 1 copay. It would be fraud. It's not worth it to them to do that, and as Mary said they don't get very much money.

If you're looking for vaccines thru a cheaper route, call your county health department. Tell them you have insurance but can't afford the copay... they do shots at a very low price.

Good luck.

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L.K.

answers from Dallas on

It's illegal to see 2 kids on only one copay.

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B.N.

answers from Dallas on

No, you won't find that. It is insurance fraud and it is illegal.

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C.B.

answers from Dallas on

I seriously doubt you will find what you are looking for. Most doctors would consider than insurance fraud.

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