Amazon Credit Card?

Updated on April 24, 2012
K.R. asks from Durant, OK
7 answers

Thinking about getting an Amazon Credit card. I live in the country, so i shop Amazon all the time for the things we cant get in our area.
We have good credit and would pay the bill in full each month.
Do any of you have one.
Are there any downsides?
Do you ever use the "points"? or are they just for certain tings?

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So What Happened?

well i went for it. i'll set up auto pay to pay it each month. used the bonus 50 to get a leapster.

More Answers



answers from New York on

No downside for us, other than the fact it's a credit card. The only thing it's a little too easy to just click and buy something. We also have Amazon Prime. We are on a first name basis with the UPS guy. It's gotten to the point he brings treats for the dog.

We also have an amazon visa card and we use the points; they come in handy.

3 moms found this helpful


answers from New York on

I have an Amazon credit card. Its just like any other credit card, only with the Amazon name on it. I use all the time and use the points I earn on it towards diapers.

1 mom found this helpful


answers from College Station on

It is a credit card. Discover gives you money back! Amazon gives you points.

I have one and was pleasantly surprised that I had something like 1200 points and got credit toward my purchase. I don't remember exactly but I think my $23 purchase came down to $11!!

As with any credit card, be careful about the auto pay. Monitoring what gets onto the credit card bill is important.



answers from Washington DC on

It's just a credit card. I use the points for more Amazon purchases.



answers from Chicago on

We have one. We use it for everything, so we can rack up points faster. They used to send a reward check every once in awhile, maybe once every three months (?), and ours was usually worth $25 toward whatever we wanted on Now I believe you can redeem your points as you want to, for different levels of rewards. Either way, it's a chance for us to get something we want off Amazon, without technically having to pay full price because we get a "discount" by using our points. I think it's a good credit card to have, since the points have a practical purpose. We figure we were going to spend the money anyhow, we might as well get something out of it. Keep in mind though, you really only come out ahead if you pay off your charges each month.


answers from Austin on

I used to it to get $50 of free dvds then closed it...


answers from Phoenix on

I have one. I got it to help my credit score so I pay it off each month after I use it. I haven't even paid attention to the points so I guess I should look into that. =)

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