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529 College Savings Plan?
Asked by K.S. from Dallas
on May 6, 2008
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Hello!!! I am wondering how I start to set up a 529 college savings plan for my son. Did anyone use anyone that was really helpful? I am not a numbers person at all s...
Answers
- My husband is a numbers man and when my now 13 yr old was born he had hers set up and ready for 529. Over the years, we have allowed our investment guy from Edward Jo...
- One web site that can help a lot is www.collegesavings.com. I googled "529 Plan" and got a lot of helpful info. I reviewed an article by Morningstar on the various p...
- Also try www.upromise.com. It is VERY easy to get an account set up and many retail stores will contribute a small % of your purchases to the college fund & they also...
Anyone Have Advice on Saving for Children's College? 529 Plans?
Asked by R.L. from Dallas
on July 7, 2007
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Looking for information on saving for children's college. Family gives money for kids birthdays and Christmas and I want to start something just not sure where to beg...
Answers
- I've been out of town and haven't read my daily mama source emails...sorry. We've been looking into college savings plans a lot lately and my brother was able to h...
- These are all good suggestions. R., I'd be interested in learning what you and yours decided on. We just had our son in December. I feel it is never to ear...
- The tax rules are changing dramatically for UGMA's with the 2008 tax year and they no longer hold the benefit they once held. Because they provided such a great loopho...
Kindergarten Readiness and Summer Birthdays
Asked by K.L. from San Francisco
on August 12, 2008
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My son who just turned 5 in July is suppossed to start Kindergarten in 2 weeks. My husband is having second thoughts and NOT becasue he isn't ready now (we both agree...
Answers
- I imagine you'll get a LOT of advice, so I'll try to keep it short... If he is ready, SEND HIM! Do not worry about future "performance." If he is ready now, and you...
- Nowadays kindergarten is what 1st grade used to be. I would let him wait one more year. My youngest, Dija, is a September baby and at the time I was young and naive,...
- You are not crazy. You are, in fact, very wise to be concerned and having second thoughts. School is way more competitive and curriculum is way more demanding than i...
529 Plans
Asked by R.H. from San Diego
on June 5, 2008
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Hi there, I am wondering if anyone has looked into starting a 529 account for their child's college savings. Since each state offers their own plan, the options seem e...
Answers
- We opened 529 plans for our sons with Utah (Utah Educational Savings Plan). Since there is no tax benefit to opening a 529 in California, we looked out of state. The U...
- Hi. The 529s are fairly easy to deal with especially if you do it online. I get intimidated by long-term/investment/financial stuff but even I could handle this. If yo...
- A good friend of mine passed this info along to me a while ago. We haven't set it up yet but plan to - it sounds like a great way to go. It's called "CollegeBou...
