loan shark
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Title Loan
Asked by J.C. from Dallas
on April 6, 2012
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Hello, i was wondering if anybody know's how a title loan works?? does it cost a arm&leg to pay it back? have any of yall ever done it before? thankyou for the help!!
Answers
- Don't do it!!! Yes, any loan, especially a title loan is going to be a HUGE intrest! Easy money always comes a high cost.
- DO NOT DO IT! My ex did it and the interest was 148%. And if you get behind one payment, its hard to get caught up! AND they hold the title so they can TAKE YOUR CA...
- If you look at the fine print of these loans they are usually 100+% interest. A credit card at its worst is only 30% and you can get credit cards that charge less tha...
Pay Day Loan?
Asked by F.S. from Dallas
on October 4, 2010
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Anyone ever get a pay day loan? How exactly does it work? The pros/cons? What place did you go to? What do you look for? I see them everywhere so I'm wondering ab...
Answers
- don't do it if you can avoid it. they charge more than a cc would, i've never done one, and have heard nightmare stories. if you can refrain from a loan like that.
- BAD IDEA! Always. Avoid these things like the plague.
- DON'T DO IT. The best deal was 20% cost and it was due in 14 days or there was a 40% fee. They run the check through on day 14 no matter what so you better have the m...
Jobhunt, Ethics, What Do Do? Need to Decide by Next Week...
Asked by P.G. from Dallas
on October 2, 2012
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Hi Moms,
I went for a 2nd interview for Admissions Rep for a local vocational for-profit school. It sounds like a great fit, the money/benefits are good. But I'm wa...
Answers
- You are right that those admissions reps ARE like sales people, it's their job to "sell" the school to potential students. I don't see anything ethically wrong with i...
- I agree with Mamazita. If the job requires that you 'downplay' the true story (if they fail, they are still required to drop out, credits don't transfer, etc), then I...
- I'm sorry, but this is just like any other school, college, or university. It is the same, if students don't get the financial aid, then they can't afford to go. If a ...
Has Anyone Heard of co-signer.com?
Asked by L.C. from San Francisco
on October 24, 2012
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A friend of mine told me to take a look at this website for people who have bad credit and would like to be able to rent.
I would like to know if anyone has heard ...
Answers
- I don't co-sign for ANYONE. However, there will be someone who feels they can make a fast buck through this service and will go for it.
- Never heard of it and it sounds like a scam to me. Why on earth would a stranger co-sign for someone they know nothing about except that they have bad credit? My...
- never heard of it. And I would not sacrifice my personal info to check it out either.
Mom Seeking Info. Regarding Loans or Payday Loans
Asked by B.H. from Detroit
on December 8, 2009
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Hello,
I got this info in the mail the other day that said I was pre-qualified to receive up to $700.00 in credit/loan. I went online to check out the website and di...
Answers
- I used to work at a bank where I saw many of these types of loans overdraw peoples accounts. Here are a couple of things for you to think about: Do you have plans fo...
- Hello. This can seem like a quick and easy way to get a little cash on hand but if you pay a $45 fee over one month that is equivalent to a 180% apr!!!!!! I can't ev...
- DON'T DO IT!!!!!!!!!!!!!!! The government keeps a close eye on these places since they are such rip-offs. If you don't have the money to buy your kids Christma...
Poll on What You Think About Repaying Parents
Asked by C.M. from Chicago
on October 2, 2009
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I just wanted to know what others thought about repaying parents back money that you have borrowed from them. Do you feel that you should or shouldn't and why or why ...
Answers
- (written after your update) It sounds like you are doing the right thing-being VERY clear about when you can repay and the reasoning why-sorry to hear about your hu...
- I think that you should repay your parents if you borrowed money and it was not given as a gift. If you borrowed the money from a bank would you question whether or no...
- Loans should be documented in writing and signed by both parties clearly spelling out the amount borrowed and when it is expected to be paid back. I agree with the ear...
Mom Seeking Help on How to Start a Business
Asked by L.D. from Houston
on January 21, 2010
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For the moms who own their own business, how did you get started? I know my area of interest (opening a bakery), but not exactly what I need to do to get started. Wher...
Answers
- Sorry for the brevity here. Opening a bakery sounds like a huge financial and personal undertaking. I notice that the cupcake businesses are very popular right n...
- It is not legal to bake items at home that are to be sold. You would need to rent time in a licensed kitchen. If your church has a licensed kitchen, they may let you...
- What kind of business are you trying to get started? Is it something that will be based out of your home? Something you will have to have an actual location to sell ...
Help on What to Settle for on Settlement.
Asked by S.D. from Phoenix
on January 4, 2009
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I am looking for a guide from the heart as to what is a "fair"
settlement price from an ins company. I was in a big accident, head
on. Police report and all indicat...
Answers
- Hi S., I agree with Jill B. I'm an insurance agent and I can tell you one of the reasons why auto insurance is so high is that people get a little bump and sue for mi...
- Get the book: "How to Settle an Auto Accident with out a Lawyer" this book walks you through it step by step through the whole thing! No guessing! I found it at my lib...
- I was in a accident and found the insurance company was totally trying to hose me. It was a constant fight until I finally contacted a attorney. I didn't have to pay ...
Mommy Going Through a Rough Divorce
Asked by P.D. from Phoenix
on June 24, 2008
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I am reaching out to anyone that may have any advice for myself and my daughter. I left an extremely abusive relationship last October and filed for a divorce. I am ...
Answers
- Hi, P. Although there is a lot of good advice being passed to you, know that you are the only one that can get you through this. I went through a similar relationship...
- Ok first of all you need to get a restraining order against him. That is for safety and call the police whenever he breaks it. Charge him when he breaks into your ap...
- It really ticks me off to hear about things like this. You and your daughter are in my prayers. Community Legal Services – free legal service ###-###-#### ...
For Those Wives Who Have Left....
Asked by S.J. from St. Louis
on November 17, 2011
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LADIES - This post is coming from another post I just put up less than 30 min ago - Yes, he knows there is a problem, YES he knows I want to leave because he is an ab...
Answers
- Is there a battered women's shelter in your area? They can give you and your kids a place to stay and help you find other resources for help.
- If your husband is abusing you, whether physical or emotional, apply for a restraining order and in that order he will be ordered to leave the home. That home belongs...
- I have been where you are... I finally got him out of the house. It was verbal not physical and the verbal or things he did were more controlling. when he left he le...
