interest rates
Related Questions & Answers
Results 1-10 from 1,020 articles
Paying off Debt
In this era of high interest rates, maybe you should phone your credit card companies and close the accounts so they do not raise your rates even higher. ...
Answers
- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
Mother Seeking down Payment Assistance for Mortgage Information
You have to look into the IHDA (Illinois Housing Development Authority) they have the BEST Interest Rates for first time home buyers. ...
Answers
- Hi C., There are a lot of "creative financing" options available these days - you may be able to get by putting only 5% down. What you'd do is take out a mortgage fo...
- The City of Chicago has a couple of programs available for downpayment or closing cost assistance. Check their website. Also, check with your place of employment as s...
- Hi C., You have to look into the IHDA (Illinois Housing Development Authority) they have the BEST Interest Rates for first time home buyers. They are in the low ...
Need Help Figuring Out Where to Put 6 Yr. Olds Money
My background is in Nutrition and not Finance but I would say put it in a CD in his and your name (call around for the best interest rates-the longer the ...
Answers
- talk to a financial planner. Investment firms. Some could be put in an educational plan, and some into investments or stocks that could grow and complement the educa...
- First of all, check out the Michigan College Fund - they have a matching gift from the state. It has certain requirements and you will have to see if you qualify, but...
- Hi D., My background is in Nutrition and not Finance but I would say put it in a CD in his and your name (call around for the best interest rates-the longer the term ...
Has Anyone Used Careone Credit Counseling???
I have tried getting the creditors to lower interest rates but that hasnt helped much. I am in the process of researching debt consolidation/reduction and ...
Answers
- Unfortunately, using a credit counseling company is almost as bad as bankruptcy. I have done some research and have found that there is really nothing you can do othe...
- I would like to invite you to Financial Peace University by Dave Ramsey. It is a 13 week course offered through our church, Sun Valley, and it had made a HUGE differe...
- My sister used Debt SHield, which a friend of hers also used. It worked out well, as if creditors started calling, she just called the person at DS & they had it stop....
Has Anyone Used FreedomDebt.com?
Ask them to lower the interest rates. If things are really tough, ask them to lower the balance. Remember to ask "Is that the best you can do? ...
Answers
- The ONLY place you should work with is Consumer Credit Counseling. But even they can have issues. We dealt w/one years ago, and the person suggested we file bankrupt...
- I wonder if it is similar to nodebtandfree.com We used them to help us out and they are amazing. They advertised on 960AM. It is not debt consolidation or any sca...
- T., there are so few of these programs that are useful and legitimate. There's a reason they're called "CONsolidations". I'd do a whole lot of research before signin...
What Is the Best Way to Repair Your Credit After Filing Bankruptcy?
And we have a few credit cards with normal interest rates. If you are patient and look around for good rates, you will be fine. Getting a credit card will ...
Answers
- I bought my first home after filing Bankruptcy after only 3 years. I had a very goood loan person. His name is Merrick and here is his contact info. 1301 SE Tech Cen...
- Hi S., My name is C. and I am a Real Estate Agent. I Know quite a bit about Credit and you CAN recover from a bankruptcy. I do credit Repair, it works really well. Wha...
- Just FYI, when still in bancruptcy, any type of credit is under the bancruptcy meaning it does not count either way. So, it is obsolete. If the bancruptcy is done, t...
Widow Mom
The only other thing I have to add is you can call your creditors yourself and ask to lower the interest rate, or even defer payments due to family ...
Answers
- I am deeply sorry for your loss. I have horrible credit and now getting it back on track. You do not need to pay anyone to fix it for you. I just found out myself. You...
- You could check out the Dave Ramsey Financial Peace Program. Good luck.
- Dear C., I am so sorry for your loss and I know your needs will be met. You have some good suggestions from the other moms. My suggestion is to find an attorney who ...
What Is the Best Electric Company?
They don't advertise to be the cheapest, but their rates are good, ... I have been a happy customer for several months and in the interest of full ...
Answers
- A., I hope you will also consider Stream Energy. I have been a happy customer for several months and in the interest of full disclosure, am also an independent direct...
- Hi A., I would suggest that you rent and view the documentary "An Inconvenient Truth" and then sign up for Green Mountain Energy's 100% Wind Energy Plan. The true "...
- Stick w/ TXU or Gexa. Do not use Stream Energy. Stream Energy is a scam!! Against our better judgement, we decided to help a family member with her growing busines...
Life After Filing for Bankruptcy.
If you decide to apply for credit as some suggest as a means of rebuilding, note that your interest rates will be high and this is okay, because you are ...
Answers
- My husband and I filed bankruptcy 6 yrs ago. Since then we have rebuilt our credit. We have purchased a house, automobiles and we have a credit card. It does take time.
- Don't get any more credit cards. A lot of companies will want to give them to you and really high rates. They know you will be liable for them because you already di...
- I had to do the same thing after 9/11. It's a hard time, but you will get through it. All I can recommend is that you make sure that you pay your bills on time and s...
Financial Problems
After we paid the car off we now use it for collateral to get personal loans to pay off our credit card debts at the 5% interest rate for the cards that ...
Answers
- You said husband. That means you two would need to file together. When he married you, he married your debt as well. There are implications both ways (to file or not t...
- Good Morning C., yes dear it is a mess but a relatively small one considering. Budgets are very hard but doable. We just this month paid off a credit card that had rea...
- I dont think you have enough to file for bankruptcy. You could try, but I think you need more debt. Not that you should get anymore. Unfortunately, the rent thing, ...
