debt consolidation loans bad credit
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Credit Repair
Aug 30, 2009 ... I would NOT go with a company to settle your debt Even though theyclaim they can .... bad credit home mortgage · home loans for bad credit ...
Answers
- i have worked in credit & collections for 12 yrs. I would be glad to help you clear up your credit report. Its not as hard as you may think. If interested email me:...
- The first thing I would do is to find out what Dave Ramsey says! He is excellent and I wish I started he's program while I was younger. Good luck. A grandma.
- Hi J., I actually had a client two years ago who had terrible credit and could not get approved for a home. She worked with Brad Polin, with Coastal Lending Team, ...
Help!!!!!
If your credit is bad enough, possibly seeing CCC would help future lenders want to work with you ..... Need a Reputable Debt Consolidation Service/company ...
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- I don't know about that. But I have heard that the best way to get your bills down is to concentrate on the smallest one first. Any time you can(even if it's hard) pay...
- Don't do it, CCC is owned by the credit card companies!! Any good financial advisor will tell you not to use them!! Find another way to get your finances in order, fin...
- I wouldn't use an outside service until after you've done everything you can yourself. They don't really do anything you can't do yourself. There are alot of good boo...
Trying to Clean up My Credit
I have been through a lot with bad credit and I will give you good ..... Credit Card Debt Consolidation ... online credit report · auto loans bad credit ...
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- Did you contact Equifax etc to see why your score was lowered. That makes no sense! Good luck
- Been there done that and it sucked. Here's the thing, bad credit is better than no credit to a lender. I would go ahead and pay it off but keep something around. Yo...
- It's good to have a couple open revolving cards on your credit. The balance on the card should stay to less than 25% of the credit line. If you pay the credit card o...
How to Get Out of Debt?
All together including student loans credit cards etc we have about 20000 in debt. ..... Next question: Credit Card Debt Consolidation ...
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- These questions always get a ton of response...because most of us live paycheck to paycheck. It sounds like you are on a right track by having a plan to take care o...
- Ok M., I have a business opportunity for you that you can do on the side of your full time job. I am literally in the same position as you, expect my husband and I hav...
- Check out www.daveramsey.com . My husband and I are doing the dept snowball and in 27 months we will be dept free (except the house) That includes our 17,000.00 car lo...
Something I Haven't Thought Of?
We have more student loan debt than most people could imagine (if I could ... I will be honest i am the one that put us in debt with credit cards and then ...
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- Dear A., Do you have a local church you could attend? Sometimes being with folks who can pray with you and encourage you really makes a difference.
- I HEAR THE STRESS! YOU NEED TO GET OFF 'THE MERRY-G0-ROUND AND INCREASE YOUR ABILITY TO SEE YOUR OPTIONS IN AN ORGANIZED WAY. THERE ARE MANY SUGGESTIONS I CAN WRIT...
- Hi sunshine I am a grandmother and I really know your pain. Life can be tough but that to will pass. Just put your best foot forward and everything will work out. ...
Has Anyone Used FreedomDebt.com?
Read all 8 responses: "Have you used or heard anything good or bad about FreedomDebt.com? ... Hospitals, personal loans, things like that are more likely to actually lower .... The ONLY place you should work with is Consumer Credit Counseling. .... Need Advice on Those Debt Consolidation Organizations Out There ! ...
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- The ONLY place you should work with is Consumer Credit Counseling. But even they can have issues. We dealt w/one years ago, and the person suggested we file bankrupt...
- I wonder if it is similar to nodebtandfree.com We used them to help us out and they are amazing. They advertised on 960AM. It is not debt consolidation or any sca...
- T., there are so few of these programs that are useful and legitimate. There's a reason they're called "CONsolidations". I'd do a whole lot of research before signin...
Any Great Budget Suggestions??
I mean it isn't terrible but we both have student loans and we have a car payment not to mention a little bit of credit card debt. ...
Answers
- J.; Times are tough and getting tougher all the time. Heidi and I run on on Quixtar powered business that makes us like Walmart without the store. Part of our servic...
- We use the envelopes, we each get an allowance, and when it's gone it's gone, and we "hid" the credit cards. We have our debit cards in case of an emergency, but that...
- Hi J., Great move! Too many people live beyond their earnings. I am in control of the money in our home and that is how it has to be because my husbands need to spe...
How Can We Get Out of This Circle?
At first we tried the so-called debt consolidation loan and it only ...... Finally found out my bad credit kept me from getting a job to pay the bills! ...
Answers
- First, I agree with some of the previous posts--cut up those credit cards (and go a step farther--call and cancel them with the company)!!! Credit debt is not necessa...
- Oh S.. I know what you are feeling all too well. Have you seriously thought about claiming bankruptcy? It sucks and doesn't look good on the credit report either bu...
- It's been said a ton already, but I gotta say it again-DAVE RAMSEY. His total money makeover book and his talk show is a good start. I won't add anymore about his pl...
Credit Card Debt Consolidation
Asked by C.C. from New York
on May 21, 2009
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I am wondering if anyone has any experience with credit card debt consolidation/ elimination/ negotitation. What were your experiences? And if so, what company/ websit...
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- Have you tried snowballing or debt stacking your debt? To many of those companies ruin your credit by placing notes on your credit report, I know thats not importa...
- just make sure you pay NO money up front
- Call the credit card companies yourself - request they give you a lower interest rate or tell them you will close the account and transfer to a lower interest credit c...
Debt Consolidation
Asked by T.F. from St. Louis
on May 5, 2009
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Just wondering if anyone has had good luck with a Consumer credit consolidation. I am thinking about consolidating my credit cards to try to reduce our debt.I am not s...
Answers
- Two words for you. Dave Ramsey. I know he was already mentioned but if you can get anywhere to see him in video or get his books it really does work. Please try hi...
- My sister and I (she suggested this Service to me, too) used Consumer Credit Counseling Service (CCCS) Agency: http://www.cccsstl.org/ I used the Service late 90s/earl...
- If your credit is already messed up and you are committed to never getting into debt again, it might not be too bad. I have done extensive research. Your credit will...
